OneUp Trader vs Topstep: Head-to-Head Comparison (2026)
OneUp Trader
7.7 B
Futures
Topstep
7.9 A
Futures
Verdict: Who Wins?
OneUp Trader
3 wins
Topstep
4 wins
Best For:
Topstep
OneUp Trader
Topstep
OneUp Trader
Visual Comparison
Head-to-Head Comparison
| OneUp Trader | Metric | Topstep |
|---|---|---|
| 7.7/10 | PFM Score | 7.9/10 ★ |
| 4.7/5 (2,520) ★ | TrustPilot | 3.6/5 (14,382) |
| B | Safety Grade | A ★ |
| 56.5 C | Trust Score | 80 A ★ |
| 90% (100% on first $10,000) ★ | Profit Split | 90% |
| No Daily Loss Limit | Daily Drawdown | $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) |
| Same-day (Bank Wire) / Weekly (Crypto, capped) | Payout Frequency | On-demand |
| $65 | Starting Price | $49 ★ |
| White-Label | Technology | Proprietary |
| NinjaTrader, Bookmap, MultiCharts, Sierra Chart, Rithmic | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| United States | Country | United States |
| - | Established | Jan 2010 |
| 5 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | OneUp Trader | Topstep | Savings |
|---|---|---|---|
| $50K | $75 | $49 ★ | Save $26 |
| $100K | $150 | $99 ★ | Save $51 |
| $150K | $175 ★ | $199 | Save $24 |
OneUp Trader vs Topstep: Detailed Analysis
OneUp Trader and Topstep are both Futures firms.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $16 less than OneUp Trader's starting price of $65. OneUp Trader offers 5 challenge options, while Topstep offers 3.
Account Sizes
On account sizing, OneUp Trader offers account sizes from $25 to $250 across 5 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, OneUp Trader supports NinjaTrader, Bookmap, MultiCharts, Sierra Chart and Rithmic, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
OneUp Trader offers 90% (100% on first $10,000) profit split, while Topstep offers 90%. OneUp Trader pays out Same-day (Bank Wire) / Weekly (Crypto, capped), and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: OneUp Trader lists its daily drawdown as "No Daily Loss Limit", while Topstep lists "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, OneUp Trader has a 4.7/5 TrustPilot rating with 2,520 reviews, while Topstep has 3.6/5 with 14,382 reviews. Safety grades: OneUp Trader B, Topstep A.
Who Should Choose Which
So who should pick which? OneUp Trader is the stronger choice for maximum profit potential and fast payouts, while Topstep is the better fit for budget-conscious traders and trust & reputation.
This is a close matchup with OneUp Trader winning 3 and Topstep winning 4 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
OneUp Trader
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
OneUp Trader
No active deals
Topstep
Frequently Asked Questions
Which is better, OneUp Trader or Topstep?
Both firms are competitive. OneUp Trader wins in 3 categories while Topstep wins in 4. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, OneUp Trader or Topstep?
Topstep has the lower starting price at $49. OneUp Trader offers 5 challenge options starting from $65, while Topstep offers 3 options starting from $49.
Which has better reviews, OneUp Trader or Topstep?
OneUp Trader has a higher TrustPilot rating of 4.7/5. OneUp Trader has 2,520 reviews while Topstep has 14,382.
Which offers a higher profit split, OneUp Trader or Topstep?
OneUp Trader offers a higher maximum profit split. OneUp Trader offers 90% (100% on first $10,000) while Topstep offers 90%.
How fast do OneUp Trader and Topstep pay out?
OneUp Trader has Same-day (Bank Wire) / Weekly (Crypto, capped) payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are OneUp Trader and Topstep legit?
Both firms have been independently verified by PropFirmMap. OneUp Trader holds a B safety grade and a 4.7/5 TrustPilot rating. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, OneUp Trader or Topstep?
Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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