Skip to main content

Topstep vs TradeDay: Head-to-Head Comparison (2026)

Topstep

6.6 B+
United States Futures
VS

TradeDay

8.4 A+
United States Futures
Key Differences
Safety B+ vs A+ Split 90% vs 95% Price $95 vs $87

Verdict: Who Wins?

Topstep 0 wins
0 - 8
TradeDay 8 wins Decisive Win
Overall Rating 8.4 vs 6.6 Decisive
TrustPilot 4.6 vs 3.4 Decisive
Starting Price $87 vs $95 Narrow
Profit Split 80% initially, up to 95% after $50K cumulative profit vs 90% Clear
Safety Grade A+ vs B+ Clear
Trust Score 78.7/100 vs 71/100 Clear
Challenge Variety 9 vs 3 options Clear
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders TradeDay
Maximum profit potential TradeDay
Trust & reputation TradeDay
Fast payouts TradeDay

Visual Comparison

Topstep TradeDay
TradeDay
Grade A+ 4.6

Save 30% on TradeDay today

CODE SAVE30 from $87
Save 30% Now Verified deal

Head-to-Head Comparison

Topstep Metric TradeDay
6.6/10 PFM Score 8.4/10
3.4/5 (13,955) TrustPilot 4.6/5 (1,350)
B+ Safety Grade A+
71 B+ Trust Score 78.7 B+
90% Profit Split 80% initially, up to 95% after $50K cumulative profit
$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) — trailing EOD Daily Drawdown Trailing drawdown (no separate daily loss limit). $2,000 for $50K, $3,000 for $100K, $4,500 for $150K accounts (Intraday: calculated intraday; EOD: calculated at end of day).
On-demand Payout Frequency Daily
$95 Starting Price $87
Proprietary Technology Proprietary
Topstep X Platforms Trading View, NinjaTrader, Tradovate
Yes Direct Path to Funded Yes
United States Country United States
Jan 2010 Established Jan 2020
3 options Challenge Options 9 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Topstep TradeDay Savings
$50K $95 $87 Save $8
$100K $149 $140 Save $9
$150K $229 $210 Save $19

Topstep vs TradeDay: Detailed Analysis

Topstep and TradeDay are both Futures firms. Topstep has been in business longer, established in 2010, while TradeDay was founded in 2020.

In terms of pricing, TradeDay is more affordable with challenges starting at $87, which is $8 less than Topstep's starting price of $95. Topstep offers 3 challenge options, while TradeDay offers 9.

Topstep offers 90% profit split, while TradeDay offers 80% initially, up to 95% after $50K cumulative profit. Topstep pays out On-demand, and TradeDay pays out Daily.

For trust and reputation, Topstep has a 3.4/5 TrustPilot rating with 13,955 reviews, while TradeDay has 4.6/5 with 1,350 reviews. Safety grades: Topstep B+, TradeDay A+.

Overall, TradeDay edges ahead winning 8 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Topstep
Pros
90% profit split, instant payouts, no activation fee, pass in as little as 2 days, Chicago-based since 2010
Cons
Trailing max loss limit (not static daily DD), lower TrustPilot rating (3.4★), monthly subscription billing
TradeDay
Pros
Day-one payouts with no buffer on Quick Pay, Fast Pass funded in 3 days, over $10M in verified payouts since 2020, no activation fee, multiple funded accounts allowed, free ebook library
Cons
Monthly subscription pricing (recurring), trailing drawdown calculated intraday (strict), 30% consistency rule, limited to 50K/100K/150K account sizes only

Active Deals & Promo Codes

Topstep
$20 off No Activation Fee Trading Combine (any size). Up to 5 uses per trader.
TradeDay
30% OFF 30% off + no activation fee on all evaluations

Frequently Asked Questions

Which is better, Topstep or TradeDay?

TradeDay scores higher overall, winning 8 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Topstep or TradeDay?

TradeDay has the lower starting price at $87. Topstep offers 3 challenge options starting from $95, while TradeDay offers 9 options starting from $87.

Which has better reviews, Topstep or TradeDay?

TradeDay has a higher TrustPilot rating of 4.6/5. Topstep has 13,955 reviews while TradeDay has 1,350.

Which offers a higher profit split, Topstep or TradeDay?

TradeDay offers a higher maximum profit split. Topstep offers 90% while TradeDay offers 80% initially, up to 95% after $50K cumulative profit.

How fast do Topstep and TradeDay pay out?

Topstep has On-demand payouts while TradeDay offers Daily payouts. Payout speed can be an important factor when choosing a prop firm.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.