Funded Futures Family vs Topstep: Head-to-Head Comparison (2026)
Funded Futures Family
8.0 B+
Futures
Topstep
7.9 A
Futures
Verdict: Who Wins?
Funded Futures Family
3 wins
Topstep
3 wins
Best For:
Topstep
Funded Futures Family
Topstep
Funded Futures Family
Visual Comparison
Head-to-Head Comparison
| Funded Futures Family | Metric | Topstep |
|---|---|---|
| 8.0/10 ★ | PFM Score | 7.9/10 |
| 4.7/5 (2,274) ★ | TrustPilot | 3.6/5 (14,382) |
| B+ | Safety Grade | A ★ |
| 61.9 B | Trust Score | 80 A ★ |
| 100% on first $10,000, then 90% ★ | Profit Split | 90% |
| None (no daily loss limit; max drawdown is End-of-Day trailing on PRIME, with intraday-trailing options on other plans) | Daily Drawdown | $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) |
| On demand | Payout Frequency | On-demand |
| $91 | Starting Price | $49 ★ |
| Proprietary | Technology | Proprietary |
| Tradovate, WealthCharts | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| United States | Country | United States |
| Jan 2024 | Established | Jan 2010 |
| 4 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funded Futures Family | Topstep | Savings |
|---|---|---|---|
| $50K | $126 | $49 ★ | Save $77 |
| $100K | $196 | $99 ★ | Save $97 |
| $150K | $256 | $199 ★ | Save $57 |
Funded Futures Family vs Topstep: Detailed Analysis
Funded Futures Family and Topstep are both Futures firms. Topstep has been in business longer, established in 2010, while Funded Futures Family was founded in 2024.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $42 less than Funded Futures Family's starting price of $91. Funded Futures Family offers 4 challenge options, while Topstep offers 3.
Account Sizes
On account sizing, Funded Futures Family offers account sizes from $25 to $150 across 4 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Funded Futures Family supports Tradovate and WealthCharts, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Funded Futures Family offers 100% on first $10,000, then 90% profit split, while Topstep offers 90%. Funded Futures Family pays out On demand, and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Funded Futures Family lists its daily drawdown as "None (no daily loss limit; max drawdown is End-of-Day trailing on PRIME, with intraday-trailing options on other plans)", while Topstep lists "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, Funded Futures Family has a 4.7/5 TrustPilot rating with 2,274 reviews, while Topstep has 3.6/5 with 14,382 reviews. Safety grades: Funded Futures Family B+, Topstep A.
Who Should Choose Which
So who should pick which? Funded Futures Family is the stronger choice for maximum profit potential and fast payouts, while Topstep is the better fit for budget-conscious traders and trust & reputation.
This is a close matchup with Funded Futures Family winning 3 and Topstep winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Funded Futures Family
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
Funded Futures Family
No active deals
Topstep
Frequently Asked Questions
Which is better, Funded Futures Family or Topstep?
Both firms are competitive. Funded Futures Family wins in 3 categories while Topstep wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Funded Futures Family or Topstep?
Topstep has the lower starting price at $49. Funded Futures Family offers 4 challenge options starting from $91, while Topstep offers 3 options starting from $49.
Which has better reviews, Funded Futures Family or Topstep?
Funded Futures Family has a higher TrustPilot rating of 4.7/5. Funded Futures Family has 2,274 reviews while Topstep has 14,382.
Which offers a higher profit split, Funded Futures Family or Topstep?
Funded Futures Family offers a higher maximum profit split. Funded Futures Family offers 100% on first $10,000, then 90% while Topstep offers 90%.
How fast do Funded Futures Family and Topstep pay out?
Funded Futures Family has On demand payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are Funded Futures Family and Topstep legit?
Both firms have been independently verified by PropFirmMap. Funded Futures Family holds a B+ safety grade and a 4.7/5 TrustPilot rating. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Funded Futures Family or Topstep?
Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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