MyFundedFutures vs Topstep: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Topstep
0 wins
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Head-to-Head Comparison
| MyFundedFutures | Metric | Topstep |
|---|---|---|
| 8.3/10 ★ | PFM Score | 7.9/10 |
| 4.9/5 (21,372) ★ | TrustPilot | 3.6/5 (14,657) |
| A+ ★ | Safety Grade | A |
| 83 A ★ | Trust Score | 80 A |
| 80% (Builder/Pro/Flex), 90% (Rapid) ★ | Profit Split | 90% |
| No daily loss limit on Rapid/Pro/Flex plans; $1,000 daily loss limit on Builder plans; EOD trailing drawdown applies to all plans | Daily Drawdown | $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) |
| Daily (Rapid), Every 48h (Builder), Bi-weekly (Pro), Weekly (Flex) | Payout Frequency | On-demand |
| $0 | Starting Price | $49 |
| White-Label | Technology | Proprietary |
| Trading View, NinjaTrader, Tradovate, Quantower, Atas, dxFeed, Volumetrica, Volsys, Volbook | Platforms | Topstep X |
| Yes | Direct Path to Funded | Yes |
| United States | Country | United States |
| Nov 2023 | Established | Jan 2010 |
| 8 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | MyFundedFutures | Topstep | Savings |
|---|---|---|---|
| $50K | $105 | $49 ★ | Save $56 |
| $100K | $339 | $99 ★ | Save $240 |
| $150K | $489 | $199 ★ | Save $290 |
MyFundedFutures vs Topstep: Detailed Analysis
MyFundedFutures and Topstep are both Futures firms. Topstep has been in business longer, established in 2010, while MyFundedFutures was founded in 2023.
Account Sizes
On account sizing, MyFundedFutures offers account sizes from $25 to $150 across 4 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, MyFundedFutures supports Trading View, NinjaTrader, Tradovate, Quantower, Atas, dxFeed, Volumetrica, Volsys and Volbook, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
MyFundedFutures offers 80% (Builder/Pro/Flex), 90% (Rapid) profit split, while Topstep offers 90%. MyFundedFutures pays out Daily (Rapid), Every 48h (Builder), Bi-weekly (Pro), Weekly (Flex), and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: MyFundedFutures lists its daily drawdown as "No daily loss limit on Rapid/Pro/Flex plans; $1,000 daily loss limit on Builder plans; EOD trailing drawdown applies to all plans", while Topstep lists "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, MyFundedFutures has a 4.9/5 TrustPilot rating with 21,372 reviews, while Topstep has 3.6/5 with 14,657 reviews. Safety grades: MyFundedFutures A+, Topstep A.
Who Should Choose Which
Across the use cases we scored, MyFundedFutures is the stronger choice for trust & reputation and fast payouts.
Overall, MyFundedFutures edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Pros
Cons
Topstep
Pros
Cons
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Frequently Asked Questions
Which is better, MyFundedFutures or Topstep?
MyFundedFutures scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which has better reviews, MyFundedFutures or Topstep?
MyFundedFutures has a higher TrustPilot rating of 4.9/5. MyFundedFutures has 21,372 reviews while Topstep has 14,657.
Which offers a higher profit split, MyFundedFutures or Topstep?
MyFundedFutures offers a higher maximum profit split. MyFundedFutures offers 80% (Builder/Pro/Flex), 90% (Rapid) while Topstep offers 90%.
How fast do MyFundedFutures and Topstep pay out?
MyFundedFutures has Daily (Rapid), Every 48h (Builder), Bi-weekly (Pro), Weekly (Flex) payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are MyFundedFutures and Topstep legit?
Both firms have been independently verified by PropFirmMap. MyFundedFutures holds a A+ safety grade and a 4.9/5 TrustPilot rating. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, MyFundedFutures or Topstep?
When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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