Funding Pips
2.9 A+
CFD
Topstep
3.3 B+
Futures
Verdict: Who Wins?
Funding Pips
6 wins
Our Pick
Topstep
1 wins
Best For:
Funding Pips
Funding Pips
Funding Pips
Visual Comparison
Head-to-Head Comparison
| Funding Pips | Metric | Topstep |
|---|---|---|
| 2.9/10 | PFM Score | 3.3/10 ★ |
| 4.5/5 (52,198) ★ | TrustPilot | 3.4/5 (13,823) |
| A+ ★ | Safety Grade | B+ |
| 60-100% ★ | Profit Split | 90% |
| Varies: 3-5% daily, 5-10% max | Daily Drawdown | Trailing ($2K/$3K/$4.5K by account size) |
| Weekly (Tuesday) | Payout Frequency | Weekly |
| $29 ★ | Starting Price | $49 |
| Proprietary | Technology | Proprietary |
| cTrader, Match Trader, MT5, TradeLocker | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| United Arab Emirates | Country | United States |
| Jan 2022 | Established | Jan 2012 |
| 20 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funding Pips | Topstep | Savings |
|---|---|---|---|
| $50K | $219 | $49 ★ | Save $170 |
| $100K | $399 | $99 ★ | Save $300 |
Funding Pips vs Topstep: Detailed Analysis
Funding Pips and Topstep are both CFD firms. Topstep has been in business longer, established in 2012, while Funding Pips was founded in 2022.
In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $20 less than Topstep's starting price of $49. Funding Pips offers 20 challenge options, while Topstep offers 3.
Funding Pips offers 60-100% profit split, while Topstep offers 90%. Funding Pips pays out Weekly (Tuesday), and Topstep pays out Weekly.
For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 52,198 reviews, while Topstep has 3.4/5 with 13,823 reviews. Safety grades: Funding Pips A+, Topstep B+.
Overall, Funding Pips edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.
Pros & Cons
Funding Pips
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
Funding Pips
Topstep
No active deals
Frequently Asked Questions
Which is better, Funding Pips or Topstep?
Funding Pips scores higher overall, winning 6 out of 7 comparison categories including TrustPilot, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Funding Pips or Topstep?
Funding Pips has the lower starting price at $29. Funding Pips offers 20 challenge options starting from $29, while Topstep offers 3 options starting from $49.
Which has better reviews, Funding Pips or Topstep?
Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 52,198 reviews while Topstep has 13,823.
Which offers a higher profit split, Funding Pips or Topstep?
Funding Pips offers a higher maximum profit split. Funding Pips offers 60-100% while Topstep offers 90%.
How fast do Funding Pips and Topstep pay out?
Funding Pips has Weekly (Tuesday) payouts while Topstep offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.