The5ers vs Topstep: Head-to-Head Comparison (2026)
The5ers
8.7 A+
CFD
Topstep
8.0 A
Futures
Verdict: Who Wins?
The5ers
7 wins
Decisive Win
Topstep
0 wins
Best For:
The5ers
The5ers
The5ers
The5ers
Visual Comparison
Head-to-Head Comparison
| The5ers | Metric | Topstep |
|---|---|---|
| 8.7/10 ★ | PFM Score | 8.0/10 |
| 4.7/5 (28,714) ★ | TrustPilot | 3.5/5 (14,272) |
| A+ ★ | Safety Grade | A |
| 88.5 A ★ | Trust Score | 74.5 B+ |
| Up to 100% ★ | Profit Split | 90% |
| Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown. | Daily Drawdown | No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000. |
| Biweekly (every 14 days) | Payout Frequency | On-demand |
| $22 ★ | Starting Price | $49 |
| Proprietary | Technology | Proprietary |
| Trading View, MT5 | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| United Kingdom | Country | United States |
| Jan 2016 | Established | Jan 2010 |
| 10 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | The5ers | Topstep | Savings |
|---|---|---|---|
| $50K | $309 | $49 ★ | Save $260 |
| $100K | $545 | $99 ★ | Save $446 |
The5ers vs Topstep: Detailed Analysis
The5ers and Topstep are both CFD firms. Topstep has been in business longer, established in 2010, while The5ers was founded in 2016.
Pricing
In terms of pricing, The5ers is more affordable with challenges starting at $22, which is $27 less than Topstep's starting price of $49. The5ers offers 10 challenge options, while Topstep offers 3.
Account Sizes
On account sizing, The5ers offers account sizes from $5 to $100 across 6 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, The5ers supports Trading View and MT5, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
The5ers offers Up to 100% profit split, while Topstep offers 90%. The5ers pays out Biweekly (every 14 days), and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: The5ers lists its daily drawdown as "Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.", while Topstep lists "No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, The5ers has a 4.7/5 TrustPilot rating with 28,714 reviews, while Topstep has 3.5/5 with 14,272 reviews. Safety grades: The5ers A+, Topstep A.
Who Should Choose Which
Across the use cases we scored, The5ers is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.
Overall, The5ers edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
The5ers
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
The5ers
No active deals
Topstep
Frequently Asked Questions
Which is better, The5ers or Topstep?
The5ers scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, The5ers or Topstep?
The5ers has the lower starting price at $22. The5ers offers 10 challenge options starting from $22, while Topstep offers 3 options starting from $49.
Which has better reviews, The5ers or Topstep?
The5ers has a higher TrustPilot rating of 4.7/5. The5ers has 28,714 reviews while Topstep has 14,272.
Which offers a higher profit split, The5ers or Topstep?
The5ers offers a higher maximum profit split. The5ers offers Up to 100% while Topstep offers 90%.
How fast do The5ers and Topstep pay out?
The5ers has Biweekly (every 14 days) payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are The5ers and Topstep legit?
Both firms have been independently verified by PropFirmMap. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Topstep holds a A safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, The5ers or Topstep?
The5ers may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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