FundedNext vs Topstep: Head-to-Head Comparison (2026)
FundedNext
8.4 A+
CFD
Topstep
7.9 A
Futures
Verdict: Who Wins?
FundedNext
8 wins
Decisive Win
Topstep
0 wins
Best For:
FundedNext
FundedNext
FundedNext
Visual Comparison
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Head-to-Head Comparison
| FundedNext | Metric | Topstep |
|---|---|---|
| 8.4/10 ★ | PFM Score | 7.9/10 |
| 4.5/5 (73,570) ★ | TrustPilot | 3.6/5 (14,382) |
| A+ ★ | Safety Grade | A |
| 85.5 A ★ | Trust Score | 80 A |
| Up to 95% ★ | Profit Split | 90% |
| Stellar 2-Step: 5% daily / 10% total. Stellar 1-Step: 3% daily / 6% total. Stellar Lite: 4% daily / 8% total. Stellar Instant: 6% trailing (no daily limit). Futures Flex: no daily limit, EOD trailing max loss. | Daily Drawdown | $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) |
| 24 hours guaranteed (or $1,000 extra). First withdrawal after 21 days. | Payout Frequency | On-demand |
| $24.74 ★ | Starting Price | $49 |
| Proprietary | Technology | Proprietary |
| Trading View, NinjaTrader, Tradovate, cTrader, Match Trader, MT5, MT4 | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| United States | Country | United States |
| Mar 2022 | Established | Jan 2010 |
| 25 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FundedNext | Topstep | Savings |
|---|---|---|---|
| $50K | $70 | $49 ★ | Save $21 |
| $100K | $130 | $99 ★ | Save $31 |
| $150K | $250 | $199 ★ | Save $51 |
FundedNext vs Topstep: Detailed Analysis
FundedNext and Topstep are both CFD firms. Topstep has been in business longer, established in 2010, while FundedNext was founded in 2022.
Pricing
In terms of pricing, FundedNext is more affordable with challenges starting at $25, which is $24 less than Topstep's starting price of $49. FundedNext offers 25 challenge options, while Topstep offers 3.
Account Sizes
On account sizing, FundedNext offers account sizes from $2 to $200 across 11 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FundedNext supports Trading View, NinjaTrader, Tradovate, cTrader, Match Trader, MT5 and MT4, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FundedNext offers Up to 95% profit split, while Topstep offers 90%. FundedNext pays out 24 hours guaranteed (or $1,000 extra). First withdrawal after 21 days., and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FundedNext lists its daily drawdown as "Stellar 2-Step: 5% daily / 10% total. Stellar 1-Step: 3% daily / 6% total. Stellar Lite: 4% daily / 8% total. Stellar Instant: 6% trailing (no daily limit). Futures Flex: no daily limit, EOD trailing max loss.", while Topstep lists "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, FundedNext has a 4.5/5 TrustPilot rating with 73,570 reviews, while Topstep has 3.6/5 with 14,382 reviews. Safety grades: FundedNext A+, Topstep A.
Who Should Choose Which
Across the use cases we scored, FundedNext is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation.
Overall, FundedNext edges ahead winning 8 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FundedNext
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
FundedNext
Topstep
Frequently Asked Questions
Which is better, FundedNext or Topstep?
FundedNext scores higher overall, winning 8 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FundedNext or Topstep?
FundedNext has the lower starting price at $25. FundedNext offers 25 challenge options starting from $25, while Topstep offers 3 options starting from $49.
Which has better reviews, FundedNext or Topstep?
FundedNext has a higher TrustPilot rating of 4.5/5. FundedNext has 73,570 reviews while Topstep has 14,382.
Which offers a higher profit split, FundedNext or Topstep?
FundedNext offers a higher maximum profit split. FundedNext offers Up to 95% while Topstep offers 90%.
How fast do FundedNext and Topstep pay out?
FundedNext has 24 hours guaranteed (or $1,000 extra). First withdrawal after 21 days. payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are FundedNext and Topstep legit?
Both firms have been independently verified by PropFirmMap. FundedNext holds a A+ safety grade and a 4.5/5 TrustPilot rating. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FundedNext or Topstep?
FundedNext may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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