FundedNext vs Topstep: Head-to-Head Comparison (2026)
FundedNext
8.3 A+
CFD
Topstep
8.0 A
Futures
Verdict: Who Wins?
FundedNext
7 wins
Decisive Win
Topstep
1 wins
Best For:
Topstep
FundedNext
FundedNext
Visual Comparison
Save 30% on FundedNext today
Head-to-Head Comparison
| FundedNext | Metric | Topstep |
|---|---|---|
| 8.3/10 ★ | PFM Score | 8.0/10 |
| 4.5/5 (65,092) ★ | TrustPilot | 3.5/5 (14,272) |
| A+ ★ | Safety Grade | A |
| 76 B+ ★ | Trust Score | 74.5 B+ |
| Up to 95% ★ | Profit Split | 90% |
| Stellar 2-Step: 5% daily / 10% total. Stellar 1-Step: 3% daily / 6% total. Stellar Lite: 4% daily / 8% total. Futures: varies by plan. | Daily Drawdown | No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000. |
| 24 hours guaranteed (or $1,000 extra). First withdrawal after 21 days. | Payout Frequency | On-demand |
| $59.99 | Starting Price | $49 ★ |
| Proprietary | Technology | Proprietary |
| Trading View, NinjaTrader, Tradovate, Match Trader | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| United Arab Emirates | Country | United States |
| Jan 2022 | Established | Jan 2010 |
| 6 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FundedNext | Topstep | Savings |
|---|---|---|---|
| $50K | $300 | $49 ★ | Save $251 |
| $100K | $550 | $99 ★ | Save $451 |
FundedNext vs Topstep: Detailed Analysis
FundedNext and Topstep are both CFD firms. Topstep has been in business longer, established in 2010, while FundedNext was founded in 2022.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $11 less than FundedNext's starting price of $60. FundedNext offers 6 challenge options, while Topstep offers 3.
Account Sizes
On account sizing, FundedNext offers account sizes from $6 to $200 across 6 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FundedNext supports Trading View, NinjaTrader, Tradovate and Match Trader, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FundedNext offers Up to 95% profit split, while Topstep offers 90%. FundedNext pays out 24 hours guaranteed (or $1,000 extra). First withdrawal after 21 days., and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FundedNext lists its daily drawdown as "Stellar 2-Step: 5% daily / 10% total. Stellar 1-Step: 3% daily / 6% total. Stellar Lite: 4% daily / 8% total. Futures: varies by plan.", while Topstep lists "No daily loss limit on Standard plan. Max Loss Limit: $2,000 (50K) / $3,000 (100K) / $4,500 (150K) trailing EOD from highest balance. Optional DLL add-on: $1,000 / $2,000 / $3,000.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Topstep supports withdrawals via Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, FundedNext has a 4.5/5 TrustPilot rating with 65,092 reviews, while Topstep has 3.5/5 with 14,272 reviews. Safety grades: FundedNext A+, Topstep A.
Who Should Choose Which
So who should pick which? FundedNext is the stronger choice for maximum profit potential and trust & reputation, while Topstep is the better fit for budget-conscious traders.
Overall, FundedNext edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FundedNext
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
FundedNext
Topstep
Frequently Asked Questions
Which is better, FundedNext or Topstep?
FundedNext scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FundedNext or Topstep?
Topstep has the lower starting price at $49. FundedNext offers 6 challenge options starting from $60, while Topstep offers 3 options starting from $49.
Which has better reviews, FundedNext or Topstep?
FundedNext has a higher TrustPilot rating of 4.5/5. FundedNext has 65,092 reviews while Topstep has 14,272.
Which offers a higher profit split, FundedNext or Topstep?
FundedNext offers a higher maximum profit split. FundedNext offers Up to 95% while Topstep offers 90%.
How fast do FundedNext and Topstep pay out?
FundedNext has 24 hours guaranteed (or $1,000 extra). First withdrawal after 21 days. payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are FundedNext and Topstep legit?
Both firms have been independently verified by PropFirmMap. FundedNext holds a A+ safety grade and a 4.5/5 TrustPilot rating. Topstep holds a A safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FundedNext or Topstep?
Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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