Lucid Trading vs Topstep: Head-to-Head Comparison (2026)
Lucid Trading
7.4 B+
Futures
Topstep
7.3 B
Futures
Verdict: Who Wins?
Lucid Trading
5 wins
Decisive Win
Topstep
1 wins
Best For:
Topstep
Lucid Trading
Visual Comparison
Head-to-Head Comparison
| Lucid Trading | Metric | Topstep |
|---|---|---|
| 7.4/10 ★ | PFM Score | 7.3/10 |
| 4.7/5 (3,788) ★ | TrustPilot | 3.5/5 (14,272) |
| B+ ★ | Safety Grade | B |
| 60.4 B ★ | Trust Score | 53.5 C |
| 90% | Profit Split | 90% |
| None (LucidPro $25K), EOD on larger sizes | Daily Drawdown | $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) |
| On-demand | Payout Frequency | On-demand |
| $90 | Starting Price | $49 ★ |
| White-Label | Technology | Proprietary |
| NinjaTrader, Tradovate, Quantower, MotiveWave, Rithmic | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| United States | Country | United States |
| - | Established | - |
| 4 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Lucid Trading | Topstep | Savings |
|---|---|---|---|
| $50K | $120 | $49 ★ | Save $71 |
| $100K | $180 | $99 ★ | Save $81 |
| $150K | $245 | $199 ★ | Save $46 |
Lucid Trading vs Topstep: Detailed Analysis
Lucid Trading and Topstep are both Futures firms.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $41 less than Lucid Trading's starting price of $90. Lucid Trading offers 4 challenge options, while Topstep offers 3.
Account Sizes
On account sizing, Lucid Trading offers account sizes from $25 to $150 across 4 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Lucid Trading supports NinjaTrader, Tradovate, Quantower, MotiveWave and Rithmic, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Lucid Trading offers 90% profit split, while Topstep offers 90%. Lucid Trading pays out On-demand, and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Lucid Trading lists its daily drawdown as "None (LucidPro $25K), EOD on larger sizes", while Topstep lists "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Lucid Trading supports withdrawals via Crypto and Plaid, while Topstep pays out through Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, Lucid Trading has a 4.7/5 TrustPilot rating with 3,788 reviews, while Topstep has 3.5/5 with 14,272 reviews. Safety grades: Lucid Trading B+, Topstep B.
Who Should Choose Which
So who should pick which? Lucid Trading is the stronger choice for trust & reputation, while Topstep is the better fit for budget-conscious traders.
Overall, Lucid Trading edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Lucid Trading
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
Lucid Trading
No active deals
Topstep
Frequently Asked Questions
Which is better, Lucid Trading or Topstep?
Lucid Trading scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Lucid Trading or Topstep?
Topstep has the lower starting price at $49. Lucid Trading offers 4 challenge options starting from $90, while Topstep offers 3 options starting from $49.
Which has better reviews, Lucid Trading or Topstep?
Lucid Trading has a higher TrustPilot rating of 4.7/5. Lucid Trading has 3,788 reviews while Topstep has 14,272.
Which offers a higher profit split, Lucid Trading or Topstep?
Lucid Trading offers a higher maximum profit split. Lucid Trading offers 90% while Topstep offers 90%.
How fast do Lucid Trading and Topstep pay out?
Lucid Trading has On-demand payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are Lucid Trading and Topstep legit?
Both firms have been independently verified by PropFirmMap. Lucid Trading holds a B+ safety grade and a 4.7/5 TrustPilot rating. Topstep holds a B safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Lucid Trading or Topstep?
Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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