Pay Later
The challenge
| Target | Profit target | Max daily loss | Max drawdown |
|---|---|---|---|
| Evaluation | 3% | 4% Trailing | 8% Trailing |
Pay-after-you-pass: small entry fee upfront, full fee only charged after passing Step 1. Funded stage: min 4 trading days at 1% gain/day, max daily loss 3% trailing, max overall loss 6% trailing, consistency rule 25% (best day cannot exceed 25% of cycle profit, does not breach but blocks payout). Profit split 80% default, 100% with add-on. Resets available after breach within 72hrs (Reset #1 fee = 40% of initial purchase, reduces consistency rule to 25%, caps first post-reset payout at 50% split). Max $400,000 actively-traded allocation across accounts at any one time.
Payout rules
Evaluation fee refund timing conflicts between sources: Terms and Conditions section 7.2.2 states 1-Step/2-Step/2-Step-Pro refund with the 3rd funded payout, 1-Step/2-Step Atlas Access with the 4th, and Instant Funded with the 5th; several individual help-center program articles instead state a 4th-payout refund for programs the Terms and Conditions places at the 3rd payout. Not reconciled this session, see verification.conflicts. Payouts will not be reviewed/processed Dec 24-26, Dec 31, or Jan 1 per the payouts help-center article.
Trading rules
T&C section 3.1 lists older figures under legacy naming (Atlas Trader/Express/Plus) not matching the live checkout catalog or help-center articles used for challenges[]; treated as superseded boilerplate, logged as a conflict.