Fill88
Jersey 3.7 (1)

Spark (Instant Funding) $10K

$10K account Instant One-time payment

The challenge

Account size$10K
EvaluationInstant
Profit split80%
Activation feeNone
Target Profit target Max daily loss Max drawdown
Evaluation No profit target - a 5% gain is required to lock in Smart Drawdown before a payout None - no separate daily drawdown 10% Smart Drawdown (adjusts to 5% of the starting balance after a 5% gain and stays there permanently)
Notes

Instant funding, no evaluation phase. No profit target and no daily drawdown. Smart Drawdown starts at 10% of the starting balance and permanently adjusts to 5% once a 5% gain is achieved. No consistency rule and no minimum trading days. 80% profit split. First payout 14 days after the first trade, then every 7 days after a new trade. Account doubles on each 10% gain, scaling up to $1,280,000. Weekend holding is not permitted and news trading is not permitted. Max risk per trade idea 3% of the starting balance on the $500 account, 2% on every larger size. Combined Spark starting balances capped at $240,000. Closed after 60 days of inactivity.

Payout rules

First payout14 days
FrequencyOn-demand
Processing timeWithin 48 business hours
Profit split80%
On demandYes
Min. withdrawal$25
ConsistencyBest-day rule at the funded stage: the highest-profit trading day must not exceed 40% of total profit on Ascend (1-Step Advanced) and Summit (2-Step), and 15% of total profit on Launch (1-Step). Spark (Instant Funding) has no consistency rule. NOTE a firm self-contradiction: the Launch program page states the Launch best-day limit as 40%, while the On-Demand Payouts FAQ and the trading-rules comparison table both state 15%.
Fee refunded on 1st payoutNo
Payout methods
CryptoWire Transfer

Minimum withdrawal is $25 on every program. The firm publishes no maximum per-payout cap, at firm level or per plan, so max_withdrawal is recorded as not published rather than inferred. Crypto withdrawals are processed in USDC on ERC-20. CONFLICT: the trading-rules page states 'direct crypto payouts only - other withdrawal and payout methods incl. bank transfers coming soon' and 'Fill88 aims to process all payout requests within 24 hours of submission', while the withdrawal FAQ lists both crypto and bank transfers as available and states 'Standard processing: Within 48 business hours', which the homepage and programs page both corroborate. The 48-business-hour figure is recorded because three pages carry it against one; the 24-hour claim is logged as a conflict.

Trading rules

News trading
Weekend holding
Overnight holding
EAs / automation
Copy trading
Hedging
Max leverageCurrencies up to 1:100, Commodities up to 1:20, Indices up to 1:20, Crypto up to 1:2. Temporary reduction in force: leverage on Metals, Oil and Indices is set to 1:5 on funded accounts only until market conditions stabilise.
Max position sizeMaximum Lot Rule sets clear limits on total lot sizes per asset class, applied per asset class with multiple positions in the same category counted together, and published as a per-size table for each program. On a $100,000 account the caps are 40 lots FX, 3 lots Commodities and Metals, 20 lots Indices and 10 lots Crypto, scaling down to 0.2 lots FX on the $500 Spark account. A separate risk-per-trade-idea cap also applies: 3% of the starting balance on the $500 Spark account and 2% on larger Spark accounts, 2% on Launch, and 2% up to $25,000 then 1.5% above on Ascend and Summit. A trade idea is all open positions on the same instrument in the same direction, and closing then reopening in the same direction within 10 minutes does not reset it.
Min. trade duration60 seconds
Challenge time limitNone. The trading-rules comparison table records 'Time limits: No' for all four programs, and the Launch, Ascend and Summit pages each state there is no maximum time limit and the challenge can be completed at the trader's own pace.
Inactivity ruleIf no trades are placed within 60 days of account purchase, or within 60 days of the last executed trade, the account is automatically closed due to inactivity.
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