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Instant Funding

$100K account Instant

The challenge

Account size$100K
EvaluationInstant
Profit split80/20 base (90/10 upgrade available)
Activation feeUnknown
Target Profit target Max daily loss Max drawdown
Evaluation 4% 8% Static
Notes

No profit target: the account is funded from day one with no evaluation phase. Payout-eligible profit is capped at 5% of the account balance per 14-day cycle, and profit above the cap is not payable and does not carry forward.

Good to know

Consistency rule25%

Payout rules

First payout14 days
FrequencyEvery 14 days
Processing timeApproved crypto payout requests are processed within 24 hours of approval. Bank, card and other methods are processed as fast as possible but are not covered by the 24-hour guarantee.
Profit split80/20 base (90/10 upgrade available)
On demandNo
Consistency25% (Instant Funding, and the 1 Step and 2 Step Challenge once funded); 20% (Instant Funding Pro)
Min. trading days0
Fee refunded on 1st payoutNo
Payout methods
CryptoWire TransferCard

No hard minimum payout is published: Funded Daily states the minimum RECOMMENDED payout amount is $100 USD because of the $10 minimum fee, but explicitly allows requests below $100, so min_withdrawal is left null rather than stated as a floor. There is no published per-payout dollar cap either; instead a 5% profit cap per 14-day cycle limits payout-eligible profit to 5% of the account balance, which differs by account size, so the firm-level max_withdrawal is left null. Payouts are not automatic: the account must be profitable, the 14-day cycle satisfied, all rules followed, internal review passed and KYC complete. Payout methods are bank transfer, card and cryptocurrency; only crypto carries the 24-hour guarantee.

Trading rules

News trading
Weekend holding
Overnight holding
EAs / automation
Copy trading
Hedging
Scalping
Max leverageFunded accounts: 1:30 forex, 1:20 metals (Phase 2), 1:10 indices, 1:2 crypto. Evaluation leverage on the 1 Step and 2 Step Challenge is 1:50.
Min. trade durationTrades held for less than 1 to 2 minutes are treated as tick scalping and recorded as a soft breach
Challenge time limitNone on the 1 Step Challenge and the 2 Step Challenge
Stop lossRequired
Inactivity ruleAccounts that remain inactive for 30 consecutive calendar days with no trading activity may be suspended, archived, or closed

A valid stop loss must be placed on every trade within 5 minutes of opening; a missing stop loss after that window is a soft breach and the trade's profit is deducted. Combined floating loss across all open positions must stay within 1% of the starting balance at all times on Instant Funding and Instant Funding Pro. 20 soft breaches close the account as a hard breach. A 5% profit cap per 14-day payout cycle applies to every program. VPN/VPS, lot-size consistency and prohibited-behavior articles were not needed for any field above.