Pipster $100K Instant Challenge - Details, Rules & Pricing

The challenge

Account size$100K

EvaluationInstant

Profit split80%

Activation feeUnknown

Target	Profit target	Max daily loss	Max drawdown
Evaluation	—	3% No profit target: the account is funded from day one. Daily limit is static for the day from the 22:00 UTC rollover baseline.	10%

Good to know

Min. trading days5

Payout rules

First payout14 days

FrequencyWeekly

Processing timeThe firm advertises a ~1h average payout time but states plainly this is an operational target once a payout is approved, not a guarantee, and that actual times vary with payment providers, KYC/AML checks, weekends and support volumes.

Profit split80%

On demandNo

Min. withdrawal$100

ConsistencyNone. Pipster states it has no consistency rule, that there is no limit on how much of total profit may come from a single trading day, and that payouts will never be held or delayed for consistency reasons. Competition accounts are the sole exception, carrying a separate 75% daily P&L concentration limit.

Min. trading days5

Payout methods

RiseCryptoWire Transfer

Each account carries a Payout Reward Capacity, a LIFETIME cumulative cap on total payout rewards from that account: 12% of the starting balance for purchased accounts, 6% for reward, prize, competition, promotional or free accounts. It caps the total only, not the size, number or frequency of individual requests, and it never resets. A request exceeding the remaining capacity is paid down to the remaining balance in full rather than refused. Once the capacity is paid out the account has completed its reward cycle and generates no further rewards, though the trader keeps everything paid and may open a new account with full capacity. The cap applies per account, not per trader, and any future change to it applies only to accounts created afterwards. Payout eligibility also requires 5 minimum trading days, positive simulated profit, full rule compliance and the $100 minimum. A qualifying trading day is a calendar day with at least one trade AND a profit of at least 0.5% of the initial account balance.

Trading rules

News trading

Weekend holding

Overnight holding

EAs / automation

Copy trading

Hedging

Scalping

Max leverageForex up to 1:100, indices up to 1:30, commodities up to 1:20, metals up to 1:10, crypto up to 1:2. The firm reserves the right to change leverage and margin at any time, including per user, and notes terms may differ between challenge, funded and instant accounts.

Max position sizeNo fixed lot cap. Risk is capped instead: on funded and Instant Funded accounts no more than 50% of the permitted daily drawdown may be at risk across open positions at any time, and on Instant Funded accounts alone no more than 3% of balance may be risked or lost on a single trade idea (all same-instrument, same-direction positions counted together, including spread, commission and slippage). A trader may hold up to two funded accounts at once.

Min. trade duration60 seconds, but only for profitable trades - see the scalping note. Competition accounts separately require a qualifying trading day to include a trade held at least 10 minutes.

Challenge time limitNone. Every phase has unlimited time.

Stop lossRequired

Inactivity ruleAn account with no executed trade for 60 consecutive calendar days is considered inactive and may be terminated, measured from the last executed trade.

A stop loss is MANDATORY on every position, placed within 60 seconds of opening and kept active for the life of the trade; it may be amended freely. Minimum trading days count only calendar days on which at least one trade was placed AND a profit of at least 0.5% of the initial balance was made - a losing or flat day does not count. EAs, indicators and trade-management tools are permitted for legitimate execution and risk management; only tools whose primary edge is latency, arbitrage, HFT or gap exploitation are banned. Hedging is allowed WITHIN a trader's own account as genuine risk management, but never across accounts. Match-Trader ships a built-in Risk Mode that sizes a position from a chosen stop loss and risk amount.