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Instant Funding

Definition

A prop firm model that skips the evaluation challenge and gives traders immediate access to a funded account.

How It Works

Some prop firms offer instant funding programs where traders receive a funded account right away — no challenge phase required. These accounts typically have stricter rules (lower drawdown limits, smaller profit splits) and higher entry fees compared to challenge-based programs.

Instant funding appeals to experienced traders who want to start earning immediately without spending weeks on evaluations. However, the trade-off is usually lower profit splits (50-70% vs 80-90% for challenge accounts) and tighter risk parameters.

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