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Carrot Funding vs FTMO: Head-to-Head Comparison (2026)

Carrot Funding

5.5 C
United Arab Emirates Crypto
VS

FTMO

8.4 A+
Czech Republic CFD
Key Differences
Safety C vs A+ Split 80% vs 90% Price $65 vs $79

Verdict: Who Wins?

Carrot Funding 1 wins
1 - 7
FTMO 7 wins Decisive Win
Overall Rating 8.4 vs 5.5 Decisive
TrustPilot 4.8 vs 4.6 Clear
Starting Price $65 vs $79 Clear
Profit Split Up to 90% vs 80% Decisive
Safety Grade A+ vs C Decisive
Trust Score 79/100 vs 47/100 Decisive
Challenge Variety 13 vs 10 options Narrow
Platform Choice 3 vs 0 platforms Clear

Best For:

Budget-conscious traders Carrot Funding
Maximum profit potential FTMO
Trust & reputation FTMO
Fast payouts FTMO

Visual Comparison

Carrot Funding FTMO
FTMO
Grade A+ 4.8

Save 20% on FTMO today

from $79
Save 20% Now Code listed by the firm 31 Aug 2026

Head-to-Head Comparison

Carrot Funding Metric FTMO
5.5/10 PFM Score 8.4/10
4.6/5 (25) TrustPilot 4.8/5 (52,065)
C Safety Grade A+
47 D Trust Score 79 B+
80% Profit Split Up to 90%
5% of equity (2-Phase) / 4% of equity (1-Phase), recalculated at 00:00:00 UTC Daily Drawdown Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)
On-demand Payout Frequency Bi-weekly (every 14 days)
$65 Starting Price $79
Proprietary Technology Proprietary
- Platforms cTrader, MT5, MT4
No Direct Path to Funded No
United Arab Emirates Country Czech Republic
- Established Jan 2015
10 options Challenge Options 13 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Carrot Funding FTMO Savings
$10K $119 $79 Save $40
$50K $449 $119 Save $330
$100K $699 $169 Save $530

Carrot Funding vs FTMO: Detailed Analysis

Carrot Funding and FTMO are both Crypto firms.

Pricing

In terms of pricing, Carrot Funding is more affordable with challenges starting at $65, which is $14 less than FTMO's starting price of $79. Carrot Funding offers 10 challenge options, while FTMO offers 13.

Account Sizes

On account sizing, Carrot Funding offers account sizes from $5 to $100 across 5 funding tiers, while FTMO offers account sizes from $10 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4.

Profit Split & Payouts

Carrot Funding offers 80% profit split, while FTMO offers Up to 90%. Carrot Funding pays out On-demand, and FTMO pays out Bi-weekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Carrot Funding lists its daily drawdown as "5% of equity (2-Phase) / 4% of equity (1-Phase), recalculated at 00:00:00 UTC", while FTMO lists "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Carrot Funding supports withdrawals via USDC.

Trust & Safety

For trust and reputation, Carrot Funding has a 4.6/5 TrustPilot rating with 25 reviews, while FTMO has 4.8/5 with 52,065 reviews. Safety grades: Carrot Funding C, FTMO A+.

Who Should Choose Which

So who should pick which? Carrot Funding is the stronger choice for budget-conscious traders, while FTMO is the better fit for maximum profit potential, trust & reputation and fast payouts.

Overall, FTMO edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Carrot Funding
Pros
On-chain, independently verifiable payouts (USDC on Arbitrum) with published Arbiscan transaction hashes; on-demand payouts processed within 24 hours and a 100 USDC minimum; no time limit, no minimum trading days, no inactivity rule and no stop-loss rule; one-time non-recurring challenge fee with no activation or monthly fees; scalping, grid and swing trading, news trading and weekend holding all permitted.
Cons
Leverage is capped at 5x per position, far below typical CFD prop firms; a breach is permanent with no resets, no appeals and no exceptions; the firm publishes no company registration, founding date or regulator on any first-party page and its terms live on an external GitBook; funded balance is capped at $200,000 in aggregate and the largest single account is $100,000; the firm can B-book any trade at its sole discretion and the trader has no control over the routing; payouts are crypto-only (USDC on Arbitrum), with bank transfer listed as coming soon.
FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account

Active Deals & Promo Codes

Carrot Funding

No active deals

FTMO
20% OFF 20% off the $100K 1-Step FTMO Challenge (no code needed)

Frequently Asked Questions

Which is better, Carrot Funding or FTMO?

FTMO scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Carrot Funding or FTMO?

Carrot Funding has the lower starting price at $65. Carrot Funding offers 10 challenge options starting from $65, while FTMO offers 13 options starting from $79.

Which has better reviews, Carrot Funding or FTMO?

FTMO has a higher TrustPilot rating of 4.8/5. Carrot Funding has 25 reviews while FTMO has 52,065.

Which offers a higher profit split, Carrot Funding or FTMO?

FTMO offers a higher maximum profit split. Carrot Funding offers 80% while FTMO offers Up to 90%.

How fast do Carrot Funding and FTMO pay out?

Carrot Funding has On-demand payouts while FTMO offers Bi-weekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are Carrot Funding and FTMO legit?

Both firms have been independently verified by PropFirmMap. Carrot Funding holds a C safety grade and a 4.6/5 TrustPilot rating. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Carrot Funding or FTMO?

Carrot Funding may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

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