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Fintokei

2.8 A
Czech Republic CFD
VS

ThinkCapital

2.7 B+
United Kingdom CFD

Verdict: Who Wins?

Fintokei 4 wins Our Pick
4 0
ThinkCapital 0 wins
Overall Rating 2.8 vs 2.7
TrustPilot 4.4 vs 4.2
Profit Split 50-100% (varies by program) vs 80% (upgradeable to 90%)
Safety Grade A vs B+

Best For:

Maximum profit potential Fintokei
Trust & reputation Fintokei
Fast payouts Fintokei

Visual Comparison

Fintokei ThinkCapital

Head-to-Head Comparison

Fintokei Metric ThinkCapital
2.8/10 PFM Score 2.7/10
4.4/5 (1,086) TrustPilot 4.2/5 (615)
A Safety Grade B+
50-100% (varies by program) Profit Split 80% (upgradeable to 90%)
3-5% daily, 6-10% total (varies by program) Daily Drawdown 3% Lightning / 4% Dual Step and Nexus
Instant approval, funds within 1 business day Payout Frequency Bi-weekly (every 14 days)
$99 Starting Price $Lightning $10K
Proprietary Technology White-Label
Trading View, cTrader, MT5 Platforms Trading View, MT5, ThinkTrader
No Direct Path to Funded No
Czech Republic Country United Kingdom
Jan 2023 Established Jan 2024
16 options Challenge Options 18 options

Fintokei vs ThinkCapital: Detailed Analysis

Fintokei and ThinkCapital are both CFD firms. Fintokei has been in business longer, established in 2023, while ThinkCapital was founded in 2024.

Fintokei offers 50-100% (varies by program) profit split, while ThinkCapital offers 80% (upgradeable to 90%). Fintokei pays out Instant approval, funds within 1 business day, and ThinkCapital pays out Bi-weekly (every 14 days).

For trust and reputation, Fintokei has a 4.4/5 TrustPilot rating with 1,086 reviews, while ThinkCapital has 4.2/5 with 615 reviews. Safety grades: Fintokei A, ThinkCapital B+.

Overall, Fintokei edges ahead winning 4 out of 4 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

Fintokei
Pros
Instant payouts (avg 3 hours). Up to 100% profit split (SwiftTrader). 3 platforms (TradingView, MT5, cTrader). Free trial accounts available. Parent company Purple established 2011.
Cons
Not available to US, India, Russia residents. ProTrader uses equity-based daily drawdown (5%). StartTrader starts at 50% profit split.
ThinkCapital
Pros
Backed by ThinkMarkets (FCA/ASIC/CySEC regulated broker). ThinkTrader platform with TradingView integration. Unlimited time for all challenges. Scaling up to $1.5M. No minimum payout amount.
Cons
Lightning challenge uses trailing drawdown (6%). Swing accounts cost ~40% more than Intraday. News trading restricted on Lightning and Intraday plans. 90% profit split requires paid add-on.

Active Deals & Promo Codes

Fintokei
7% Off for all challenges
20% OFF 20% off your first Fintokei challenge
ThinkCapital
25% OFF 25% off all challenges

Frequently Asked Questions

Which is better, Fintokei or ThinkCapital?

Fintokei scores higher overall, winning 4 out of 4 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.

Which has better reviews, Fintokei or ThinkCapital?

Fintokei has a higher TrustPilot rating of 4.4/5. Fintokei has 1,086 reviews while ThinkCapital has 615.

Which offers a higher profit split, Fintokei or ThinkCapital?

Fintokei offers a higher maximum profit split. Fintokei offers 50-100% (varies by program) while ThinkCapital offers 80% (upgradeable to 90%).

How fast do Fintokei and ThinkCapital pay out?

Fintokei has Instant approval, funds within 1 business day payouts while ThinkCapital offers Bi-weekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.