Fintokei vs Funding Pips: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Funding Pips
6 wins
Decisive Win
Best For:
Funding Pips
Funding Pips
Funding Pips
Visual Comparison
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Head-to-Head Comparison
| Fintokei | Metric | Funding Pips |
|---|---|---|
| 6.9/10 | PFM Score | 8.9/10 ★ |
| 4.4/5 (1,132) | TrustPilot | 4.5/5 (52,621) ★ |
| B+ | Safety Grade | A+ ★ |
| 51.3 C | Trust Score | 73.8 B+ ★ |
| Up to 100% | Profit Split | 80-100% ★ |
| -3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant) | Daily Drawdown | 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) |
| Every 14 days | Payout Frequency | Weekly |
| $44 | Starting Price | $29 ★ |
| Proprietary | Technology | Proprietary |
| Trading View, cTrader, MT5 | Platforms | cTrader, Match Trader, MT5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | United Arab Emirates |
| - | Established | Oct 2022 |
| 15 options | Challenge Options | 21 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Fintokei | Funding Pips | Savings |
|---|---|---|---|
| $5K | $44 | $29 ★ | Save $15 |
| $10K | $99 | $55 ★ | Save $44 |
| $50K | $244 | $219 ★ | Save $25 |
| $100K | $419 | $399 ★ | Save $20 |
| $200K | $1,149 | $798 ★ | Save $351 |
Fintokei vs Funding Pips: Detailed Analysis
Fintokei and Funding Pips are both CFD firms.
Pricing
In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $15 less than Fintokei's starting price of $44. Fintokei offers 15 challenge options, while Funding Pips offers 21.
Account Sizes
On account sizing, Fintokei offers account sizes from $5 to $400 across 7 funding tiers, while Funding Pips offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Fintokei supports Trading View, cTrader and MT5, while Funding Pips runs on cTrader, Match Trader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Fintokei offers Up to 100% profit split, while Funding Pips offers 80-100%. Fintokei pays out Every 14 days, and Funding Pips pays out Weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Fintokei lists its daily drawdown as "-3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant)", while Funding Pips lists "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Fintokei supports withdrawals via Crypto and Wire Transfer, while Funding Pips pays out through Rise, Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, Fintokei has a 4.4/5 TrustPilot rating with 1,132 reviews, while Funding Pips has 4.5/5 with 52,621 reviews. Safety grades: Fintokei B+, Funding Pips A+.
Who Should Choose Which
Across the use cases we scored, Funding Pips is the stronger choice for budget-conscious traders, trust & reputation and fast payouts.
Overall, Funding Pips edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Pros
Cons
Funding Pips
Pros
Cons
Active Deals & Promo Codes
Funding Pips
Frequently Asked Questions
Which is better, Fintokei or Funding Pips?
Funding Pips scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Fintokei or Funding Pips?
Funding Pips has the lower starting price at $29. Fintokei offers 15 challenge options starting from $44, while Funding Pips offers 21 options starting from $29.
Which has better reviews, Fintokei or Funding Pips?
Funding Pips has a higher TrustPilot rating of 4.5/5. Fintokei has 1,132 reviews while Funding Pips has 52,621.
Which offers a higher profit split, Fintokei or Funding Pips?
Fintokei offers a higher maximum profit split. Fintokei offers Up to 100% while Funding Pips offers 80-100%.
How fast do Fintokei and Funding Pips pay out?
Fintokei has Every 14 days payouts while Funding Pips offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are Fintokei and Funding Pips legit?
Both firms have been independently verified by PropFirmMap. Fintokei holds a B+ safety grade and a 4.4/5 TrustPilot rating. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Fintokei or Funding Pips?
Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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