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Fintokei vs Funding Pips: Head-to-Head Comparison (2026)

Fintokei

6.9 B+
Czech Republic CFD
VS

Funding Pips

8.9 A+
United Arab Emirates CFD
Key Differences
Safety B+ vs A+ Price $44 vs $29

Verdict: Who Wins?

Fintokei 0 wins
0 - 6
Funding Pips 6 wins Decisive Win
Overall Rating 8.9 vs 6.9 Decisive
TrustPilot 4.5 vs 4.4 Narrow
Starting Price $29 vs $44 Decisive
Profit Split Both Up to 100% Tie
Safety Grade A+ vs B+ Clear
Trust Score 73.8/100 vs 51.3/100 Decisive
Challenge Variety 21 vs 15 options Clear

Best For:

Budget-conscious traders Funding Pips
Trust & reputation Funding Pips
Fast payouts Funding Pips

Visual Comparison

Fintokei Funding Pips

Save 25% on Funding Pips today

CODE FP from $29
Save 25% Now Verified deal

Head-to-Head Comparison

Fintokei Metric Funding Pips
6.9/10 PFM Score 8.9/10
4.4/5 (1,132) TrustPilot 4.5/5 (52,621)
B+ Safety Grade A+
51.3 C Trust Score 73.8 B+
Up to 100% Profit Split 80-100%
-3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant) Daily Drawdown 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)
Every 14 days Payout Frequency Weekly
$44 Starting Price $29
Proprietary Technology Proprietary
Trading View, cTrader, MT5 Platforms cTrader, Match Trader, MT5
No Direct Path to Funded No
Czech Republic Country United Arab Emirates
- Established Oct 2022
15 options Challenge Options 21 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Fintokei Funding Pips Savings
$5K $44 $29 Save $15
$10K $99 $55 Save $44
$50K $244 $219 Save $25
$100K $419 $399 Save $20
$200K $1,149 $798 Save $351

Fintokei vs Funding Pips: Detailed Analysis

Fintokei and Funding Pips are both CFD firms.

Pricing

In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $15 less than Fintokei's starting price of $44. Fintokei offers 15 challenge options, while Funding Pips offers 21.

Account Sizes

On account sizing, Fintokei offers account sizes from $5 to $400 across 7 funding tiers, while Funding Pips offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Fintokei supports Trading View, cTrader and MT5, while Funding Pips runs on cTrader, Match Trader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Fintokei offers Up to 100% profit split, while Funding Pips offers 80-100%. Fintokei pays out Every 14 days, and Funding Pips pays out Weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Fintokei lists its daily drawdown as "-3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant)", while Funding Pips lists "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Fintokei supports withdrawals via Crypto and Wire Transfer, while Funding Pips pays out through Rise, Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Fintokei has a 4.4/5 TrustPilot rating with 1,132 reviews, while Funding Pips has 4.5/5 with 52,621 reviews. Safety grades: Fintokei B+, Funding Pips A+.

Who Should Choose Which

Across the use cases we scored, Funding Pips is the stronger choice for budget-conscious traders, trust & reputation and fast payouts.

Overall, Funding Pips edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Fintokei
Pros
Instant payouts available; TradingView, MT5, and cTrader supported; news trading and weekend holding allowed; EAs and scalping permitted; martingale allowed; loyalty program with XP rewards; 3 evaluation programs for all levels
Cons
US, Indian, and Russian traders excluded; no stock trading; simulated/demo environment only (no real market execution); -3% maximum risk per open trade rule; not regulated
Funding Pips
Pros
Up to 100% profit split with flexible reward cycles (weekly, bi-weekly, monthly, daily, on-demand). Starting from $29. Zero reward denial policy. Multiple evaluation models including 1-Step, 2-Step Standard, and Zero instant funding. Scale to $2M in prime capital. Over $263M distributed to 3M+ traders worldwide.
Cons
News trading restricted on funded/master accounts (5-minute window). Weekend holding not permitted on master accounts (positions auto-closed Friday). HFT, tick scalping, hedging, and latency arbitrage prohibited. Consistency score soft rule on funded accounts may delay rewards.

Active Deals & Promo Codes

Fintokei
7% OFF 7% Off for all challenges
20% OFF 20% off your first Fintokei challenge
Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges

Frequently Asked Questions

Which is better, Fintokei or Funding Pips?

Funding Pips scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Fintokei or Funding Pips?

Funding Pips has the lower starting price at $29. Fintokei offers 15 challenge options starting from $44, while Funding Pips offers 21 options starting from $29.

Which has better reviews, Fintokei or Funding Pips?

Funding Pips has a higher TrustPilot rating of 4.5/5. Fintokei has 1,132 reviews while Funding Pips has 52,621.

Which offers a higher profit split, Fintokei or Funding Pips?

Fintokei offers a higher maximum profit split. Fintokei offers Up to 100% while Funding Pips offers 80-100%.

How fast do Fintokei and Funding Pips pay out?

Fintokei has Every 14 days payouts while Funding Pips offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are Fintokei and Funding Pips legit?

Both firms have been independently verified by PropFirmMap. Fintokei holds a B+ safety grade and a 4.4/5 TrustPilot rating. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Fintokei or Funding Pips?

Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.