Skip to main content

Fintokei vs FXIFY: Head-to-Head Comparison (2026)

Fintokei

6.9 B+
Czech Republic CFD
VS

FXIFY

8.2 A+
United Kingdom CFD
Key Differences
Safety B+ vs A+ Split 100% vs 90% Price $44 vs $19

Verdict: Who Wins?

Fintokei 1 wins
1 - 5
FXIFY 5 wins Decisive Win
Overall Rating 8.2 vs 6.9 Decisive
TrustPilot Both 4.4 Tie
Starting Price $19 vs $44 Decisive
Profit Split Up to 100% vs Up to 90% Decisive
Safety Grade A+ vs B+ Clear
Trust Score 71.2/100 vs 51.3/100 Decisive
Challenge Variety 47 vs 15 options Decisive

Best For:

Budget-conscious traders FXIFY
Maximum profit potential Fintokei
Trust & reputation FXIFY

Visual Comparison

Fintokei FXIFY
FXIFY
Grade A+ 4.4

Save 40% on FXIFY today

CODE NEW40 from $19
Save 40% Now Verified deal

Head-to-Head Comparison

Fintokei Metric FXIFY
6.9/10 PFM Score 8.2/10
4.4/5 (1,132) TrustPilot 4.4/5 (6,003)
B+ Safety Grade A+
51.3 C Trust Score 71.2 B+
Up to 100% Profit Split Up to 90%
-3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant) Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding
Every 14 days Payout Frequency On-demand
$44 Starting Price $19
Proprietary Technology White-Label
Trading View, cTrader, MT5 Platforms Trading View, DXTrade, MT5, MT4
No Direct Path to Funded No
Czech Republic Country United Kingdom
- Established Jan 2023
15 options Challenge Options 47 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Fintokei FXIFY Savings
$5K $44 $39 Save $5
$10K $99 $59 Save $40
$50K $244 $249 Save $5
$100K $419 $399 Save $20
$200K $1,149 $799 Save $350
$400K $2,399 $1,599 Save $800

Fintokei vs FXIFY: Detailed Analysis

Fintokei and FXIFY are both CFD firms.

Pricing

In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $25 less than Fintokei's starting price of $44. Fintokei offers 15 challenge options, while FXIFY offers 47.

Account Sizes

On account sizing, Fintokei offers account sizes from $5 to $400 across 7 funding tiers, while FXIFY offers account sizes from $1 to $400 across 10 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Fintokei supports Trading View, cTrader and MT5, while FXIFY runs on Trading View, DXTrade, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Fintokei offers Up to 100% profit split, while FXIFY offers Up to 90%. Fintokei pays out Every 14 days, and FXIFY pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Fintokei lists its daily drawdown as "-3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant)", while FXIFY lists "3-5% daily across Standard programs, 8% on Instant Funding". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Fintokei supports withdrawals via Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Fintokei has a 4.4/5 TrustPilot rating with 1,132 reviews, while FXIFY has 4.4/5 with 6,003 reviews. Safety grades: Fintokei B+, FXIFY A+.

Who Should Choose Which

So who should pick which? Fintokei is the stronger choice for maximum profit potential, while FXIFY is the better fit for budget-conscious traders and trust & reputation.

Overall, FXIFY edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Fintokei
Pros
Instant payouts available; TradingView, MT5, and cTrader supported; news trading and weekend holding allowed; EAs and scalping permitted; martingale allowed; loyalty program with XP rewards; 3 evaluation programs for all levels
Cons
US, Indian, and Russian traders excluded; no stock trading; simulated/demo environment only (no real market execution); -3% maximum risk per open trade rule; not regulated
FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.

Active Deals & Promo Codes

Fintokei
7% OFF 7% Off for all challenges
20% OFF 20% off your first Fintokei challenge
FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
35% OFF Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.

Frequently Asked Questions

Which is better, Fintokei or FXIFY?

FXIFY scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Fintokei or FXIFY?

FXIFY has the lower starting price at $19. Fintokei offers 15 challenge options starting from $44, while FXIFY offers 47 options starting from $19.

Which has better reviews, Fintokei or FXIFY?

Fintokei has a higher TrustPilot rating of 4.4/5. Fintokei has 1,132 reviews while FXIFY has 6,003.

Which offers a higher profit split, Fintokei or FXIFY?

Fintokei offers a higher maximum profit split. Fintokei offers Up to 100% while FXIFY offers Up to 90%.

How fast do Fintokei and FXIFY pay out?

Fintokei has Every 14 days payouts while FXIFY offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are Fintokei and FXIFY legit?

Both firms have been independently verified by PropFirmMap. Fintokei holds a B+ safety grade and a 4.4/5 TrustPilot rating. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Fintokei or FXIFY?

FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.