Fintokei vs The5ers: Head-to-Head Comparison (2026)
Fintokei
7.2 B+
CFD
The5ers
8.7 A+
CFD
Verdict: Who Wins?
Fintokei
1 wins
The5ers
5 wins
Decisive Win
Best For:
The5ers
The5ers
The5ers
Visual Comparison
Head-to-Head Comparison
| Fintokei | Metric | The5ers |
|---|---|---|
| 7.2/10 | PFM Score | 8.7/10 ★ |
| 4.4/5 (1,199) | TrustPilot | 4.7/5 (28,714) ★ |
| B+ | Safety Grade | A+ ★ |
| 56.4 C | Trust Score | 88.5 A ★ |
| 50-100% (StartTrader), 80% initial (ProTrader) ★ | Profit Split | Up to 100% |
| -3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant) | Daily Drawdown | Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown. |
| Every 14 days | Payout Frequency | Biweekly (every 14 days) |
| $44 | Starting Price | $22 ★ |
| Proprietary | Technology | Proprietary |
| Trading View, cTrader, MT5 | Platforms | Trading View, MT5 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | United Kingdom |
| - | Established | Jan 2016 |
| 17 options | Challenge Options | 10 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Fintokei | The5ers | Savings |
|---|---|---|---|
| $5K | $44 | $39 ★ | Save $5 |
| $10K | $99 | $78 ★ | Save $21 |
| $20K | $119 ★ | $850 | Save $731 |
| $50K | $244 ★ | $309 | Save $65 |
| $100K | $419 ★ | $545 | Save $126 |
Fintokei vs The5ers: Detailed Analysis
Fintokei and The5ers are both CFD firms.
Pricing
In terms of pricing, The5ers is more affordable with challenges starting at $22, which is $22 less than Fintokei's starting price of $44. Fintokei offers 17 challenge options, while The5ers offers 10.
Account Sizes
On account sizing, Fintokei offers account sizes from $5 to $400 across 7 funding tiers, while The5ers offers account sizes from $5 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Fintokei supports Trading View, cTrader and MT5, while The5ers runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Fintokei offers 50-100% (StartTrader), 80% initial (ProTrader) profit split, while The5ers offers Up to 100%. Fintokei pays out Every 14 days, and The5ers pays out Biweekly (every 14 days).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Fintokei lists its daily drawdown as "-3% equity-based daily loss limit for StartTrader and SwiftTrader; -5% equity-based daily loss limit for ProTrader (balance-based for ProTrader Swing variant)", while The5ers lists "Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Fintokei supports withdrawals via Bank Wire.
Trust & Safety
For trust and reputation, Fintokei has a 4.4/5 TrustPilot rating with 1,199 reviews, while The5ers has 4.7/5 with 28,714 reviews. Safety grades: Fintokei B+, The5ers A+.
Who Should Choose Which
Across the use cases we scored, The5ers is the stronger choice for budget-conscious traders, trust & reputation and fast payouts.
Overall, The5ers edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Fintokei
Pros
Cons
The5ers
Pros
Cons
Active Deals & Promo Codes
Fintokei
The5ers
No active deals
Frequently Asked Questions
Which is better, Fintokei or The5ers?
The5ers scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Fintokei or The5ers?
The5ers has the lower starting price at $22. Fintokei offers 17 challenge options starting from $44, while The5ers offers 10 options starting from $22.
Which has better reviews, Fintokei or The5ers?
The5ers has a higher TrustPilot rating of 4.7/5. Fintokei has 1,199 reviews while The5ers has 28,714.
Which offers a higher profit split, Fintokei or The5ers?
Fintokei offers a higher maximum profit split. Fintokei offers 50-100% (StartTrader), 80% initial (ProTrader) while The5ers offers Up to 100%.
How fast do Fintokei and The5ers pay out?
Fintokei has Every 14 days payouts while The5ers offers Biweekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.
Are Fintokei and The5ers legit?
Both firms have been independently verified by PropFirmMap. Fintokei holds a B+ safety grade and a 4.4/5 TrustPilot rating. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Fintokei or The5ers?
The5ers may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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