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Fintokei vs FTMO: Head-to-Head Comparison (2026)

Fintokei

6.7 B+
Czech Republic CFD
VS

FTMO

8.3 A+
Czech Republic CFD
Key Differences
Safety B+ vs A+ Split 100% vs 90% Price $44 vs $79

Verdict: Who Wins?

Fintokei 3 wins
3 - 4
FTMO 4 wins
Overall Rating 8.3 vs 6.7 Decisive
TrustPilot 4.8 vs 4.4 Clear
Starting Price $44 vs $79 Decisive
Profit Split Up to 100% vs Up to 90% Decisive
Safety Grade A+ vs B+ Clear
Trust Score 84/100 vs 64.7/100 Decisive
Challenge Variety 15 vs 10 options Clear

Best For:

Budget-conscious traders Fintokei
Maximum profit potential Fintokei
Trust & reputation FTMO
Fast payouts FTMO

Visual Comparison

Fintokei FTMO
Fintokei
Grade B+ 4.4

Save 20% on Fintokei today

CODE NEW20 from $44
Save 20% Now Verified deal

Head-to-Head Comparison

Fintokei Metric FTMO
6.7/10 PFM Score 8.3/10
4.4/5 (1,132) TrustPilot 4.8/5 (42,594)
B+ Safety Grade A+
64.7 B Trust Score 84 A
Up to 100% Profit Split Up to 90%
- Daily Drawdown Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)
- Payout Frequency Bi-weekly (every 14 days)
$44 Starting Price $79
Proprietary Technology Proprietary
Trading View, cTrader, MT5 Platforms cTrader, MT5, MT4
No Direct Path to Funded No
Czech Republic Country Czech Republic
Jan 2022 Established Jan 2015
15 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Fintokei FTMO Savings
$10K $99 $79 Save $20
$50K $244 $319 Save $75
$100K $419 $439 Save $20
$200K $1,149 $999 Save $150

Fintokei vs FTMO: Detailed Analysis

Fintokei and FTMO are both CFD firms. FTMO has been in business longer, established in 2015, while Fintokei was founded in 2022.

Pricing

In terms of pricing, Fintokei is more affordable with challenges starting at $44, which is $35 less than FTMO's starting price of $79. Fintokei offers 15 challenge options, while FTMO offers 10.

Account Sizes

On account sizing, Fintokei offers account sizes from $5 to $400 across 7 funding tiers, while FTMO offers account sizes from $10 to $200 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Fintokei supports Trading View, cTrader and MT5, while FTMO runs on cTrader, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Fintokei offers Up to 100% profit split, while FTMO offers Up to 90%. FTMO pays out Bi-weekly (every 14 days).

Risk & Drawdown Rules

FTMO lists its daily drawdown rule as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)".

Payout Methods

Fintokei supports withdrawals via Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Fintokei has a 4.4/5 TrustPilot rating with 1,132 reviews, while FTMO has 4.8/5 with 42,594 reviews. Safety grades: Fintokei B+, FTMO A+.

Who Should Choose Which

So who should pick which? Fintokei is the stronger choice for budget-conscious traders and maximum profit potential, while FTMO is the better fit for trust & reputation and fast payouts.

This is a close matchup with Fintokei winning 3 and FTMO winning 4 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

Fintokei
FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account

Active Deals & Promo Codes

Fintokei
7% OFF 7% Off for all challenges
20% OFF 20% off your first Fintokei challenge
FTMO

No active deals

Frequently Asked Questions

Which is better, Fintokei or FTMO?

Both firms are competitive. Fintokei wins in 3 categories while FTMO wins in 4. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, Fintokei or FTMO?

Fintokei has the lower starting price at $44. Fintokei offers 15 challenge options starting from $44, while FTMO offers 10 options starting from $79.

Which has better reviews, Fintokei or FTMO?

FTMO has a higher TrustPilot rating of 4.8/5. Fintokei has 1,132 reviews while FTMO has 42,594.

Which offers a higher profit split, Fintokei or FTMO?

Fintokei offers a higher maximum profit split. Fintokei offers Up to 100% while FTMO offers Up to 90%.

Are Fintokei and FTMO legit?

Both firms have been independently verified by PropFirmMap. Fintokei holds a B+ safety grade and a 4.4/5 TrustPilot rating. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Fintokei or FTMO?

Fintokei may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.