Fintokei vs FTMO: Head-to-Head Comparison (2026)
Verdict: Who Wins?
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Visual Comparison
Head-to-Head Comparison
| Fintokei | Metric | FTMO |
|---|---|---|
| 6.7/10 | PFM Score | 8.3/10 ★ |
| 4.4/5 (1,132) | TrustPilot | 4.8/5 (42,594) ★ |
| B+ | Safety Grade | A+ ★ |
| 64.7 B | Trust Score | 84 A ★ |
| Up to 100% ★ | Profit Split | Up to 90% |
| - | Daily Drawdown | Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) |
| - | Payout Frequency | Bi-weekly (every 14 days) |
| $44 ★ | Starting Price | $79 |
| Proprietary | Technology | Proprietary |
| Trading View, cTrader, MT5 | Platforms | cTrader, MT5, MT4 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | Czech Republic |
| Jan 2022 | Established | Jan 2015 |
| 15 options | Challenge Options | 10 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Fintokei | FTMO | Savings |
|---|---|---|---|
| $10K | $99 | $79 ★ | Save $20 |
| $50K | $244 ★ | $319 | Save $75 |
| $100K | $419 ★ | $439 | Save $20 |
| $200K | $1,149 | $999 ★ | Save $150 |
Fintokei vs FTMO: Detailed Analysis
Fintokei and FTMO are both CFD firms. FTMO has been in business longer, established in 2015, while Fintokei was founded in 2022.
Pricing
In terms of pricing, Fintokei is more affordable with challenges starting at $44, which is $35 less than FTMO's starting price of $79. Fintokei offers 15 challenge options, while FTMO offers 10.
Account Sizes
On account sizing, Fintokei offers account sizes from $5 to $400 across 7 funding tiers, while FTMO offers account sizes from $10 to $200 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Fintokei supports Trading View, cTrader and MT5, while FTMO runs on cTrader, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Fintokei offers Up to 100% profit split, while FTMO offers Up to 90%. FTMO pays out Bi-weekly (every 14 days).
Risk & Drawdown Rules
FTMO lists its daily drawdown rule as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)".
Payout Methods
Fintokei supports withdrawals via Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, Fintokei has a 4.4/5 TrustPilot rating with 1,132 reviews, while FTMO has 4.8/5 with 42,594 reviews. Safety grades: Fintokei B+, FTMO A+.
Who Should Choose Which
So who should pick which? Fintokei is the stronger choice for budget-conscious traders and maximum profit potential, while FTMO is the better fit for trust & reputation and fast payouts.
This is a close matchup with Fintokei winning 3 and FTMO winning 4 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Pros
Cons
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Frequently Asked Questions
Which is better, Fintokei or FTMO?
Both firms are competitive. Fintokei wins in 3 categories while FTMO wins in 4. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Fintokei or FTMO?
Fintokei has the lower starting price at $44. Fintokei offers 15 challenge options starting from $44, while FTMO offers 10 options starting from $79.
Which has better reviews, Fintokei or FTMO?
FTMO has a higher TrustPilot rating of 4.8/5. Fintokei has 1,132 reviews while FTMO has 42,594.
Which offers a higher profit split, Fintokei or FTMO?
Fintokei offers a higher maximum profit split. Fintokei offers Up to 100% while FTMO offers Up to 90%.
Are Fintokei and FTMO legit?
Both firms have been independently verified by PropFirmMap. Fintokei holds a B+ safety grade and a 4.4/5 TrustPilot rating. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Fintokei or FTMO?
Fintokei may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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