Instant Funding
2.5 B+
CFD
Lux Trading Firm
2.7 B+
CFD
Verdict: Who Wins?
Instant Funding
3 wins
Lux Trading Firm
3 wins
Best For:
Instant Funding
Instant Funding
Lux Trading Firm
Lux Trading Firm
Visual Comparison
Head-to-Head Comparison
| Instant Funding | Metric | Lux Trading Firm |
|---|---|---|
| 2.5/10 | PFM Score | 2.7/10 ★ |
| 3.1/5 (4,683) | TrustPilot | 3.7/5 (625) ★ |
| B+ | Safety Grade | B+ |
| Up to 90% ★ | Profit Split | 80% |
| Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges) | Daily Drawdown | 6% static (from starting balance, non-trailing). Stop-loss mandatory on every trade. |
| Every 7 Days (14-day initial wait) | Payout Frequency | Monthly |
| $39 ★ | Starting Price | $249 |
| Proprietary | Technology | Proprietary |
| cTrader, Match Trader, MT5 | Platforms | Trading View, cTrader, Match Trader, MT5, MT4, Trader Evolution |
| No | Direct Path to Funded | No |
| United Kingdom | Country | United Kingdom |
| Jun 2020 | Established | Jan 2020 |
| 30 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Instant Funding | Lux Trading Firm | Savings |
|---|---|---|---|
| $100K | $219 ★ | $249 | Save $30 |
Instant Funding vs Lux Trading Firm: Detailed Analysis
Instant Funding and Lux Trading Firm are both CFD firms. Lux Trading Firm has been in business longer, established in 2020, while Instant Funding was founded in 2020.
In terms of pricing, Instant Funding is more affordable with challenges starting at $39, which is $210 less than Lux Trading Firm's starting price of $249. Instant Funding offers 30 challenge options, while Lux Trading Firm offers 3.
Instant Funding offers Up to 90% profit split, while Lux Trading Firm offers 80%. Instant Funding pays out Every 7 Days (14-day initial wait), and Lux Trading Firm pays out Monthly.
For trust and reputation, Instant Funding has a 3.1/5 TrustPilot rating with 4,683 reviews, while Lux Trading Firm has 3.7/5 with 625 reviews. Safety grades: Instant Funding B+, Lux Trading Firm B+.
This is a close matchup with Instant Funding winning 3 and Lux Trading Firm winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Instant Funding
Pros
Cons
Lux Trading Firm
Pros
Cons
Active Deals & Promo Codes
Instant Funding
Lux Trading Firm
No active deals
Frequently Asked Questions
Which is better, Instant Funding or Lux Trading Firm?
Both firms are competitive. Instant Funding wins in 3 categories while Lux Trading Firm wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which is cheaper, Instant Funding or Lux Trading Firm?
Instant Funding has the lower starting price at $39. Instant Funding offers 30 challenge options starting from $39, while Lux Trading Firm offers 3 options starting from $249.
Which has better reviews, Instant Funding or Lux Trading Firm?
Lux Trading Firm has a higher TrustPilot rating of 3.7/5. Instant Funding has 4,683 reviews while Lux Trading Firm has 625.
Which offers a higher profit split, Instant Funding or Lux Trading Firm?
Instant Funding offers a higher maximum profit split. Instant Funding offers Up to 90% while Lux Trading Firm offers 80%.
How fast do Instant Funding and Lux Trading Firm pay out?
Instant Funding has Every 7 Days (14-day initial wait) payouts while Lux Trading Firm offers Monthly payouts. Payout speed can be an important factor when choosing a prop firm.