Skip to main content

Moneta Funded

Saint Lucia CFD
VS

FTMO

7.8 A+
Czech Republic CFD
Key Differences
Split 88% vs 90% Price $49 vs $79

Verdict: Who Wins?

Moneta Funded 2 wins
2 4
FTMO 4 wins Our Pick
Overall Rating 7.8 vs 0.0
TrustPilot 4.8 vs 4.4
Starting Price $49 vs $79
Profit Split Up to 90% vs 88%
Safety Grade A+ vs
Challenge Variety 15 vs 10 options

Best For:

Budget-conscious traders Moneta Funded
Maximum profit potential FTMO
Trust & reputation FTMO
Fast payouts Moneta Funded

Visual Comparison

Moneta Funded FTMO

Head-to-Head Comparison

Moneta Funded Metric FTMO
PFM Score 7.8/10
4.4/5 (81) TrustPilot 4.8/5 (42,594)
Safety Grade A+
88% Profit Split Up to 90%
3% (Instant, 1-Step, Phoenix); 5% (2-Step) Daily Drawdown Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)
Bi-weekly Payout Frequency
$49 Starting Price $79
White-Label Technology Proprietary
Match Trader, MT5 Platforms cTrader, MT5, MT4
No Direct Path to Funded No
Saint Lucia Country Czech Republic
Jan 2025 Established Jan 2015
15 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Moneta Funded FTMO Savings
$10K $85 $79 Save $6
$25K $190 $199 Save $9
$50K $365 $319 Save $46
$100K $650 $439 Save $211

Moneta Funded vs FTMO: Detailed Analysis

Moneta Funded and FTMO are both CFD firms. FTMO has been in business longer, established in 2015, while Moneta Funded was founded in 2025.

In terms of pricing, Moneta Funded is more affordable with challenges starting at $49, which is $30 less than FTMO's starting price of $79. Moneta Funded offers 15 challenge options, while FTMO offers 10.

Moneta Funded offers 88% profit split, while FTMO offers Up to 90%. Moneta Funded pays out Bi-weekly.

For trust and reputation, Moneta Funded has a 4.4/5 TrustPilot rating with 81 reviews, while FTMO has 4.8/5 with 42,594 reviews.

Overall, FTMO edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

Moneta Funded
Pros
Backed by broker Moneta Markets (FCA/SCA/FSCA/FSRA regulated); 4 challenge formats (Instant, 1-Step, 2-Step, Phoenix scaling) + Sprint Challenge; 88% profit split (100% on Sprint); no time limits; overnight + weekend holding allowed; scale up to $2M via Phoenix; MT5 + MatchTrader platforms; full challenge fee refund after 4th payout; AI Market Buzz + Economic Calendar X-Tools included; 24/5 support
Cons
Instant Funding uses trailing max loss (6%); 15% or 20% consistency rule on Instant only; restricted news trading (1-Step/2-Step must close positions during news); only 2 platforms (MT5 restricted to non-US, MatchTrader for US); newer firm (launched 2026); MT5 unavailable to US traders
FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account

Frequently Asked Questions

Which is better, Moneta Funded or FTMO?

FTMO scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Moneta Funded or FTMO?

Moneta Funded has the lower starting price at $49. Moneta Funded offers 15 challenge options starting from $49, while FTMO offers 10 options starting from $79.

Which has better reviews, Moneta Funded or FTMO?

FTMO has a higher TrustPilot rating of 4.8/5. Moneta Funded has 81 reviews while FTMO has 42,594.

Which offers a higher profit split, Moneta Funded or FTMO?

FTMO offers a higher maximum profit split. Moneta Funded offers 88% while FTMO offers Up to 90%.