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Phoenix Trader Funding vs YRM Prop: Head-to-Head Comparison (2026)

Phoenix Trader Funding

6.7 B+
France Futures
VS

YRM Prop

5.2 B
United States Futures
Key Differences
Safety B+ vs B Price $39 vs $99

Verdict: Who Wins?

Phoenix Trader Funding 5 wins Decisive Win
5 - 1
YRM Prop 1 wins
Overall Rating 6.7 vs 5.2 Decisive
TrustPilot 4.8 vs 4.6 Clear
Starting Price $39 vs $99 Decisive
Profit Split Both 90% Tie
Safety Grade B+ vs B Narrow
Trust Score 75.4/100 vs 51.3/100 Decisive
Platform Choice 10 vs 5 platforms Decisive

Best For:

Budget-conscious traders Phoenix Trader Funding
Trust & reputation Phoenix Trader Funding
Fast payouts Phoenix Trader Funding

Visual Comparison

Phoenix Trader Funding YRM Prop

Save 30% on Phoenix Trader Funding today

CODE PFMAP from $39
Save 30% Now Verified deal

Head-to-Head Comparison

Phoenix Trader Funding Metric YRM Prop
6.7/10 PFM Score 5.2/10
4.6/5 (832) TrustPilot 4.8/5 (181)
B+ Safety Grade B
75.4 B+ Trust Score 51.3 C
90% Profit Split 90%
No standard daily loss limit. Classic and Spark use trailing EOD drawdown from highest balance. Merit accounts apply a 25% dynamic daily drawdown of starting balance. Daily Drawdown None (trailing drawdown only, EOD mode)
Bi-Weekly Payout Frequency 24-hour payouts
$39 Starting Price $99
White-Label Technology Proprietary
Trading View, NinjaTrader, Tradovate, Quantower, Atas, dxFeed, Volumetrica, Phoenix Instant Logger, Rithmic, DeepCharts Platforms Quantower, Atas, Volumetrica, Tradesea, DeepCharts
Yes Direct Path to Funded No
France Country United States
Aug 2023 Established -
6 options Challenge Options 4 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Phoenix Trader Funding YRM Prop Savings
$25K $39 $99 Save $60
$50K $69 $149 Save $80
$100K $269 $249 Save $20

Phoenix Trader Funding vs YRM Prop: Detailed Analysis

Phoenix Trader Funding and YRM Prop are both Futures firms.

Pricing

In terms of pricing, Phoenix Trader Funding is more affordable with challenges starting at $39, which is $60 less than YRM Prop's starting price of $99. Phoenix Trader Funding offers 6 challenge options, while YRM Prop offers 4.

Account Sizes

On account sizing, Phoenix Trader Funding offers account sizes from $2 to $100 across 4 funding tiers, while YRM Prop offers account sizes from $25 to $150 across 4 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Phoenix Trader Funding supports Trading View, NinjaTrader, Tradovate, Quantower, Atas, dxFeed, Volumetrica, Phoenix Instant Logger, Rithmic and DeepCharts, while YRM Prop runs on Quantower, Atas, Volumetrica, Tradesea and DeepCharts. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Phoenix Trader Funding offers 90% profit split, while YRM Prop offers 90%. Phoenix Trader Funding pays out Bi-Weekly, and YRM Prop pays out 24-hour payouts.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Phoenix Trader Funding lists its daily drawdown as "No standard daily loss limit. Classic and Spark use trailing EOD drawdown from highest balance. Merit accounts apply a 25% dynamic daily drawdown of starting balance.", while YRM Prop lists "None (trailing drawdown only, EOD mode)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Phoenix Trader Funding supports withdrawals via Payoneer and PayPal, while YRM Prop pays out through Rise.

Trust & Safety

For trust and reputation, Phoenix Trader Funding has a 4.6/5 TrustPilot rating with 832 reviews, while YRM Prop has 4.8/5 with 181 reviews. Safety grades: Phoenix Trader Funding B+, YRM Prop B.

Who Should Choose Which

Across the use cases we scored, Phoenix Trader Funding is the stronger choice for budget-conscious traders, trust & reputation and fast payouts.

Overall, Phoenix Trader Funding edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Phoenix Trader Funding
Pros
Three funded account programs: Classic (subscription-based, 90% profit split), Spark (lower-cost subscription with $29 one-time activation, all strategies allowed), and Merit (one-time $2K challenge with 50/80 profit split structure). No daily drawdown limit on Classic and Spark programs. Multiple platform choices including NinjaTrader, Tradovate, Rithmic, TradingView, Odin, Quantower, Atas, and Volumetrica. Bi-weekly payouts via PayPal and Payoneer.
Cons
Classic and Spark programs require ongoing monthly subscription fees that continue while subscribed. Spark accounts require a $29 one-time activation fee at signup. Trailing EOD drawdown on Classic and Spark tracks from highest account balance. Merit program limited to $2K account size with EdgeClear broker only.
YRM Prop
Pros
One-time evaluation payment (no recurring fees); 90/10 profit split; 24-hour payouts via Rise; no daily loss limit (trailing drawdown only EOD); hold up to 3 Prime Accounts; 5 platforms including Tradesea and Quantower; New York-based
Cons
Recent TrustPilot reviews (May 2026) report payout delays of 3-8 weeks; payout cap limits first payouts ($800 on $25K, $1,500 on $50K); 50% consistency rule; 6 trading day minimum and $150/day profit minimum before payout; live account transition adds additional KYC review step

Active Deals & Promo Codes

Phoenix Trader Funding
30% OFF 30% off every challenge but Merit Accounts
10% OFF 10% off Spark accounts. Verified live on phoenixtraderfunding.com homepage 2026-06-07 ("10% OFF on Spark Accounts, Starting at $35! ... Use This Code At Checkout JUNE").
30% OFF 30% off Classic accounts. Verified live on phoenixtraderfunding.com 2026-06-24 ("Odin got upgraded! Enjoy 30% OFF Classic Accounts! ... Use This Code At Checkout ODIN").
YRM Prop

No active deals

Frequently Asked Questions

Which is better, Phoenix Trader Funding or YRM Prop?

Phoenix Trader Funding scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Phoenix Trader Funding or YRM Prop?

Phoenix Trader Funding has the lower starting price at $39. Phoenix Trader Funding offers 6 challenge options starting from $39, while YRM Prop offers 4 options starting from $99.

Which has better reviews, Phoenix Trader Funding or YRM Prop?

YRM Prop has a higher TrustPilot rating of 4.8/5. Phoenix Trader Funding has 832 reviews while YRM Prop has 181.

Which offers a higher profit split, Phoenix Trader Funding or YRM Prop?

Phoenix Trader Funding offers a higher maximum profit split. Phoenix Trader Funding offers 90% while YRM Prop offers 90%.

How fast do Phoenix Trader Funding and YRM Prop pay out?

Phoenix Trader Funding has Bi-Weekly payouts while YRM Prop offers 24-hour payouts payouts. Payout speed can be an important factor when choosing a prop firm.

Are Phoenix Trader Funding and YRM Prop legit?

Both firms have been independently verified by PropFirmMap. Phoenix Trader Funding holds a B+ safety grade and a 4.6/5 TrustPilot rating. YRM Prop holds a B safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Phoenix Trader Funding or YRM Prop?

Phoenix Trader Funding may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.