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Top One Futures

8.1 B+
United States Futures
VS

Lucid Trading

7.8 B+
United States Futures
Key Differences
Price $39 vs $90

Verdict: Who Wins?

Top One Futures 4 wins Decisive Win
4 2
Lucid Trading 2 wins
Overall Rating 8.1 vs 7.8 Narrow
TrustPilot 4.8 vs 4.7 Narrow
Starting Price $39 vs $90 Decisive
Profit Split Both 90% Tie
Safety Grade Both B+ Tie
Trust Score 65.4/100 vs 59.6/100 Clear
Challenge Variety 23 vs 4 options Decisive
Platform Choice 5 vs 2 platforms Clear

Best For:

Budget-conscious traders Top One Futures
Trust & reputation Lucid Trading
Fast payouts Top One Futures

Visual Comparison

Top One Futures Lucid Trading

Head-to-Head Comparison

Top One Futures Metric Lucid Trading
8.1/10 PFM Score 7.8/10
4.8/5 (4,039) TrustPilot 4.7/5 (3,788)
B+ Safety Grade B+
59.6 C Trust Score 65.4 B
90% Profit Split 90%
Varies by program — End-of-Day trailing on Elite/Daily/Access/Ignite; Intraday on S2F Sim PRO. See per-challenge daily_loss_limit. Daily Drawdown None (LucidPro $25K), EOD on larger sizes
Daily (Elite Daily), Bi-weekly (Elite Challenge & Access) Payout Frequency On-demand
$39 Starting Price $90
White-Label Technology White-Label
NinjaTrader, Tradovate Platforms NinjaTrader, Tradovate, Quantower, MotiveWave, Rithmic
No Direct Path to Funded No
United States Country United States
Apr 2025 Established
23 options Challenge Options 4 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Top One Futures Lucid Trading Savings
$25K $39 $90 Save $51
$50K $39 $120 Save $81
$100K $39 $180 Save $141
$150K $39 $245 Save $206

Top One Futures vs Lucid Trading: Detailed Analysis

Top One Futures and Lucid Trading are both Futures firms.

In terms of pricing, Top One Futures is more affordable with challenges starting at $39, which is $51 less than Lucid Trading's starting price of $90. Top One Futures offers 23 challenge options, while Lucid Trading offers 4.

Top One Futures offers 90% profit split, while Lucid Trading offers 90%. Top One Futures pays out Daily (Elite Daily), Bi-weekly (Elite Challenge & Access), and Lucid Trading pays out On-demand.

For trust and reputation, Top One Futures has a 4.8/5 TrustPilot rating with 4,039 reviews, while Lucid Trading has 4.7/5 with 3,788 reviews. Safety grades: Top One Futures B+, Lucid Trading B+.

Overall, Top One Futures edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

Top One Futures
Pros
Six distinct programs (Elite Challenge/Daily/Access, Instant Sim Funded, S2F Sim PRO, IGNITE Instant Funding); 90% profit split across all programs; daily payouts on Elite Daily once funded ($500 min); 1-day min on Elite Challenge; no consistency rule on Elite Daily funded accounts; no activation fee on Elite Daily; Tradovate + NinjaTrader supported; account sizes $25K–$150K; 5 max accounts per trader; TrustPilot 4.8/5 across 4,039 reviews.
Cons
Trailing drawdown across all evaluation programs (EOD on most, Intraday on S2F Sim PRO); consistency rules on Challenge (25%), Instant Sim Funded (20%), IGNITE (15%); monthly subscription billing on Elite Challenge/Daily (not one-time); $500 minimum payout; max payout per request capped ($750 on $25K, $1,500 on $100K Elite Daily); 50% payout-progression rule after first payout; required buffer remains in account ($1,500–$3,000 by size); newer firm launched April 2025.
Lucid Trading
Pros
Fast payouts (avg 15 min), EOD drawdown, no hard breach rules, 250,000+ traders, $150M+ paid out, promo code VAULT
Cons
LucidFlex and LucidDirect pricing not publicly accessible (JS-rendered)

Frequently Asked Questions

Which is better, Top One Futures or Lucid Trading?

Top One Futures scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Top One Futures or Lucid Trading?

Top One Futures has the lower starting price at $39. Top One Futures offers 23 challenge options starting from $39, while Lucid Trading offers 4 options starting from $90.

Which has better reviews, Top One Futures or Lucid Trading?

Top One Futures has a higher TrustPilot rating of 4.8/5. Top One Futures has 4,039 reviews while Lucid Trading has 3,788.

Which offers a higher profit split, Top One Futures or Lucid Trading?

Top One Futures offers a higher maximum profit split. Top One Futures offers 90% while Lucid Trading offers 90%.

How fast do Top One Futures and Lucid Trading pay out?

Top One Futures has Daily (Elite Daily), Bi-weekly (Elite Challenge & Access) payouts while Lucid Trading offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.