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Top One Futures

United States Futures
VS

Lucid Trading

7.8 B+
United States Futures
Key Differences
Split 90% vs 100%

Verdict: Who Wins?

Top One Futures 2 wins
2 4
Lucid Trading 4 wins Our Pick
Overall Rating 7.8 vs 0.0
TrustPilot 4.8 vs 4.7
Profit Split 100% first $10K, then 90/10 vs 90%
Safety Grade B+ vs
Challenge Variety 23 vs 4 options
Platform Choice 5 vs 2 platforms

Best For:

Maximum profit potential Lucid Trading
Trust & reputation Top One Futures

Visual Comparison

Top One Futures Lucid Trading

Head-to-Head Comparison

Top One Futures Metric Lucid Trading
PFM Score 7.8/10
4.8/5 (4,039) TrustPilot 4.7/5 (3,645)
Safety Grade B+
90% Profit Split 100% first $10K, then 90/10
Varies by program — End-of-Day trailing on Elite/Daily/Access/Ignite; Intraday on S2F Sim PRO. See per-challenge daily_loss_limit. Daily Drawdown EOD trailing on $25K (no DLL); DLL applies on $50K ($1,200), $100K ($1,800), $150K ($2,700)
Daily (Elite Daily), Bi-weekly (Elite Challenge & Access) Payout Frequency Daily
$39 Starting Price $
White-Label Technology White-Label
NinjaTrader, Tradovate Platforms NinjaTrader, Tradovate, Quantower, MotiveWave, Rithmic
No Direct Path to Funded No
United States Country United States
Apr 2025 Established Jan 2025
23 options Challenge Options 4 options

Top One Futures vs Lucid Trading: Detailed Analysis

Top One Futures and Lucid Trading are both Futures firms. Lucid Trading has been in business longer, established in 2025, while Top One Futures was founded in 2025.

Top One Futures offers 90% profit split, while Lucid Trading offers 100% first $10K, then 90/10. Top One Futures pays out Daily (Elite Daily), Bi-weekly (Elite Challenge & Access), and Lucid Trading pays out Daily.

For trust and reputation, Top One Futures has a 4.8/5 TrustPilot rating with 4,039 reviews, while Lucid Trading has 4.7/5 with 3,645 reviews.

Overall, Lucid Trading edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

Top One Futures
Pros
Six distinct programs (Elite Challenge/Daily/Access, Instant Sim Funded, S2F Sim PRO, IGNITE Instant Funding); 90% profit split across all programs; daily payouts on Elite Daily once funded ($500 min); 1-day min on Elite Challenge; no consistency rule on Elite Daily funded accounts; no activation fee on Elite Daily; Tradovate + NinjaTrader supported; account sizes $25K–$150K; 5 max accounts per trader; TrustPilot 4.8/5 across 4,039 reviews.
Cons
Trailing drawdown across all evaluation programs (EOD on most, Intraday on S2F Sim PRO); consistency rules on Challenge (25%), Instant Sim Funded (20%), IGNITE (15%); monthly subscription billing on Elite Challenge/Daily (not one-time); $500 minimum payout; max payout per request capped ($750 on $25K, $1,500 on $100K Elite Daily); 50% payout-progression rule after first payout; required buffer remains in account ($1,500–$3,000 by size); newer firm launched April 2025.
Lucid Trading
Pros
Real-time activations (5-30 min), no activation fees, one-time fee no monthly subscription, EOD drawdowns, 10:1 micro scaling, 90/10 profit split (100% first $10K), no payout windows, transition to LucidLive real-capital account, daily withdrawals on LucidLive, large active Discord community (58K members)
Cons
New firm (founded 2025), reset fees required after failed evals, max 5 funded accounts per household

Frequently Asked Questions

Which is better, Top One Futures or Lucid Trading?

Lucid Trading scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, Profit Split, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which has better reviews, Top One Futures or Lucid Trading?

Top One Futures has a higher TrustPilot rating of 4.8/5. Top One Futures has 4,039 reviews while Lucid Trading has 3,645.

Which offers a higher profit split, Top One Futures or Lucid Trading?

Lucid Trading offers a higher maximum profit split. Top One Futures offers 90% while Lucid Trading offers 100% first $10K, then 90/10.

How fast do Top One Futures and Lucid Trading pay out?

Top One Futures has Daily (Elite Daily), Bi-weekly (Elite Challenge & Access) payouts while Lucid Trading offers Daily payouts. Payout speed can be an important factor when choosing a prop firm.