Skip to main content

Top One Trader

8.0 B+
United States CFD
VS

Lucid Trading

7.8 B+
United States Futures
Key Differences
Split 100% vs 90% Price $28 vs $90

Verdict: Who Wins?

Top One Trader 4 wins Decisive Win
4 2
Lucid Trading 2 wins
Overall Rating 8.0 vs 7.8 Narrow
TrustPilot 4.7 vs 4.5 Clear
Starting Price $28 vs $90 Decisive
Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME) vs 90% Decisive
Safety Grade Both B+ Tie
Trust Score 65.4/100 vs 62.3/100 Narrow
Challenge Variety 13 vs 4 options Decisive

Best For:

Budget-conscious traders Top One Trader
Maximum profit potential Top One Trader
Trust & reputation Lucid Trading
Fast payouts Top One Trader

Visual Comparison

Top One Trader Lucid Trading

Head-to-Head Comparison

Top One Trader Metric Lucid Trading
8.0/10 PFM Score 7.8/10
4.5/5 (3,141) TrustPilot 4.7/5 (3,788)
B+ Safety Grade B+
62.3 B Trust Score 65.4 B
80% standard, up to 90% (up to 100% on Instant PRIME) Profit Split 90%
4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant) Daily Drawdown None (LucidPro $25K), EOD on larger sizes
Bi-weekly (14 days), 7-day upgrade add-on available Payout Frequency On-demand
$28 Starting Price $90
White-Label Technology White-Label
cTrader, Match Trader, MT5, TradeLocker Platforms NinjaTrader, Tradovate, Quantower, MotiveWave, Rithmic
No Direct Path to Funded No
United States Country United States
Sep 2023 Established
13 options Challenge Options 4 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Top One Trader Lucid Trading Savings
$25K $118 $90 Save $28
$50K $164 $120 Save $44
$100K $399 $180 Save $219

Top One Trader vs Lucid Trading: Detailed Analysis

Top One Trader and Lucid Trading are both CFD firms.

In terms of pricing, Top One Trader is more affordable with challenges starting at $28, which is $62 less than Lucid Trading's starting price of $90. Top One Trader offers 13 challenge options, while Lucid Trading offers 4.

Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME) profit split, while Lucid Trading offers 90%. Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available, and Lucid Trading pays out On-demand.

For trust and reputation, Top One Trader has a 4.5/5 TrustPilot rating with 3,141 reviews, while Lucid Trading has 4.7/5 with 3,788 reviews. Safety grades: Top One Trader B+, Lucid Trading B+.

Overall, Top One Trader edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
Lucid Trading
Pros
Fast payouts (avg 15 min), EOD drawdown, no hard breach rules, 250,000+ traders, $150M+ paid out, promo code VAULT
Cons
LucidFlex and LucidDirect pricing not publicly accessible (JS-rendered)

Frequently Asked Questions

Which is better, Top One Trader or Lucid Trading?

Top One Trader scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Top One Trader or Lucid Trading?

Top One Trader has the lower starting price at $28. Top One Trader offers 13 challenge options starting from $28, while Lucid Trading offers 4 options starting from $90.

Which has better reviews, Top One Trader or Lucid Trading?

Lucid Trading has a higher TrustPilot rating of 4.7/5. Top One Trader has 3,141 reviews while Lucid Trading has 3,788.

Which offers a higher profit split, Top One Trader or Lucid Trading?

Top One Trader offers a higher maximum profit split. Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME) while Lucid Trading offers 90%.

How fast do Top One Trader and Lucid Trading pay out?

Top One Trader has Bi-weekly (14 days), 7-day upgrade add-on available payouts while Lucid Trading offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.