Fill88 Review: Plans, Rules, and How It Compares

Fill88

Fill88 is a CFD prop trading brand operating at fill88.com, run by Apex Forge Limited, a company incorporated in Jersey under registration number 165180 with a registered office at 9 Bond Street, St Helier. It sells simulated trading evaluations and instant-funding accounts across forex, indices, commodities and cryptocurrency. Fill88 does not publish a founding date, so we record its established date as unknown rather than estimate one. The account offering is unusually wide for a firm at this price point: four separate programs sit on one price list, spanning instant funding with no evaluation, a one-step evaluation, an advanced one-step evaluation and a two-step evaluation. The headline commercial terms are an 80% profit split, On-Demand Payouts on the three evaluation programs, no activation fee and no recurring charge. Entry pricing starts at $39 for a $10,000 one-step account.

Plans and pricing

Fill88 lists 22 priced account configurations across its four programs. Every plan is a one-time payment with a $0 activation fee, and Commission-free and RAW Spreads variants cost exactly the same up front, with RAW adding a per-lot commission rather than a higher entry fee. None of the four programs carries a time limit.

Spark (Instant Funding) is priced per account size at $44 for $500, $84 for $1,250, $129 for $2,500, $239 for $5,000, $459 for $10,000, $899 for $25,000, $1,849 for $50,000 and $3,699 for $100,000. Launch (1-Step) runs $39 for $10,000, $64 for $25,000, $114 for $50,000 and $219 for $100,000, and is the only program that does not offer a $5,000 size. Ascend (1-Step Advanced) runs $44 for $5,000, $94 for $10,000, $179 for $25,000, $289 for $50,000 and $539 for $100,000. Summit (2-Step) runs $40 for $5,000, $63 for $10,000, $149 for $25,000, $254 for $50,000 and $439 for $100,000.

Rules that matter

The drawdown model differs by program and is the single largest structural difference between them. Launch uses a 7% static drawdown, Summit a 10% static drawdown across both phases, and Ascend a 6% trailing drawdown that trails the highest closed balance and never moves back down. Spark uses what Fill88 calls a Smart Drawdown: it starts at 10% of the starting balance and permanently adjusts to 5% once a 5% gain is achieved.

On the three evaluation programs the 4% daily loss limit is recalculated at 17:00 EST on the higher of balance or equity. Spark has no separate daily limit at all. Minimum trading days are 3 on Ascend and Summit, and none on Launch or Spark. The consistency requirement is 15% on Launch and 40% on Ascend and Summit, capping how much of total profit may come from a single trading day; Spark has no consistency rule.

Weekend holding is permitted only during the evaluation stage of Launch, Ascend and Summit. On Spark and on every funded account it is not permitted, and positions must be closed before the Friday market close. Overnight holding is permitted across all products, with swap fees at daily rollover and triple swaps on Wednesdays. Copy trading is allowed only between accounts the trader personally owns, including their own accounts at other prop firms; copying between accounts owned by different individuals is prohibited. Launch accounts are closed after 60 days of inactivity.

On payouts, the three evaluation programs use On-Demand Payouts: a withdrawal can be requested at any time once the consistency rule and a minimum profit of 1.5% of the starting balance or $25 (whichever is larger) are both met, with no fixed cycle, a $25 minimum withdrawal and a stated 48-business-hour processing target. Spark is the exception: the first withdrawal becomes available 14 days after the first trade, then every 7 days following a new completed trade. The base split is 80% on all four programs, rising to 90% on Ascend and Summit after a 10% account gain with the first trade placed at least 90 days earlier.

Pros and cons

Pros

• Entry pricing is low for the category: $39 buys a $10,000 one-step account and $40 buys a $5,000 two-step account, with no activation fee and no recurring charge.
• Four distinct program structures on one price list, including an instant-funding option with no profit target and no daily drawdown.
• On-Demand Payouts on the three evaluation programs, with a $25 minimum withdrawal and no fixed payout cycle.

Cons

• The TrustPilot profile carries a 3.7 rating from a single review, which is too small a sample to tell you anything about payout reliability.
• Fill88 is not regulated, and its own documentation contradicts itself on whether news-trading restrictions apply to Ascend accounts.
• Spark is priced at a substantial premium to the evaluation programs: $459 for a $10,000 instant account against $39 for a $10,000 Launch evaluation.

How Fill88 compares

At the $10,000 size, Fill88's Launch (1-Step) at $39 is priced below the comparable one-step products at the CFD firms nearest to it on price. The table below compares like-for-like entry products at $10,000.

Firm	Product	Price	Profit target	Max drawdown	Split
Fill88	Launch (1-Step) $10K	$39	7%	7% Static	80%
Orion Funded	Orion Lite $10K 1-Step	$59	10%	3%	80%
City Traders Imperium	10K 1-Step Challenge	$79	$800	$500	80% - 100%
FundedNext	Stellar Lite $10K (2-step)	$44.99	8% then 4%	8% Static	Up to 95%

The comparison cuts both ways. Fill88's $39 Launch account undercuts Orion Funded's $59 Orion Lite and City Traders Imperium's $79 one-step challenge, and its 7% profit target is lower than Orion Funded's 10%. But Orion Funded pays out bi-weekly on a fixed cycle against Fill88's on-demand model, and City Traders Imperium's split scales to 100% against Fill88's 90% ceiling. FundedNext's Stellar Lite is a two-step product at $44.99 with a split reaching 95%, so a trader optimising purely for split percentage has cheaper routes to a higher number elsewhere. Fill88's differentiator is not any single metric but the spread of structures: few firms at this price point offer a no-target instant account, a 7% static one-step, a 6% trailing one-step and a 10% static two-step side by side.

Verdict

Fill88 is a reasonable fit for traders who want to choose their own drawdown structure rather than accept a single house model, and who value being able to withdraw on demand once the consistency and minimum-profit thresholds are met. The $39 and $40 entry points make it inexpensive to test a specific rule set without committing to a large fee. It is a weaker fit for traders who need a documented operating history or a large body of independent payout evidence: Fill88 publishes no founding date, is not regulated, and its TrustPilot profile holds one review. Traders who plan to hold over weekends on a funded account, or to trade news on Spark or on funded Ascend and Summit accounts, should read the rule pages closely first, because those permissions are scoped by program and stage rather than granted site-wide.

Sources: fill88.com/programs, fill88.com/trading-rules, On-Demand Payouts FAQ, Terms and Conditions, Privacy Policy, and the Fill88 TrustPilot profile. Competitor figures are from PropFirmMap firm records. Verified 2026-08-26.