Finotive Futures Review: Plans, Rules, and How It Compares

Finotive Futures

Finotive Futures is a proprietary trading firm offering simulated futures evaluations on CME-listed products. It is operated by Finotive Futures Technologies Limited (company number CL12854) from the Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates. The firm launched in 2026 as the futures arm of the Finotive One group, which the company's own timeline dates back to Finotive Funding in 2021, followed by Finotive Markets in 2022, Finotive Pay in 2023 and an FSC Securities Dealer Licence for Finotive Markets in 2025. Two products are sold: a 1-Step Challenge evaluation and an Instant Account with no evaluation phase, each in $25K, $50K, $100K and $150K sizes. Both pay a 90% profit split with on-demand payouts.

Plans and pricing

At the time of writing the firm is running two launch promotions listed on its own programs page: code WELCOME30 for 30% off the 1-Step Challenge and code WELCOME40 for 40% off Instant Accounts. Both the discounted price and the list price are shown below, because the discounted figure depends on a code that the firm may withdraw. Checkout sits behind a login, so whether the code applies automatically was not verifiable.

Neither program charges an activation fee. The 1-Step evaluation has no time limit, and a reset may be purchased within 14 calendar days of a breach at the same price as the original evaluation. Instant Accounts have no standard reset; a lost account may be repurchased within 3 calendar days. Accounts with no trading activity for 15 consecutive days are deactivated on both programs.

Rules summary

The two programs apply drawdown differently. The 1-Step Challenge uses an end-of-day trailing maximum drawdown, while the Instant Account uses an intraday trailing maximum drawdown, which tracks unrealised profit during the session and is the stricter of the two. The $25K 1-Step account carries no daily drawdown at all; every other account in both ladders does.

Consistency requirements are applied at the funded stage rather than during evaluation. The 1-Step evaluation has no consistency rule and no minimum profitable days. Once funded, it applies a 40% consistency rule and 3 minimum profitable days, and requires a Minimum Profit Goal of 1% of the initial balance plus maintenance of a Profit Buffer of $1,000, $2,000, $3,000 or $4,500 by size. Instant Accounts apply a 20% consistency rule and 5 minimum profitable days from the start, and the payout milestone must be re-achieved in each payout cycle.

News trading is unrestricted during the evaluation stage. On any funded account a 4-minute window applies around high-impact releases, with no opening, closing or triggering of pending orders within 2 minutes before or after. Positions opened before the window may be held through it, profit made inside the window is removed, and losses stand. News straddling around Tier 1 releases such as NFP, FOMC and CPI is separately listed as a prohibited strategy.

Expert advisors and automated strategies are permitted. Copy trading is permitted only between accounts the trader personally owns and controls, including accounts held at other firms; copying any third party is prohibited. Hedging is permitted within a single account but is prohibited across separate accounts, including the trader's own accounts elsewhere. Microscalping is allowed but capped: no more than 50% of total profit may come from trades held under 30 seconds, and the trader must be back inside that limit before progressing a stage or requesting a payout.

Payouts

Both programs pay a 90% split and are requestable on demand rather than on a fixed calendar, once the eligibility conditions above are met. The firm states requests are processed within 24 to 48 hours of submission and paid through Finotive Pay, with Bank Transfer, Crypto and Revolut listed as methods. The minimum request is $500, measured before the 90/10 split.

Payouts are capped per cycle and per account size. On the 1-Step funded account the first payout is capped at $1,000, $2,000, $2,500 and $3,000 for the four sizes, rising to $1,500, $2,500, $3,000 and $3,500 on the second and later payouts. Instant Accounts cap every payout at $1,000, $2,000, $3,000 and $4,000. Profit above the cap stays in the account and rolls into the next cycle. Evaluation fees are not refunded under any circumstances under section 14.5 of the firm's terms.

Pros and cons

Points in the firm's favour, all taken from its published rules:

• 90% profit split on both programs, with on-demand payouts and no activation fee on either product.
• The 1-Step evaluation carries no time limit, no consistency rule and no minimum profitable days, and the $25K size has no daily drawdown.
• Seven third-party platforms are supported: NinjaTrader, Tradovate, TradingView, Quantower, ATAS, Volumetrica and DeepCharts.

Points against, from the same sources:

• Overnight and weekend holding are both prohibited, with a forced close at 15:55 CT, which rules out swing approaches.
• Payouts are capped per cycle, so profit above the cap cannot be withdrawn in that cycle, and fees are non-refundable with no cooling-off period.
• The brand launched in 2026 and carries 2 TrustPilot reviews, so there is very little independent trading or payout history to check.

How it compares

The table below sets the $25K entry account against three other futures firms in a similar price band from our own database. Finotive Futures is priced inside that band and matches the group on profit split, but it is the only one of the four without a substantial review history.

On price and split the four are close together. The differences that matter are elsewhere. Finotive Futures pays on demand once eligibility is met, where MyFundedFutures runs daily payouts on Rapid and bi-weekly on Pro, and Tradeify runs daily payouts on Select Daily. The review counts are the clearest separation: the three comparison firms have between 4,091 and 21,372 TrustPilot reviews against 2 for Finotive Futures, which reflects the 2026 launch date rather than a specific complaint.

Verdict

Finotive Futures is a 2026 launch selling two clearly documented futures products at prices in line with established competitors, with a 90% split and payout mechanics that are published in full rather than left vague. The rule set is unusually well specified for a new firm: contract limits, drawdown type, consistency percentages, minimum profitable days, payout caps and reset terms are all stated per account size on the firm's own programs page.

It suits intraday futures traders who close positions before the session ends, who want a one-step evaluation with no time limit and no consistency requirement while evaluating, and who are comfortable with an end-of-day trailing drawdown. It does not suit traders who hold overnight or over weekends, who need to withdraw large amounts in a single cycle, or who want a firm with a long public payout record, since the group's futures arm launched in 2026 and its TrustPilot profile carries 2 reviews. Traders comparing the two products should note that the Instant Account removes the evaluation but applies the stricter intraday trailing drawdown, a 20% consistency rule and a payout milestone that resets each cycle.

Pricing, rules and TrustPilot figures in this review were verified against finotivefutures.com/our-programs, finotivefutures.com/about, finotivefutures.com/legal, the firm's help centre and its TrustPilot profile on 30 August 2026.