Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Finotive Futures Finotive Futures
Phoenix Trader Funding Phoenix Trader Funding

Comparing Finotive Futures, Phoenix Trader Funding prop firm challenges. Cheapest challenge: Phoenix Trader Funding at $39. Highest profit split: Finotive Futures at 90%.

Finotive Futures Verified Aug 25, 2026 Get Started
Phoenix Trader Funding Verified Jul 7, 2026 6.6 Get Started
Overview
Asset Type Futures Futures
Country United Arab Emirates France
Established - Aug 2023
Technology White-Label White-Label
Platforms Trading View, NinjaTrader, Tradovate, Quantower, Atas, Volumetrica, DeepCharts Trading View, NinjaTrader, Tradovate, Quantower, Atas, dxFeed, Volumetrica, Phoenix Instant Logger, Rithmic, DeepCharts
Trading Rules
Profit Split 90% Best 90%
Daily Drawdown Varies by program and size: none on the $25K 1-Step, $1,250-$3,000 on larger 1-Step accounts; $500-$3,750 on Instant accounts No standard daily loss limit. Classic and Spark use trailing EOD drawdown from highest balance. Merit accounts apply a 25% dynamic daily drawdown of starting balance.
Payout Frequency On Demand
Payouts are requestable on demand once the account-type eligibility conditions are met; requests are processed within 24 to 48 hours of submission and paid through Finotive Pay. 		Bi-Weekly
Direct Path to Funded ✗ No ✓ Yes
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • 90% profit split on both programs with on-demand payouts and a $500 minimum request. No activation fee on either program and no time limit on the 1-Step evaluation. The 1-Step evaluation carries no consistency rule and no minimum profitable days, and the $25K 1-Step has no daily drawdown at all. Seven third-party platforms are supported (NinjaTrader, Tradovate, TradingView, Quantower, ATAS, Volumetrica, DeepCharts). Backed by the Finotive One group, which has operated since 2021 and states $24 million in payouts and 90,000 clients served.
  • Three funded account programs: Classic (subscription-based, 90% profit split), Spark (lower-cost subscription with $29 one-time activation, all strategies allowed), and Merit (one-time $2K challenge with 50/80 profit split structure). No daily drawdown limit on Classic and Spark programs. Multiple platform choices including NinjaTrader, Tradovate, Rithmic, TradingView, Odin, Quantower, Atas, and Volumetrica. Bi-weekly payouts via PayPal and Payoneer.
Main Drawbacks
  • Overnight and weekend holding are both prohibited - all positions are force-closed 5 minutes before the daily close at 15:55 CT. Payouts are capped per cycle ($1,000-$3,000 on a first 1-Step payout, $1,000-$4,000 on Instant) so profit above the cap must roll to the next cycle. Fees are explicitly non-refundable under all circumstances, with no cooling-off period, and resets are never free. The funded stage adds a 40% consistency rule (20% on Instant) and a 4-minute no-trade window around high-impact news that the evaluation stage does not have. Accounts are deactivated after 15 consecutive days of inactivity. The brand launched in 2026 and carries only 1 TrustPilot review, so it has almost no independent track record; its sister brand Finotive Funding is separately held in our queue over trust signals.
  • Classic and Spark programs require ongoing monthly subscription fees that continue while subscribed. Spark accounts require a $29 one-time activation fee at signup. Trailing EOD drawdown on Classic and Spark tracks from highest account balance. Merit program limited to $2K account size with EdgeClear broker only.
Offers & Promo Codes
Active Offers No offers
30% off every challenge but Merit Accounts
10% off Spark accounts. Verified live on phoenixtraderfunding.com homepage 2026-06-07 ("10% OFF on Spark Accounts, Starting at $35! ... Use This Code At Checkout JUNE").
30% off Classic accounts. Verified live on phoenixtraderfunding.com 2026-06-24 ("Odin got upgraded! Enjoy 30% OFF Classic Accounts! ... Use This Code At Checkout ODIN").

Challenge Details

Finotive Futures Challenges

8 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$135 $95
/our-programs shows $95 with $135 struck through, under launch code WELCOME30 (30% off). $135 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$25K 1 Step P1: $1,200
 P1: None
P1: $1,000 EOD Trailing
 90% Unknown
$179 $125
/our-programs shows $125 with $179 struck through, under launch code WELCOME30 (30% off). $179 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$50K 1 Step P1: $3,000
 P1: $1,250
P1: $2,000 EOD Trailing
 90% Unknown
$349 $209
/our-programs shows $209 with $349 struck through, under launch code WELCOME40 (40% off). $349 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$25K Instant P1: None - instant funded account, no evaluation phase
 P1: $500
P1: $1,250 Intraday Trailing
 90% Unknown
$299 $209
/our-programs shows $209 with $299 struck through, under launch code WELCOME30 (30% off). $299 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$100K 1 Step P1: $6,000
 P1: $2,000
P1: $3,000 EOD Trailing
 90% Unknown
$399 $279
/our-programs shows $279 with $399 struck through, under launch code WELCOME30 (30% off). $399 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$150K 1 Step P1: $9,000
 P1: $3,000
P1: $4,500 EOD Trailing
 90% Unknown
$549 $329
/our-programs shows $329 with $549 struck through, under launch code WELCOME40 (40% off). $549 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$50K Instant P1: None - instant funded account, no evaluation phase
 P1: $1,250
P1: $2,500 Intraday Trailing
 90% Unknown
$899 $539
/our-programs shows $539 with $899 struck through, under launch code WELCOME40 (40% off). $899 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$100K Instant P1: None - instant funded account, no evaluation phase
 P1: $2,500
P1: $4,000 Intraday Trailing
 90% Unknown
$1249 $749
/our-programs shows $749 with $1,249 struck through, under launch code WELCOME40 (40% off). $1,249 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$150K Instant P1: None - instant funded account, no evaluation phase
 P1: $3,750
P1: $5,000 Intraday Trailing
 90% Unknown

Phoenix Trader Funding Challenges

6 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$39
monthly (+ $29 one-time activation fee) 		$25K Subscription P1: -
 P1: -
P1: $1,000 trailing drawdown (EOD)
 90% Unknown
$69
monthly (+ $29 one-time activation fee) 		$50K Subscription P1: -
 P1: -
P1: $2,000 trailing drawdown (EOD)
 90% Unknown
$69 $2K 1 Step P1: -
 P1: $500
25% dynamic daily drawdown of starting balance
P1: $2,000 static
 50% Unknown
$89
monthly 		$25K Subscription P1: $1,500
 P1: -
P1: $1,500 trailing drawdown (EOD)
 90% Unknown
$128
monthly 		$50K Subscription P1: $3,000
 P1: -
P1: $2,000 trailing drawdown (EOD)
 90% Unknown
$269
monthly 		$100K Subscription P1: $6,000
 P1: -
P1: $3,000 trailing drawdown (EOD)
 90% Unknown
Finotive Futures
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Phoenix Trader Funding
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