Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Finotive Futures Finotive Futures
Topstep Topstep

Comparing Finotive Futures, Topstep prop firm challenges. Cheapest challenge: Topstep at $49. Highest profit split: Finotive Futures at 90%.

Finotive Futures Verified Aug 25, 2026 Get Started
Topstep Verified Jul 1, 2026 7.9 Get Started
Overview
Asset Type Futures Futures
Country United Arab Emirates United States
Established - Jan 2010
Technology White-Label Proprietary
Platforms Trading View, NinjaTrader, Tradovate, Quantower, Atas, Volumetrica, DeepCharts Topstep X
Trading Rules
Profit Split 90% Best 90%
Daily Drawdown Varies by program and size: none on the $25K 1-Step, $1,250-$3,000 on larger 1-Step accounts; $500-$3,750 on Instant accounts $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)
Payout Frequency On Demand
Payouts are requestable on demand once the account-type eligibility conditions are met; requests are processed within 24 to 48 hours of submission and paid through Finotive Pay. 		On-demand
Direct Path to Funded ✗ No ✓ Yes
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • 90% profit split on both programs with on-demand payouts and a $500 minimum request. No activation fee on either program and no time limit on the 1-Step evaluation. The 1-Step evaluation carries no consistency rule and no minimum profitable days, and the $25K 1-Step has no daily drawdown at all. Seven third-party platforms are supported (NinjaTrader, Tradovate, TradingView, Quantower, ATAS, Volumetrica, DeepCharts). Backed by the Finotive One group, which has operated since 2021 and states $24 million in payouts and 90,000 clients served.
  • 90% profit split, instant payouts, no activation fee, pass in as little as 2 days, Chicago-based since 2010
Main Drawbacks
  • Overnight and weekend holding are both prohibited - all positions are force-closed 5 minutes before the daily close at 15:55 CT. Payouts are capped per cycle ($1,000-$3,000 on a first 1-Step payout, $1,000-$4,000 on Instant) so profit above the cap must roll to the next cycle. Fees are explicitly non-refundable under all circumstances, with no cooling-off period, and resets are never free. The funded stage adds a 40% consistency rule (20% on Instant) and a 4-minute no-trade window around high-impact news that the evaluation stage does not have. Accounts are deactivated after 15 consecutive days of inactivity. The brand launched in 2026 and carries only 1 TrustPilot review, so it has almost no independent track record; its sister brand Finotive Funding is separately held in our queue over trust signals.
  • Trailing max loss limit (not static daily DD), TrustPilot rating 3.6, monthly subscription billing
Offers & Promo Codes
Active Offers No offers
$20 off No Activation Fee Trading Combine (any size). Up to 5 uses per trader.

Challenge Details

Finotive Futures Challenges

8 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$135 $95
/our-programs shows $95 with $135 struck through, under launch code WELCOME30 (30% off). $135 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$25K 1 Step P1: $1,200
 P1: None
P1: $1,000 EOD Trailing
 90% Unknown
$179 $125
/our-programs shows $125 with $179 struck through, under launch code WELCOME30 (30% off). $179 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$50K 1 Step P1: $3,000
 P1: $1,250
P1: $2,000 EOD Trailing
 90% Unknown
$349 $209
/our-programs shows $209 with $349 struck through, under launch code WELCOME40 (40% off). $349 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$25K Instant P1: None - instant funded account, no evaluation phase
 P1: $500
P1: $1,250 Intraday Trailing
 90% Unknown
$299 $209
/our-programs shows $209 with $299 struck through, under launch code WELCOME30 (30% off). $299 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$100K 1 Step P1: $6,000
 P1: $2,000
P1: $3,000 EOD Trailing
 90% Unknown
$399 $279
/our-programs shows $279 with $399 struck through, under launch code WELCOME30 (30% off). $399 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$150K 1 Step P1: $9,000
 P1: $3,000
P1: $4,500 EOD Trailing
 90% Unknown
$549 $329
/our-programs shows $329 with $549 struck through, under launch code WELCOME40 (40% off). $549 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$50K Instant P1: None - instant funded account, no evaluation phase
 P1: $1,250
P1: $2,500 Intraday Trailing
 90% Unknown
$899 $539
/our-programs shows $539 with $899 struck through, under launch code WELCOME40 (40% off). $899 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$100K Instant P1: None - instant funded account, no evaluation phase
 P1: $2,500
P1: $4,000 Intraday Trailing
 90% Unknown
$1249 $749
/our-programs shows $749 with $1,249 struck through, under launch code WELCOME40 (40% off). $1,249 is the list price. Checkout sits behind a login, so whether the discount auto-applies or needs the code was not verifiable this session. 		$150K Instant P1: None - instant funded account, no evaluation phase
 P1: $3,750
P1: $5,000 Intraday Trailing
 90% Unknown

Topstep Challenges

3 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$49
/month 		$50K 1 Step P1: $3,000
 P1: -
P1: $2,000
 90% $149
$99
/month 		$100K 1 Step P1: $6,000
 P1: -
P1: $3,000
 90% $149
$199
/month 		$150K 1 Step P1: $9,000
 P1: -
P1: $4,500
 90% $149
Finotive Futures
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Topstep
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