Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

FTMO FTMO
XPIPS XPIPS
FTMO 8.3 Get Started
XPIPS Get Started
Overview
Asset Type CFD CFD
Country Czech Republic United Arab Emirates
Established Jan 2015 -
Technology Proprietary White-Label
Platforms cTrader, MT5, MT4 MT5
Trading Rules
Profit Split Up to 90% Best 85% (1-Step), 80% (2-Step), 65% (Instant Funding, upgradable to 80% via paid add-on); 100% from the 3rd scale-up
Daily Drawdown Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) -
Payout Frequency Bi-weekly (every 14 days) 30 calendar days after your first trade
Default cycle: first payout 30 calendar days after the first trade, second 21 calendar days after that, every 14 calendar days thereafter. Bi-Weekly and On-Demand payout add-ons shorten it. Calendar days include weekends; inactive days do not delay the cycle. Corroborated by the payoutSettings minDays (30/21/14) on every sellable program in the firm's own catalog.
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
  • Three evaluation routes (1-Step, 2-Step and Instant Funding) across six account sizes from $5,000 to $200,000, with no maximum trading-day limit on any program. Reward split starts at 85% on the 1-Step route and reaches 100% from the third scale-up; the scaling plan raises the account 30% every three months with no stated upper balance limit. Minimum trading days are 3 on the evaluation routes. The program fee is stated as 100% refundable, returned with the first payout, and the minimum withdrawal is $100 with payouts processed in 1-2 business days. Expert Advisors, scalping, hedging within a single account, weekend holding and overnight holding are all permitted per the public rules page, and news trading is unrestricted during evaluation.
Main Drawbacks
  • All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
  • XPIPS publishes THREE mutually inconsistent versions of its own risk rules: the catalog API's display strings say a flat 3% daily / 6% maximum loss on every program, the same API's numeric risk configuration says 1-Step 7% overall with a 4% trailing component, 2-Step 4% daily / 10% overall and Instant 6% overall with a 3% trailing component, while the public /trading-rules page states 1-Step 4% daily / 6% max / 10% target / 5 minimum days / 80% split against the catalog's 9% target, 3 minimum days and 85% split. Because the three disagree, the per-plan daily-loss limits are left blank on this page rather than guessed. TrustPilot stands at 3.0 from 286 reviews with recent reviews dominated by rejected payouts citing the 30% consistency rule and lot-size consistency, and by repeated broker/server migrations that traders say breached their accounts; the firm replied to only 4% of negative reviews. Hedging is a direct contradiction in itself - the public rules page calls hedging within the same account allowed while the help centre lists it under prohibited practices punishable by immediate disqualification. The named leadership team on /about-us carries no independent corroboration and one card is captioned 'BJames Carter', and the contact page has previously carried a placeholder phone number. Payouts are crypto-only per the help centre, and the maximum simulated capital is stated as $400,000 on the homepage but $300,000 at checkout. Because of that contradiction the six 1-Step plans ($5,000 to $200,000, $59 to $1,019) are deliberately NOT listed on this page: their maximum drawdown is 6% on the public rules page and 7% in the firm's own catalog configuration, and we do not publish a figure we cannot pin to a single source.
Offers & Promo Codes
Active Offers No offers No offers

Challenge Details

FTMO Challenges

10 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$79
EUR one-time 		$10K 1 Step P1: 10%
 P1: 3%
Maximum Daily Loss Amount (1-Step)
P1: 10% Maximum Loss
 90% $0
$89
EUR one-time 		$10K 2 Steps P1: 10%
P2: 5%
 P1: 5%
Maximum Daily Loss Amount
P2: 5%
Verification phase
P1: 10% Maximum Loss
P2: 10% Maximum Loss
 Up to 90% $0
$199
EUR one-time 		$25K 1 Step P1: 10%
 P1: 3%
Maximum Daily Loss Amount (1-Step)
P1: 10% Maximum Loss
 90% $0
$250
EUR one-time 		$25K 2 Steps P1: 10%
P2: 5%
 P1: 5%
Maximum Daily Loss Amount
P2: 5%
Verification phase
P1: 10% Maximum Loss
P2: 10% Maximum Loss
 Up to 90% $0
$319
EUR one-time 		$50K 1 Step P1: 10%
 P1: 3%
Maximum Daily Loss Amount (1-Step)
P1: 10% Maximum Loss
 90% $0
$345
EUR one-time 		$50K 2 Steps P1: 10%
P2: 5%
 P1: 5%
Maximum Daily Loss Amount
P2: 5%
Verification phase
P1: 10% Maximum Loss
P2: 10% Maximum Loss
 Up to 90% $0
$540 $439
EUR one-time (popular tier, on sale) 		$100K 2 Steps P1: 10%
P2: 5%
 P1: 5%
Maximum Daily Loss Amount
P2: 5%
Verification phase
P1: 10% Maximum Loss
P2: 10% Maximum Loss
 Up to 90% $0
$499
EUR one-time (popular tier) 		$100K 1 Step P1: 10%
 P1: 3%
Maximum Daily Loss Amount (1-Step)
P1: 10% Maximum Loss
 90% $0
$999
EUR one-time 		$200K 1 Step P1: 10%
 P1: 3%
Maximum Daily Loss Amount (1-Step)
P1: 10% Maximum Loss
 90% $0
$1080
EUR one-time 		$200K 2 Steps P1: 10%
P2: 5%
 P1: 5%
Maximum Daily Loss Amount
P2: 5%
Verification phase
P1: 10% Maximum Loss
P2: 10% Maximum Loss
 Up to 90% $0

XPIPS Challenges

11 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$49
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. 		$5K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80% None
$89
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). 		$5K Instant P1: -
 P1: -
P1: 6%
 65% None
$99
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. 		$10K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80% None
$149
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). 		$10K Instant P1: -
 P1: -
P1: 6%
 65% None
$199
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. 		$25K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80% None
$269
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). 		$25K Instant P1: -
 P1: -
P1: 6%
 65% None
$349
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. 		$50K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80% None
$479
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). 		$50K Instant P1: -
 P1: -
P1: 6%
 65% None
$549.99
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. 		$100K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80% None
$749.99
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). 		$100K Instant P1: -
 P1: -
P1: 6%
 65% None
$989
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. 		$200K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80% None
FTMO
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XPIPS
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