XPIPS
United Arab Emirates
Composite Trust Score
Multi-source aggregate of every verified trust signal we hold on XPIPS. Methodology →
Distrusted - multiple negative signals; treat with extreme caution.
| Price | Account Size | Account Name | Profit Target | Max Daily Loss | Max Drawdown | Profit Split | Activation Fee | Notes | |
|---|---|---|---|---|---|---|---|---|---|
| $99 List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. | $10K 2 Steps | 2-Step Evaluation | P1: 8% P2: 5% | P1: P2: | P1: 10% P2: 10% | 80% | Details | ||
| $149 List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). | $10K Instant | Instant Funded | P1: | P1: | P1: 6% | 65% | Details | ||
| $49 List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. | $5K 2 Steps | 2-Step Evaluation | P1: 8% P2: 5% | P1: P2: | P1: 10% P2: 10% | 80% | Details | ||
| $89 List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). | $5K Instant | Instant Funded | P1: | P1: | P1: 6% | 65% | Details | ||
| $199 List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. | $25K 2 Steps | 2-Step Evaluation | P1: 8% P2: 5% | P1: P2: | P1: 10% P2: 10% | 80% | Details | ||
| $269 List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). | $25K Instant | Instant Funded | P1: | P1: | P1: 6% | 65% | Details | ||
| $349 List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. | $50K 2 Steps | 2-Step Evaluation | P1: 8% P2: 5% | P1: P2: | P1: 10% P2: 10% | 80% | Details | ||
| $479 List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). | $50K Instant | Instant Funded | P1: | P1: | P1: 6% | 65% | Details | ||
| $549.99 List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. | $100K 2 Steps | 2-Step Evaluation | P1: 8% P2: 5% | P1: P2: | P1: 10% P2: 10% | 80% | Details | ||
| $749.99 List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). | $100K Instant | Instant Funded | P1: | P1: | P1: 6% | 65% | Details | ||
| $989 List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. | $200K 2 Steps | 2-Step Evaluation | P1: 8% P2: 5% | P1: P2: | P1: 10% P2: 10% | 80% | Details |
Main Benefits
Three evaluation routes (1-Step, 2-Step and Instant Funding) across six account sizes from $5,000 to $200,000, with no maximum trading-day limit on any program. Reward split starts at 85% on the 1-Step route and reaches 100% from the third scale-up; the scaling plan raises the account 30% every three months with no stated upper balance limit. Minimum trading days are 3 on the evaluation routes. The program fee is stated as 100% refundable, returned with the first payout, and the minimum withdrawal is $100 with payouts processed in 1-2 business days. Expert Advisors, scalping, hedging within a single account, weekend holding and overnight holding are all permitted per the public rules page, and news trading is unrestricted during evaluation.
Main Drawbacks
XPIPS publishes THREE mutually inconsistent versions of its own risk rules: the catalog API's display strings say a flat 3% daily / 6% maximum loss on every program, the same API's numeric risk configuration says 1-Step 7% overall with a 4% trailing component, 2-Step 4% daily / 10% overall and Instant 6% overall with a 3% trailing component, while the public /trading-rules page states 1-Step 4% daily / 6% max / 10% target / 5 minimum days / 80% split against the catalog's 9% target, 3 minimum days and 85% split. Because the three disagree, the per-plan daily-loss limits are left blank on this page rather than guessed. TrustPilot stands at 3.0 from 286 reviews with recent reviews dominated by rejected payouts citing the 30% consistency rule and lot-size consistency, and by repeated broker/server migrations that traders say breached their accounts; the firm replied to only 4% of negative reviews. Hedging is a direct contradiction in itself - the public rules page calls hedging within the same account allowed while the help centre lists it under prohibited practices punishable by immediate disqualification. The named leadership team on /about-us carries no independent corroboration and one card is captioned 'BJames Carter', and the contact page has previously carried a placeholder phone number. Payouts are crypto-only per the help centre, and the maximum simulated capital is stated as $400,000 on the homepage but $300,000 at checkout. Because of that contradiction the six 1-Step plans ($5,000 to $200,000, $59 to $1,019) are deliberately NOT listed on this page: their maximum drawdown is 6% on the public rules page and 7% in the firm's own catalog configuration, and we do not publish a figure we cannot pin to a single source.
Reviews
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Crypto
MT5
XPIPS is a proprietary trading firm offering simulated-capital evaluations on MetaTrader 5 through the broker KFMarkets. Its terms describe the service as entirely simulated: all accounts are demo accounts and no real-money trading is facilitated. Traders choose between a 1-Step Evaluation, a 2-Step Evaluation or Instant Funding, in sizes from $5,000 to $200,000 on the standard ladders, with a separate Pay-After-Pass range reaching $300,000. Reward splits are 85% on the 1-Step route, 80% on the 2-Step and 65% on Instant Funding, rising to 100% from the third scale-up under a scaling plan that raises the account size 30% every three months. Payouts follow a 30/21/14 calendar-day cycle from the first trade, are paid in cryptocurrency with a $100 minimum, and are processed in 1-2 business days. The firm is contactable at a Dubai Silicon Oasis address and its terms are governed by the laws of the United Arab Emirates. Traders should note that XPIPS publishes materially different risk limits on its public rules page, in its catalog display text and in its underlying risk configuration.
Payout methods
Crypto
Withdrawal fees: No processing fees on cryptocurrency payouts.
Amounts
Requirements
Additional payout notes
Payouts are crypto-only per the help centre ('Currently supported payout method: Cryptocurrency'), which contradicts the /trading-rules page listing Rise, PayPal and Cryptocurrency with a 1-5 business day processing time. The help-centre articles are dedicated to each field and are treated as current. The program fee is advertised at checkout as '100% refundable fee, returned with your first payout'.
Source: firm payout terms
General rules (apply to challenge & funded)
See how these rules compare against every other firm in the prop firm rules comparison.
Challenge vs Funded
Drawdown & risk
Challenge lifecycle
Instruments & restrictions
Additional rules
Hedging is a direct contradiction between two live first-party sources: /trading-rules states 'Hedging within the same account is permitted' while the help centre's Prohibited Trading Practices article lists 'Hedging Across Accounts or Within the Same Account' as grounds for immediate disqualification. Recorded here as prohibited because the help-centre article is the enforcement document, is the more specific and more recently maintained of the two, and matches TrustPilot reviews from August 2026 describing payouts rejected for hedging.
Source: firm rules page
Needs Improvement
Strengths
- Very affordable challenges (from $49)
- 100% profit split available
Weaknesses
- Limited platform choice (1 platform)
Recommended For
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XPIPS Overview
XPIPS is a prop trading firm and based in United Arab Emirates, running CFD evaluations for traders. It offers 11 evaluation challenges, the cheapest entry costing $49 covering $10K, $5K, $25K, $50K, $100K and $200K.
At $49, the cheapest XPIPS evaluation costs more than the $39 median across the 100 CFD firms tracked on PropFirmMap, so it is priced at a premium. The 100% maximum profit split is more generous than the 90% typical of that group.
XPIPS pays out a profit split of 85% (1-Step), 80% (2-Step), 65% (Instant Funding, upgradable to 80% via paid add-on); 100% from the 3rd scale-up on funded accounts. The payout schedule is 30 calendar days after your first trade (Default cycle: first payout 30 calendar days after the first trade, second 21 calendar days after that, every 14 calendar days thereafter. Bi-Weekly and On-Demand payout add-ons shorten it. Calendar days include weekends; inactive days do not delay the cycle. Corroborated by the payoutSettings minDays (30/21/14) on every sellable program in the firm's own catalog.). MT5 are the platforms on offer.
TrustPilot reviewers rate it 3 out of 5 across 286 reviews.
Registration and regulatory details on file: United Arab Emirates, https://xpips.com/terms and medium.
XPIPS FAQ
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Prop Firms Based in United Arab Emirates
XPIPS is one of 28 verified prop firms headquartered in United Arab Emirates. Compare them side by side on price, profit split, payouts and safety grade.
