Funding Pips vs XPIPS: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Best For:
Visual Comparison
Save 25% on Funding Pips today
Head-to-Head Comparison
| Funding Pips | Metric | XPIPS |
|---|---|---|
| 8.9/10 ★ | PFM Score | 5.5/10 |
| 4.5/5 (67,250) ★ | TrustPilot | 2.8/5 (264) |
| A+ ★ | Safety Grade | D |
| 94.3 A+ ★ | Trust Score | 39.1 F |
| 60-100% | Profit Split | 85% (1-Step), 80% (2-Step), 65% (Instant Funding, upgradable to 80% via paid add-on); 100% from the 3rd scale-up ★ |
| 3% (Zero/1-Step Flex/2-Step Pro), 4% (2-Step Flex), 5% (2-Step Standard) | Daily Drawdown | - |
| Weekly | Payout Frequency | 30 calendar days after your first trade |
| $29 ★ | Starting Price | $49 |
| Proprietary | Technology | White-Label |
| cTrader, Match Trader, MT5 | Platforms | MT5 |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | United Arab Emirates |
| Oct 2022 | Established | - |
| 27 options | Challenge Options | 11 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funding Pips | XPIPS | Savings |
|---|---|---|---|
| $5K | $29 ★ | $49 | Save $20 |
| $10K | $55 ★ | $69 | Save $14 |
| $25K | $134 ★ | $139 | Save $5 |
| $50K | $224 ★ | $229 | Save $5 |
| $100K | $422 | $399 ★ | Save $23 |
| $200K | $844 ★ | $989 | Save $145 |
Funding Pips vs XPIPS: Detailed Analysis
Funding Pips and XPIPS are both CFD firms.
Pricing
In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $20 less than XPIPS's starting price of $49. Funding Pips offers 27 challenge options, while XPIPS offers 11.
Account Sizes
On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while XPIPS offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while XPIPS runs on MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Funding Pips offers 60-100% profit split, while XPIPS offers 85% (1-Step), 80% (2-Step), 65% (Instant Funding, upgradable to 80% via paid add-on); 100% from the 3rd scale-up. Funding Pips pays out Weekly, and XPIPS pays out 30 calendar days after your first trade.
Risk & Drawdown Rules
Funding Pips lists its daily drawdown rule as "3% (Zero/1-Step Flex/2-Step Pro), 4% (2-Step Flex), 5% (2-Step Standard)".
Payout Methods
When it comes to getting paid, Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer, while XPIPS pays out through Crypto.
Trust & Safety
For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 67,250 reviews, while XPIPS has 2.8/5 with 264 reviews. Safety grades: Funding Pips A+, XPIPS D.
Who Should Choose Which
Across the use cases we scored, Funding Pips is the stronger choice for budget-conscious traders, trust & reputation and fast payouts.
Overall, Funding Pips edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Pros
Cons
Pros
Cons
Active Deals & Promo Codes
No active deals
Frequently Asked Questions
Which is better, Funding Pips or XPIPS?
Funding Pips scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Funding Pips or XPIPS?
Funding Pips has the lower starting price at $29. Funding Pips offers 27 challenge options starting from $29, while XPIPS offers 11 options starting from $49.
Which has better reviews, Funding Pips or XPIPS?
Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 67,250 reviews while XPIPS has 264.
Which offers a higher profit split, Funding Pips or XPIPS?
Funding Pips offers a higher maximum profit split. Funding Pips offers 60-100% while XPIPS offers 85% (1-Step), 80% (2-Step), 65% (Instant Funding, upgradable to 80% via paid add-on); 100% from the 3rd scale-up.
How fast do Funding Pips and XPIPS pay out?
Funding Pips has Weekly payouts while XPIPS offers 30 calendar days after your first trade payouts. Payout speed can be an important factor when choosing a prop firm.
Are Funding Pips and XPIPS legit?
Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. XPIPS holds a D safety grade and a 2.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Funding Pips or XPIPS?
Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
More Comparisons
Where these two rank in the wider market
A head-to-head answers "which of these two". These lists answer "is either one actually the best choice" - every firm we track, ranked side by side.
Browse every best-of prop firm listNot sold on either? Explore alternatives
See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.