The5ers vs XPIPS: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Best For:
Visual Comparison
Head-to-Head Comparison
| The5ers | Metric | XPIPS |
|---|---|---|
| 8.7/10 ★ | PFM Score | 5.5/10 |
| 4.7/5 (36,877) ★ | TrustPilot | 2.8/5 (264) |
| A+ ★ | Safety Grade | D |
| 98.5 A+ ★ | Trust Score | 39.1 F |
| Up to 100% | Profit Split | 85% (1-Step), 80% (2-Step), 65% (Instant Funding, upgradable to 80% via paid add-on); 100% from the 3rd scale-up ★ |
| Summer Plan 1-Step: 6% Max Loss / 3% Max Daily Loss. Summer Plan 2-Step (10/5 and 8/5): 10% Max Loss / 3% Max Daily Loss. | Daily Drawdown | - |
| Biweekly (every 14 days) | Payout Frequency | 30 calendar days after your first trade |
| $19 ★ | Starting Price | $49 |
| Proprietary | Technology | White-Label |
| Trading View, MT5 | Platforms | MT5 |
| No | Direct Path to Funded | No |
| United Kingdom | Country | United Arab Emirates |
| Jan 2016 | Established | - |
| 16 options | Challenge Options | 11 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | The5ers | XPIPS | Savings |
|---|---|---|---|
| $5K | $35 ★ | $49 | Save $14 |
| $10K | $69 | $69 | Same price |
| $25K | $176 | $139 ★ | Save $37 |
| $50K | $278 | $229 ★ | Save $49 |
| $100K | $95 ★ | $399 | Save $304 |
The5ers vs XPIPS: Detailed Analysis
The5ers and XPIPS are both CFD firms.
Pricing
In terms of pricing, The5ers is more affordable with challenges starting at $19, which is $30 less than XPIPS's starting price of $49. The5ers offers 16 challenge options, while XPIPS offers 11.
Account Sizes
On account sizing, The5ers offers account sizes from $5 to $250 across 7 funding tiers, while XPIPS offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, The5ers supports Trading View and MT5, while XPIPS runs on MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
The5ers offers Up to 100% profit split, while XPIPS offers 85% (1-Step), 80% (2-Step), 65% (Instant Funding, upgradable to 80% via paid add-on); 100% from the 3rd scale-up. The5ers pays out Biweekly (every 14 days), and XPIPS pays out 30 calendar days after your first trade.
Risk & Drawdown Rules
The5ers lists its daily drawdown rule as "Summer Plan 1-Step: 6% Max Loss / 3% Max Daily Loss. Summer Plan 2-Step (10/5 and 8/5): 10% Max Loss / 3% Max Daily Loss.".
Payout Methods
XPIPS supports withdrawals via Crypto.
Trust & Safety
For trust and reputation, The5ers has a 4.7/5 TrustPilot rating with 36,877 reviews, while XPIPS has 2.8/5 with 264 reviews. Safety grades: The5ers A+, XPIPS D.
Who Should Choose Which
Across the use cases we scored, The5ers is the stronger choice for budget-conscious traders, trust & reputation and fast payouts.
Overall, The5ers edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Pros
Cons
Pros
Cons
Frequently Asked Questions
Which is better, The5ers or XPIPS?
The5ers scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, The5ers or XPIPS?
The5ers has the lower starting price at $19. The5ers offers 16 challenge options starting from $19, while XPIPS offers 11 options starting from $49.
Which has better reviews, The5ers or XPIPS?
The5ers has a higher TrustPilot rating of 4.7/5. The5ers has 36,877 reviews while XPIPS has 264.
Which offers a higher profit split, The5ers or XPIPS?
The5ers offers a higher maximum profit split. The5ers offers Up to 100% while XPIPS offers 85% (1-Step), 80% (2-Step), 65% (Instant Funding, upgradable to 80% via paid add-on); 100% from the 3rd scale-up.
How fast do The5ers and XPIPS pay out?
The5ers has Biweekly (every 14 days) payouts while XPIPS offers 30 calendar days after your first trade payouts. Payout speed can be an important factor when choosing a prop firm.
Are The5ers and XPIPS legit?
Both firms have been independently verified by PropFirmMap. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. XPIPS holds a D safety grade and a 2.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, The5ers or XPIPS?
The5ers may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
More Comparisons
Where these two rank in the wider market
A head-to-head answers "which of these two". These lists answer "is either one actually the best choice" - every firm we track, ranked side by side.
Browse every best-of prop firm listNot sold on either? Explore alternatives
See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.