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Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

FXIFY FXIFY
Moneta Funded Moneta Funded
Overview
Asset Type CFD CFD
Country United Kingdom Saint Lucia
Established Jan 2023 Jan 2025
Technology White-Label White-Label
Platforms Trading View, DXTrade, MT5, MT4 Match Trader, MT5
Trading Rules
Profit Split Up to 90% Best 88%
Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding 3% (Instant, 1-Step, Phoenix); 5% (2-Step)
Payout Frequency On-demand
First payout on-demand with no minimum/maximum; bi-weekly available
Bi-weekly
Every 14 days, $100 minimum withdrawal; Sprint Challenge offers 100% split with same-day payout (48h)
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
  • Backed by broker Moneta Markets (FCA/SCA/FSCA/FSRA regulated); 4 challenge formats (Instant, 1-Step, 2-Step, Phoenix scaling) + Sprint Challenge; 88% profit split (100% on Sprint); no time limits; overnight + weekend holding allowed; scale up to $2M via Phoenix; MT5 + MatchTrader platforms; full challenge fee refund after 4th payout; AI Market Buzz + Economic Calendar X-Tools included; 24/5 support
Main Drawbacks
  • Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.
  • Instant Funding uses trailing max loss (6%); 15% or 20% consistency rule on Instant only; restricted news trading (1-Step/2-Step must close positions during news); only 2 platforms (MT5 restricted to non-US, MatchTrader for US); newer firm (launched 2026); MT5 unavailable to US traders
Offers & Promo Codes
Active Offers
40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06. NEW40
26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02. GOAL26
Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20. PAPA35
No offers

Challenge Details

FXIFY Challenges

47 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$19
one-time
$2.5K Instant P1: -
P1: 3%
P1: 4% trailing
Up to 90% None
$39
one-time
$5K 3 Steps P1: $250 | 5%
P2: $250 | 5%
P3: $250 | 5%
P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
Up to 90% None
$39
one-time
$5K Instant P1: -
P1: 3%
P1: 4% trailing
Up to 90% None
$59
one-time
$10K 3 Steps P1: $500 | 5%
P2: $500 | 5%
P3: $500 | 5%
P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
Up to 90% None
$59
one-time
$10K 1 Step P1: $500 | 5%
P1: 3%
P1: 4% trailing
Up to 90% None
$59
one-time
$5K 1 Step P1: $500 | 10%
P1: 3%
P1: 6% trailing
Up to 90% None
$59
one-time
$5K 2 Steps P1: $250 | 5%
P2: $500 | 10%
P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
Up to 90% None
$59
one-time
$5K 2 Steps P1: $500 | 10%
P2: $250 | 5%
P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
Up to 90% None
$69
one-time
$1K Instant P1: -
P1: 8%
P1: 8% trailing
Up to 90% None
$79
one-time
$10K Instant P1: -
P1: 3%
P1: 4% trailing
Up to 90% None
$79
one-time
$15K 3 Steps P1: $750 | 5%
P2: $750 | 5%
P3: $750 | 5%
P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
Up to 90% None
$89
one-time
$10K 1 Step P1: $1,000 | 10%
P1: 3%
P1: 6% trailing
Up to 90% None
$89
one-time
$10K 2 Steps P1: $500 | 5%
P2: $1,000 | 10%
P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
Up to 90% None
$89
one-time
$10K 2 Steps P1: $1,000 | 10%
P2: $500 | 5%
P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
Up to 90% None
$119
one-time
$15K 1 Step P1: $1,500 | 10%
P1: 3%
P1: 6% trailing
Up to 90% None
$119
one-time
$15K 2 Steps P1: $750 | 5%
P2: $1,500 | 10%
P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
Up to 90% None
$119
one-time
$15K 2 Steps P1: $1,500 | 10%
P2: $750 | 5%
P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
Up to 90% None
$119
one-time
$2.5K Instant P1: -
P1: 8%
P1: 8% trailing
Up to 90% None
$149
one-time
$25K 3 Steps P1: $1,250 | 5%
P2: $1,250 | 5%
P3: $1,250 | 5%
P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
Up to 90% None
$149
one-time
$25K Instant P1: -
P1: 3%
P1: 4% trailing
Up to 90% None
$149
one-time
$25K 1 Step P1: $1,250 | 5%
P1: 3%
P1: 4% trailing
Up to 90% None
$199
one-time
$25K 1 Step P1: $2,500 | 10%
P1: 3%
P1: 6% trailing
Up to 90% None
$199
one-time
$25K 2 Steps P1: $1,250 | 5%
P2: $2,500 | 10%
P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
Up to 90% None
$199
one-time
$25K 2 Steps P1: $2,500 | 10%
P2: $1,250 | 5%
P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
Up to 90% None
$229
one-time
$5K Instant P1: -
P1: 8%
P1: 8% trailing
Up to 90% None
$249
one-time
$50K 3 Steps P1: $2,500 | 5%
P2: $2,500 | 5%
P3: $2,500 | 5%
P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
Up to 90% None
$249
one-time
$50K Instant P1: -
P1: 3%
P1: 4% trailing
Up to 90% None
$249
one-time
$50K 1 Step P1: $2,500 | 5%
P1: 3%
P1: 4% trailing
Up to 90% None
$379
one-time
$50K 1 Step P1: $5,000 | 10%
P1: 3%
P1: 6% trailing
Up to 90% None
$379
one-time
$50K 2 Steps P1: $2,500 | 5%
P2: $5,000 | 10%
P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
Up to 90% None
$379
one-time
$50K 2 Steps P1: $5,000 | 10%
P2: $2,500 | 5%
P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
Up to 90% None
$399
one-time
$100K 3 Steps P1: $5,000 | 5%
P2: $5,000 | 5%
P3: $5,000 | 5%
P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
Up to 90% None
$399
one-time
$100K 1 Step P1: $5,000 | 5%
P1: 3%
P1: 4% trailing
Up to 90% None
$449
one-time
$10K Instant P1: -
P1: 8%
P1: 8% trailing
Up to 90% None
$549
one-time
$100K 1 Step P1: $10,000 | 10%
P1: 3%
P1: 6% trailing
Up to 90% None
$549
one-time
$100K 2 Steps P1: $5,000 | 5%
P2: $10,000 | 10%
P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
Up to 90% None
$549
one-time
$100K 2 Steps P1: $10,000 | 10%
P2: $5,000 | 5%
P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
Up to 90% None
$799
one-time
$200K 3 Steps P1: $10,000 | 5%
P2: $10,000 | 5%
P3: $10,000 | 5%
P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
Up to 90% None
$899
one-time
$25K Instant P1: -
P1: 8%
P1: 8% trailing
Up to 90% None
$1049
one-time
$200K 1 Step P1: $20,000 | 10%
P1: 3%
P1: 6% trailing
Up to 90% None
$1049
one-time
$200K 2 Steps P1: $20,000 | 10%
P2: $10,000 | 5%
P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
Up to 90% None
$1599
one-time
$400K 3 Steps P1: $20,000 | 5%
P2: $20,000 | 5%
P3: $20,000 | 5%
P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
Up to 90% None
$1749
one-time
$50K Instant P1: -
P1: 8%
P1: 8% trailing
Up to 90% None
$2499
one-time
$75K Instant P1: -
P1: 8%
P1: 8% trailing
Up to 90% None
$2950
one-time
$400K 1 Step P1: $40,000 | 10%
P1: 3%
P1: 6% trailing
Up to 90% None
$2950
one-time
$400K 2 Steps P1: $40,000 | 10%
P2: $20,000 | 5%
P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
Up to 90% None
$4249
one-time
$100K Instant P1: -
P1: 8%
P1: 8% trailing
Up to 90% None

Moneta Funded Challenges

15 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$49 $5K 2 Steps P1: 5% ($250)
P2: 10% ($500)
P1: 5% ($250)
P2: 5% ($250)
P1: 10% ($500) Static
P2: 10% ($500) Static
88% None
$85 $10K 2 Steps P1: 5% ($500)
P2: 10% ($1,000)
P1: 5% ($500)
P2: 5% ($500)
P1: 10% ($1,000) Static
P2: 10% ($1,000) Static
88% None
$95 $5K 1 Step P1: 10% ($500)
P1: 3% ($150)
P1: 6% ($300) Static
88% None
$105 $5K Instant P1: N/A
P1: 3% ($150)
P1: 6% ($300) Trailing
88% None
$170 $10K 1 Step P1: 10% ($1,000)
P1: 3% ($300)
P1: 6% ($600) Static
88% None
$190 $10K Instant P1: N/A
P1: 3% ($300)
P1: 6% ($600) Trailing
88% None
$190 $25K 2 Steps P1: 5% ($1,250)
P2: 10% ($2,500)
P1: 5% ($1,250)
P2: 5% ($1,250)
P1: 10% ($2,500) Static
P2: 10% ($2,500) Static
88% None
$265 $25K 1 Step P1: 10% ($2,500)
P1: 3% ($750)
P1: 6% ($1,500) Static
88% None
$290 $25K Instant P1: N/A
P1: 3% ($750)
P1: 6% ($1,500) Trailing
88% None
$365 $50K 2 Steps P1: 5% ($2,500)
P2: 10% ($5,000)
P1: 5% ($2,500)
P2: 5% ($2,500)
P1: 10% ($5,000) Static
P2: 10% ($5,000) Static
88% None
$420 $50K 1 Step P1: 10% ($5,000)
P1: 3% ($1,500)
P1: 6% ($3,000) Static
88% None
$465 $50K Instant P1: N/A
P1: 3% ($1,500)
P1: 6% ($3,000) Trailing
88% None
$650 $100K 2 Steps P1: 5% ($5,000)
P2: 10% ($10,000)
P1: 5% ($5,000)
P2: 5% ($5,000)
P1: 10% ($10,000) Static
P2: 10% ($10,000) Static
88% None
$670 $100K 1 Step P1: 10% ($10,000)
P1: 3% ($3,000)
P1: 6% ($6,000) Static
88% None
$735 $100K Instant P1: N/A
P1: 3% ($3,000)
P1: 6% ($6,000) Trailing
88% None