Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Firm 1

FXIFY

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Pipcy

Firm 3 (optional)

	FXIFY 8.2 Get Started	Pipcy Get Started
Overview
Asset Type	CFD	CFD
Country	United Kingdom	United Arab Emirates
Established	Jan 2023	-
Technology	White-Label	White-Label
Platforms	Trading View, DXTrade, MT5, MT4	MT5, Pipcy Trading Platform
Trading Rules
Profit Split	Up to 90%	Up to 95% Best
Daily Drawdown	3-5% daily across Standard programs, 8% on Instant Funding	None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery).
Payout Frequency	On-demand First payout on-demand with no minimum/maximum; bi-weekly available	Every 7 calendar days The first Reward Payment can be requested 14 calendar days after your first trade; after that, every 7 calendar days.
Direct Path to Funded	✗ No	✗ No
Reviews & Reputation
Review Count	0 reviews	0 reviews
Avg. Rating	No ratings yet	No ratings yet
Pros & Cons
Main Benefits	Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.	No daily drawdown limit and no trailing drawdown on any challenge model, on both the Classic and Pips Mastery programmes. 12% absolute maximum loss on Pipcy Classic, one of the widest overall loss limits published in the sector. Reward Payments are processed within 48 hours and the profit split reaches up to 95% through a nine-level Growth Plan that scales a funded account to $3,000,000 with no scaling fees. News trading, overnight holding and weekend holding are all permitted on every Challenge and funded account. Entry prices start at $21 and a WELCOME50 code takes 50% off a first challenge; a free trial is available before purchase. MetaTrader 5 plus an in-house Pipcy Trading Platform, a Swap-Free option, and zero commission on cryptocurrencies, indices and commodities.
Main Drawbacks	Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.	Pipcy states plainly that it is not regulated by the FCA, ASIC or CySEC. The profit split STARTS at 50%: the advertised 95% is the ninth Growth Plan level, and each scale-up requires 25% accumulated profit left in the account plus at least 90 calendar days. No withdrawal method is published anywhere on the site: payouts are described only as going to your selected payment method. Pipcy's own blog comparison table says news trading is Not permitted on Pipcy Classic, contradicting its FAQ, its Terms of Service and its own pricing table, all of which say it is allowed. A trader may hold a maximum of three open positions in the same direction on the same asset, an account-ending rule that two TrustPilot reviewers say they only found after their challenge was closed. Only 1 funded account and 3 challenge accounts are permitted per trader, and fees are non-refundable once simulated trading starts. The TrustPilot profile carries only 42 reviews in total, so there is little long-run payout evidence, and no incorporation or launch date is published anywhere on the site.
Offers & Promo Codes
Active Offers	40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06. NEW40 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02. GOAL26 Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20. PAPA35	No offers

Challenge Details

FXIFY Challenges

47 challenges

Price	Account Size	Step	Profit Target	Max Daily Loss	Max Drawdown	Profit Split	Activation Fee
$19 one-time	$2.5K	Instant	P1: -	P1: 3%	P1: 4% trailing	Up to 90%	$0
$39 one-time	$5K	3 Steps	P1: $250 \| 5% P2: $250 \| 5% P3: $250 \| 5%	P1: 5% P2: 5% P3: 5%	P1: 5% trailing P2: 5% trailing P3: 5% trailing	Up to 90%	$0
$39 one-time	$5K	Instant	P1: -	P1: 3%	P1: 4% trailing	Up to 90%	$0
$59 one-time	$10K	3 Steps	P1: $500 \| 5% P2: $500 \| 5% P3: $500 \| 5%	P1: 5% P2: 5% P3: 5%	P1: 5% trailing P2: 5% trailing P3: 5% trailing	Up to 90%	$0
$59 one-time	$10K	1 Step	P1: $500 \| 5%	P1: 3%	P1: 4% trailing	Up to 90%	$0
$59 one-time	$5K	1 Step	P1: $500 \| 10%	P1: 3%	P1: 6% trailing	Up to 90%	$0
$59 one-time	$5K	2 Steps	P1: $250 \| 5% P2: $500 \| 10%	P1: 4% P2: 4%	P1: 10% static P2: 10% static	Up to 90%	$0
$59 one-time	$5K	2 Steps	P1: $500 \| 10% P2: $250 \| 5%	P1: 4% P2: 4%	P1: 10% trailing P2: 10% trailing	Up to 90%	$0
$69 one-time	$1K	Instant	P1: -	P1: 8%	P1: 8% trailing	Up to 90%	$0
$79 one-time	$10K	Instant	P1: -	P1: 3%	P1: 4% trailing	Up to 90%	$0
$79 one-time	$15K	3 Steps	P1: $750 \| 5% P2: $750 \| 5% P3: $750 \| 5%	P1: 5% P2: 5% P3: 5%	P1: 5% trailing P2: 5% trailing P3: 5% trailing	Up to 90%	$0
$89 one-time	$10K	1 Step	P1: $1,000 \| 10%	P1: 3%	P1: 6% trailing	Up to 90%	$0
$89 one-time	$10K	2 Steps	P1: $500 \| 5% P2: $1,000 \| 10%	P1: 4% P2: 4%	P1: 10% static P2: 10% static	Up to 90%	$0
$89 one-time	$10K	2 Steps	P1: $1,000 \| 10% P2: $500 \| 5%	P1: 4% P2: 4%	P1: 10% trailing P2: 10% trailing	Up to 90%	$0
$119 one-time	$15K	1 Step	P1: $1,500 \| 10%	P1: 3%	P1: 6% trailing	Up to 90%	$0
$119 one-time	$15K	2 Steps	P1: $750 \| 5% P2: $1,500 \| 10%	P1: 4% P2: 4%	P1: 10% static P2: 10% static	Up to 90%	$0
$119 one-time	$15K	2 Steps	P1: $1,500 \| 10% P2: $750 \| 5%	P1: 4% P2: 4%	P1: 10% trailing P2: 10% trailing	Up to 90%	$0
$119 one-time	$2.5K	Instant	P1: -	P1: 8%	P1: 8% trailing	Up to 90%	$0
$149 one-time	$25K	3 Steps	P1: $1,250 \| 5% P2: $1,250 \| 5% P3: $1,250 \| 5%	P1: 5% P2: 5% P3: 5%	P1: 5% trailing P2: 5% trailing P3: 5% trailing	Up to 90%	$0
$149 one-time	$25K	Instant	P1: -	P1: 3%	P1: 4% trailing	Up to 90%	$0
$149 one-time	$25K	1 Step	P1: $1,250 \| 5%	P1: 3%	P1: 4% trailing	Up to 90%	$0
$199 one-time	$25K	1 Step	P1: $2,500 \| 10%	P1: 3%	P1: 6% trailing	Up to 90%	$0
$199 one-time	$25K	2 Steps	P1: $1,250 \| 5% P2: $2,500 \| 10%	P1: 4% P2: 4%	P1: 10% static P2: 10% static	Up to 90%	$0
$199 one-time	$25K	2 Steps	P1: $2,500 \| 10% P2: $1,250 \| 5%	P1: 4% P2: 4%	P1: 10% trailing P2: 10% trailing	Up to 90%	$0
$229 one-time	$5K	Instant	P1: -	P1: 8%	P1: 8% trailing	Up to 90%	$0
$249 one-time	$50K	3 Steps	P1: $2,500 \| 5% P2: $2,500 \| 5% P3: $2,500 \| 5%	P1: 5% P2: 5% P3: 5%	P1: 5% trailing P2: 5% trailing P3: 5% trailing	Up to 90%	$0
$249 one-time	$50K	Instant	P1: -	P1: 3%	P1: 4% trailing	Up to 90%	$0
$249 one-time	$50K	1 Step	P1: $2,500 \| 5%	P1: 3%	P1: 4% trailing	Up to 90%	$0
$379 one-time	$50K	1 Step	P1: $5,000 \| 10%	P1: 3%	P1: 6% trailing	Up to 90%	$0
$379 one-time	$50K	2 Steps	P1: $2,500 \| 5% P2: $5,000 \| 10%	P1: 4% P2: 4%	P1: 10% static P2: 10% static	Up to 90%	$0
$379 one-time	$50K	2 Steps	P1: $5,000 \| 10% P2: $2,500 \| 5%	P1: 4% P2: 4%	P1: 10% trailing P2: 10% trailing	Up to 90%	$0
$399 one-time	$100K	3 Steps	P1: $5,000 \| 5% P2: $5,000 \| 5% P3: $5,000 \| 5%	P1: 5% P2: 5% P3: 5%	P1: 5% trailing P2: 5% trailing P3: 5% trailing	Up to 90%	$0
$399 one-time	$100K	1 Step	P1: $5,000 \| 5%	P1: 3%	P1: 4% trailing	Up to 90%	$0
$449 one-time	$10K	Instant	P1: -	P1: 8%	P1: 8% trailing	Up to 90%	$0
$549 one-time	$100K	1 Step	P1: $10,000 \| 10%	P1: 3%	P1: 6% trailing	Up to 90%	$0
$549 one-time	$100K	2 Steps	P1: $5,000 \| 5% P2: $10,000 \| 10%	P1: 4% P2: 4%	P1: 10% static P2: 10% static	Up to 90%	$0
$549 one-time	$100K	2 Steps	P1: $10,000 \| 10% P2: $5,000 \| 5%	P1: 4% P2: 4%	P1: 10% trailing P2: 10% trailing	Up to 90%	$0
$799 one-time	$200K	3 Steps	P1: $10,000 \| 5% P2: $10,000 \| 5% P3: $10,000 \| 5%	P1: 5% P2: 5% P3: 5%	P1: 5% trailing P2: 5% trailing P3: 5% trailing	Up to 90%	$0
$899 one-time	$25K	Instant	P1: -	P1: 8%	P1: 8% trailing	Up to 90%	$0
$1049 one-time	$200K	1 Step	P1: $20,000 \| 10%	P1: 3%	P1: 6% trailing	Up to 90%	$0
$1049 one-time	$200K	2 Steps	P1: $20,000 \| 10% P2: $10,000 \| 5%	P1: 4% P2: 4%	P1: 10% trailing P2: 10% trailing	Up to 90%	$0
$1599 one-time	$400K	3 Steps	P1: $20,000 \| 5% P2: $20,000 \| 5% P3: $20,000 \| 5%	P1: 5% P2: 5% P3: 5%	P1: 5% trailing P2: 5% trailing P3: 5% trailing	Up to 90%	$0
$1749 one-time	$50K	Instant	P1: -	P1: 8%	P1: 8% trailing	Up to 90%	$0
$2499 one-time	$75K	Instant	P1: -	P1: 8%	P1: 8% trailing	Up to 90%	$0
$2950 one-time	$400K	1 Step	P1: $40,000 \| 10%	P1: 3%	P1: 6% trailing	Up to 90%	$0
$2950 one-time	$400K	2 Steps	P1: $40,000 \| 10% P2: $20,000 \| 5%	P1: 4% P2: 4%	P1: 10% trailing P2: 10% trailing	Up to 90%	$0
$4249 one-time	$100K	Instant	P1: -	P1: 8%	P1: 8% trailing	Up to 90%	$0

Pipcy Challenges

24 challenges

Price	Account Size	Step	Profit Target	Max Daily Loss	Max Drawdown	Profit Split	Activation Fee
$21	$2.5K	1 Step	P1: 750 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$23	$2.5K	1 Step	P1: 500 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$25	$2.5K	2 Steps	P1: 12% P2: 6%	P1: - No daily drawdown limit on any Pipcy challenge model P2: - No daily drawdown limit on any Pipcy challenge model	P1: 12% P2: 12%	Up to 95%	None
$31	$5K	1 Step	P1: 750 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$34	$5K	1 Step	P1: 500 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$36	$2.5K	1 Step	P1: 18%	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 12%	Up to 95%	None
$45	$10K	1 Step	P1: 750 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$49	$5K	2 Steps	P1: 12% P2: 6%	P1: - No daily drawdown limit on any Pipcy challenge model P2: - No daily drawdown limit on any Pipcy challenge model	P1: 12% P2: 12%	Up to 95%	None
$64	$5K	1 Step	P1: 18%	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 12%	Up to 95%	None
$65	$10K	1 Step	P1: 500 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$87	$10K	2 Steps	P1: 12% P2: 6%	P1: - No daily drawdown limit on any Pipcy challenge model P2: - No daily drawdown limit on any Pipcy challenge model	P1: 12% P2: 12%	Up to 95%	None
$109	$10K	1 Step	P1: 18%	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 12%	Up to 95%	None
$109	$25K	1 Step	P1: 750 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$119	$25K	1 Step	P1: 500 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$182	$25K	2 Steps	P1: 12% P2: 6%	P1: - No daily drawdown limit on any Pipcy challenge model P2: - No daily drawdown limit on any Pipcy challenge model	P1: 12% P2: 12%	Up to 95%	None
$195	$50K	1 Step	P1: 750 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$215	$25K	1 Step	P1: 18%	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 12%	Up to 95%	None
$245	$50K	1 Step	P1: 500 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$309	$50K	2 Steps	P1: 12% P2: 6%	P1: - No daily drawdown limit on any Pipcy challenge model P2: - No daily drawdown limit on any Pipcy challenge model	P1: 12% P2: 12%	Up to 95%	None
$349	$50K	1 Step	P1: 18%	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 12%	Up to 95%	None
$415	$100K	1 Step	P1: 750 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$445	$100K	1 Step	P1: 500 Pips	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 250 Pips	Up to 95%	None
$569	$100K	2 Steps	P1: 12% P2: 6%	P1: - No daily drawdown limit on any Pipcy challenge model P2: - No daily drawdown limit on any Pipcy challenge model	P1: 12% P2: 12%	Up to 95%	None
$649	$100K	1 Step	P1: 18%	P1: - No daily drawdown limit on any Pipcy challenge model	P1: 12%	Up to 95%	None

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