Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

FXIFY FXIFY
The Upside Funding The Upside Funding
FXIFY 8.2 Get Started
The Upside Funding 6.3 Get Started
Overview
Asset Type CFD CFD
Country United Kingdom Hong Kong
Established Jan 2023 Jan 2020
Technology White-Label Proprietary
Platforms Trading View, DXTrade, MT5, MT4 cTrader
Trading Rules
Profit Split Up to 90% 95% Best
Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static
Payout Frequency On-demand
First payout on-demand with no minimum/maximum; bi-weekly available 		Fast payouts (on-demand)
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
  • Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Main Drawbacks
  • Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.
  • Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed
Offers & Promo Codes
Active Offers
40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06. NEW40
26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02. GOAL26
Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20. PAPA35
25% off all challenges INSIDER25

Challenge Details

FXIFY Challenges

47 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$19
one-time 		$2.5K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% None
$39
one-time 		$5K 3 Steps P1: $250 | 5%
P2: $250 | 5%
P3: $250 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$39
one-time 		$5K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% None
$59
one-time 		$10K 3 Steps P1: $500 | 5%
P2: $500 | 5%
P3: $500 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$59
one-time 		$10K 1 Step P1: $500 | 5%
 P1: 3%
P1: 4% trailing
 Up to 90% None
$59
one-time 		$5K 1 Step P1: $500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$59
one-time 		$5K 2 Steps P1: $250 | 5%
P2: $500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% None
$59
one-time 		$5K 2 Steps P1: $500 | 10%
P2: $250 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$69
one-time 		$1K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% None
$79
one-time 		$10K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% None
$79
one-time 		$15K 3 Steps P1: $750 | 5%
P2: $750 | 5%
P3: $750 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$89
one-time 		$10K 1 Step P1: $1,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$89
one-time 		$10K 2 Steps P1: $500 | 5%
P2: $1,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% None
$89
one-time 		$10K 2 Steps P1: $1,000 | 10%
P2: $500 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$119
one-time 		$15K 1 Step P1: $1,500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$119
one-time 		$15K 2 Steps P1: $750 | 5%
P2: $1,500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% None
$119
one-time 		$15K 2 Steps P1: $1,500 | 10%
P2: $750 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$119
one-time 		$2.5K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% None
$149
one-time 		$25K 3 Steps P1: $1,250 | 5%
P2: $1,250 | 5%
P3: $1,250 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$149
one-time 		$25K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% None
$149
one-time 		$25K 1 Step P1: $1,250 | 5%
 P1: 3%
P1: 4% trailing
 Up to 90% None
$199
one-time 		$25K 1 Step P1: $2,500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$199
one-time 		$25K 2 Steps P1: $1,250 | 5%
P2: $2,500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% None
$199
one-time 		$25K 2 Steps P1: $2,500 | 10%
P2: $1,250 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$229
one-time 		$5K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% None
$249
one-time 		$50K 3 Steps P1: $2,500 | 5%
P2: $2,500 | 5%
P3: $2,500 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$249
one-time 		$50K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% None
$249
one-time 		$50K 1 Step P1: $2,500 | 5%
P1: 3%
P1: 4% trailing
 Up to 90% None
$379
one-time 		$50K 1 Step P1: $5,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$379
one-time 		$50K 2 Steps P1: $2,500 | 5%
P2: $5,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% None
$379
one-time 		$50K 2 Steps P1: $5,000 | 10%
P2: $2,500 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$399
one-time 		$100K 3 Steps P1: $5,000 | 5%
P2: $5,000 | 5%
P3: $5,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$399
one-time 		$100K 1 Step P1: $5,000 | 5%
P1: 3%
P1: 4% trailing
 Up to 90% None
$449
one-time 		$10K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% None
$549
one-time 		$100K 1 Step P1: $10,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$549
one-time 		$100K 2 Steps P1: $5,000 | 5%
P2: $10,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% None
$549
one-time 		$100K 2 Steps P1: $10,000 | 10%
P2: $5,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$799
one-time 		$200K 3 Steps P1: $10,000 | 5%
P2: $10,000 | 5%
P3: $10,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$899
one-time 		$25K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% None
$1049
one-time 		$200K 1 Step P1: $20,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$1049
one-time 		$200K 2 Steps P1: $20,000 | 10%
P2: $10,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$1599
one-time 		$400K 3 Steps P1: $20,000 | 5%
P2: $20,000 | 5%
P3: $20,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% None
$1749
one-time 		$50K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% None
$2499
one-time 		$75K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% None
$2950
one-time 		$400K 1 Step P1: $40,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% None
$2950
one-time 		$400K 2 Steps P1: $40,000 | 10%
P2: $20,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% None
$4249
one-time 		$100K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% None

The Upside Funding Challenges

12 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$34 $2K 1 Step P1: 10%
 P1: -
P1: 4% (Trailing)
 95% None
$34 $2K 2 Steps P1: 8%
P2: 5%
 P1: 4%
P2: 4%
P1: 8%
P2: 8%
 95% None
$59 $5K 1 Step P1: 10%
 P1: -
P1: 4% (Trailing)
 95% None
$59 $5K 2 Steps P1: 8%
P2: 5%
 P1: 4%
P2: 4%
P1: 8%
P2: 8%
 95% None
$99 $10K 1 Step P1: 10%
 P1: -
P1: 4% (Trailing)
 95% None
$99 $10K 2 Steps P1: 8%
P2: 5%
 P1: 4%
P2: 4%
P1: 8%
P2: 8%
 95% None
$199 $25K 1 Step P1: 10%
 P1: -
P1: 4% (Trailing)
 95% None
$199 $25K 2 Steps P1: 8%
P2: 5%
 P1: 4%
P2: 4%
P1: 8%
P2: 8%
 95% None
$349 $50K 1 Step P1: 10%
 P1: -
P1: 4% (Trailing)
 95% None
$349 $50K 2 Steps P1: 8%
P2: 5%
 P1: 4%
P2: 4%
P1: 8%
P2: 8%
 95% None
$589 $100K 1 Step P1: 10%
 P1: -
P1: 4% (Trailing)
 95% None
$589 $100K 2 Steps P1: 8%
P2: 5%
 P1: 4%
P2: 4%
P1: 8%
P2: 8%
 95% None
FXIFY
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The Upside Funding
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