Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

Firm 1

Instant Funding

Firm 2 (optional)

The Upside Funding

Firm 3 (optional)

	Instant Funding 2.5 Get Started	The Upside Funding 2.4 Get Started
Overview
Asset Type	CFD	CFD
Country	United Kingdom	Hong Kong
Established	Jun 2020	Jan 2020
Technology	Proprietary	Proprietary
Platforms	cTrader, Match Trader, MT5	cTrader
Trading Rules
Profit Split	Up to 90% Best	Up to 90%
Daily Drawdown	Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges)	1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static
Payout Frequency	Every 7 Days (14-day initial wait) First payout requires 14 Days	Fast payouts (on-demand)
Direct Path to Funded	✗ No	✗ No
Reviews & Reputation
Review Count	0 reviews	0 reviews
Avg. Rating	No ratings yet	No ratings yet
Pros & Cons
Main Benefits	Responsive support, Fast payouts & Instant Funding	Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Main Drawbacks	Sometimes high Spread	Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed
Offers & Promo Codes
Active Offers	10% off all Instant Funding accounts Funding10	25% off all challenges INSIDER25

Challenge Details

Instant Funding Challenges

30 challenges

Price	Account Size	Step	Profit Target	Max Daily Loss	Max Drawdown	Profit Split	Activation Fee
$39 $39 One-Phase Micro	$10K	1 Step	—	—	—	80%	None
$39 $39 Two-Phase	$5K	2 Steps	—	—	—	80%	None
$39 $39 Two-Phase Max	$5K	2 Steps	—	—	—	80%	None
$49 $49 Two-Phase Max	$10K	2 Steps	—	—	—	80%	None
$49 $49 One-Phase	$5K	1 Step	—	—	—	80%	None
$63 $63 Two-Phase	$10K	2 Steps	—	—	—	80%	None
$64 $64 One-Phase Micro	$25K	1 Step	—	—	—	80%	None
$79 $79 Instant Funding	$1.25K	Instant	—	—	—	80%	None
$94 $94 One-Phase	$10K	1 Step	—	—	—	80%	None
$104 $104 Two-Phase Max	$25K	2 Steps	—	—	—	80%	None
$114 $114 One-Phase Micro	$50K	1 Step	—	—	—	80%	None
$120 $120 Instant Funding	$2.5K	Instant	—	—	—	80%	None
$149 $149 Two-Phase	$25K	2 Steps	—	—	—	80%	None
$199 $199 One-Phase	$25K	1 Step	—	—	—	80%	None
$214 $214 Two-Phase Max	$50K	2 Steps	—	—	—	80%	None
$219 $219 One-Phase Micro	$100K	1 Step	—	—	—	80%	None
$225 $225 Instant Funding	$5K	Instant	—	—	—	80%	None
$254 $254 Two-Phase	$50K	2 Steps	—	—	—	80%	None
$329 $329 One-Phase	$50K	1 Step	—	—	—	80%	None
$399 $399 One-Phase Micro	$200K	1 Step	—	—	—	80%	None
$419 $419 Two-Phase Max	$100K	2 Steps	—	—	—	80%	None
$439 $439 Two-Phase	$100K	2 Steps	—	—	—	80%	None
$440 $440 Instant Funding	$10K	Instant	—	—	—	80%	None
$599 $599 One-Phase	$100K	1 Step	—	—	—	80%	None
$870 $870 Instant Funding	$20K	Instant	—	—	—	80%	None
$899 $899 Two-Phase Max	$200K	2 Steps	—	—	—	80%	None
$999 $999 Two-Phase	$200K	2 Steps	—	—	—	80%	None
$1199 $1199 One-Phase	$200K	1 Step	—	—	—	80%	None
$1735 $1735 Instant Funding	$40K	Instant	—	—	—	80%	None
$3460 $3460 Instant Funding	$80K	Instant	—	—	—	80%	None

The Upside Funding Challenges

10 challenges

Price	Account Size	Step	Profit Target	Max Daily Loss	Max Drawdown	Profit Split	Activation Fee
$	$10K	1 Step	P1: 10%	P1: —	P1: 4%	Up to 90%	None
$	$10K	2 Steps	P1: 8% P2: 5%	P1: 4% P2: 4%	P1: 8% P2: 8%	Up to 90%	None
$	$5K	1 Step	P1: 10%	P1: —	P1: 4%	Up to 90%	None
$	$5K	2 Steps	P1: 8% P2: 5%	P1: 4% P2: 4%	P1: 8% P2: 8%	Up to 90%	None
$	$25K	1 Step	P1: 10%	P1: —	P1: 4%	Up to 90%	None
$	$25K	2 Steps	P1: 8% P2: 5%	P1: 4% P2: 4%	P1: 8% P2: 8%	Up to 90%	None
$	$50K	1 Step	P1: 10%	P1: —	P1: 4%	Up to 90%	None
$	$50K	2 Steps	P1: 8% P2: 5%	P1: 4% P2: 4%	P1: 8% P2: 8%	Up to 90%	None
$	$100K	1 Step	P1: 10%	P1: —	P1: 4%	Up to 90%	None
$	$100K	2 Steps	P1: 8% P2: 5%	P1: 4% P2: 4%	P1: 8% P2: 8%	Up to 90%	None

Instant Funding

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The Upside Funding

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