The Upside Funding
Hong Kong
OFF 25% off all challenges
Price & Rating Trends
Last 90 days — how The Upside Funding's key metrics have moved over time.
Trend data is captured nightly from the PropFirmMap database. Older history before Jan 29, 2026 may reflect the latest known value.
| Price | Account Size | Profit Target | Max Daily Loss | Max Drawdown | Profit Split | Activation Fee | Reward | |
|---|---|---|---|---|---|---|---|---|
| $ | $10K 1 Step | P1: 10% | P1: | P1: 4% | Up to 90% | $ | Details | |
| $ | $10K 2 Steps | P1: 8% P2: 5% | P1: 4% P2: 4% | P1: 8% P2: 8% | Up to 90% | $ | Details | |
| $ | $5K 1 Step | P1: 10% | P1: | P1: 4% | Up to 90% | $ | Details | |
| $ | $5K 2 Steps | P1: 8% P2: 5% | P1: 4% P2: 4% | P1: 8% P2: 8% | Up to 90% | $ | Details | |
| $ | $25K 1 Step | P1: 10% | P1: | P1: 4% | Up to 90% | $ | Details | |
| $ | $25K 2 Steps | P1: 8% P2: 5% | P1: 4% P2: 4% | P1: 8% P2: 8% | Up to 90% | $ | Details | |
| $ | $50K 1 Step | P1: 10% | P1: | P1: 4% | Up to 90% | $ | Details | |
| $ | $50K 2 Steps | P1: 8% P2: 5% | P1: 4% P2: 4% | P1: 8% P2: 8% | Up to 90% | $ | Details | |
| $ | $100K 1 Step | P1: 10% | P1: | P1: 4% | Up to 90% | $ | Details | |
| $ | $100K 2 Steps | P1: 8% P2: 5% | P1: 4% P2: 4% | P1: 8% P2: 8% | Up to 90% | $ | Details |
Main Benefits
Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Main Drawbacks
Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed
Reviews
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cTrader
The Upside Funding is a proprietary trading firm headquartered in Central, Hong Kong. Founded in 2020 by Charles Finkelstein and another former Citigroup Managing Director, it is the only prop firm in the retail trading space built by ex-Wall Street bankers with over 60 years of combined institutional trading experience. The firm offers 1-Step and 2-Step evaluation programs with account sizes from $5K to $100K. Traders can keep up to 95% of profits with 24-hour payout processing. Unique features include news trading and weekend holding allowed on both challenge and funded accounts, 100% challenge fee refund on the third payout, and a potential path to a full-time salaried trading position paying up to $350,000 annually.
Needs Improvement
Strengths
- Established firm (since 2020)
- High profit split (up to 90%)
- Fast payouts (Fast payouts (on-demand))
- Static drawdown (easier to manage)
Weaknesses
- Premium pricing (from $999,999)
- Limited platform choice (1 platform)
Recommended For
Recent Activity
Score increased from 2.1 to 2.4
profit split changed
payout frequency changed
drawdown rules changed
CFD firm with 90% (Rapid), 80% (Pro/Flex) profit split.
Initial safety grade assigned based on TrustPilot rating, review volume, years in business, and data completeness.
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