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Top-rated 4.8★ on TrustPilot Challenges from $34 95% profit split Fast payouts (... payouts Code INSIDER25
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Profit Split 95%
Technology Proprietary
Daily Drawdown 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static
Payout Reliability A+ Fast payouts (on-demand) See full leaderboard

Composite Trust Score

Multi-source aggregate of every verified trust signal we hold on The Upside Funding. Methodology →

v1.0 · PropFirmMap
TrustPilot Rating 4.8
24.0 / 25 pts
Review Volume 42
8.1 / 20 pts
PropFirmMap Safety Grade A
17.0 / 20 pts
Operational Longevity 6.7 yrs
15.0 / 15 pts
PropFirmMap Verification Freshness 2026-07-21
5.0 / 10 pts
Verified Partner Vetting No
0.0 / 10 pts
Reputation Penalty None
0 pts

Every plan below pays a 95% profit split.

Price Account SizeSize Account Name Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee Notes
$99 $10K 1 Step P1: 10% P1: P1: 4% (Trailing) 95% Unknown Details
$99 $10K 2 Steps P1: 8% P2: 5% P1: 4% P2: 4% P1: 8% P2: 8% 95% Unknown Details
$59 $5K 1 Step P1: 10% P1: P1: 4% (Trailing) 95% Unknown Details
$59 $5K 2 Steps P1: 8% P2: 5% P1: 4% P2: 4% P1: 8% P2: 8% 95% Unknown Details
$199 $25K 1 Step P1: 10% P1: P1: 4% (Trailing) 95% Unknown Details
$199 $25K 2 Steps P1: 8% P2: 5% P1: 4% P2: 4% P1: 8% P2: 8% 95% Unknown Details
$349 $50K 1 Step P1: 10% P1: P1: 4% (Trailing) 95% Unknown Details
$349 $50K 2 Steps P1: 8% P2: 5% P1: 4% P2: 4% P1: 8% P2: 8% 95% Unknown Details
$589 $100K 1 Step P1: 10% P1: P1: 4% (Trailing) 95% Unknown Details
$589 $100K 2 Steps P1: 8% P2: 5% P1: 4% P2: 4% P1: 8% P2: 8% 95% Unknown Details
$34 $2K 1 Step P1: 10% P1: P1: 4% (Trailing) 95% Unknown Details
$34 $2K 2 Steps P1: 8% P2: 5% P1: 4% P2: 4% P1: 8% P2: 8% 95% Unknown Details
0 / 5

Based on 0 reviews

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Main Benefits

Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed

Main Drawbacks

Very new (launched 2024/2025), 41 TrustPilot reviews (nearly all 5-star), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed

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CEO
Charles Finkelstein (ex-Citibank MD)
TrustPilot
4.8/5 (42 reviews)
Trading Platforms
About The Upside Funding

The Upside Funding is a proprietary trading firm headquartered in Central, Hong Kong. Founded in 2020 by Charles Finkelstein and another former Citigroup Managing Director, it is the only prop firm in the retail trading space built by ex-Wall Street bankers with over 60 years of combined institutional trading experience. The firm offers 1-Step and 2-Step evaluation programs with account sizes from $5K to $100K. Traders can keep up to 95% of profits with 24-hour payout processing. Unique features include news trading and weekend holding allowed on both challenge and funded accounts, 100% challenge fee refund on the third payout, and a potential path to a full-time salaried trading position paying up to $350,000 annually.

Payout Frequency On-demand On demand
Days to First Payout Not documented
Profit Split 95%
Processing Time 24 hours
Get funded
? Min trading days
? First payout eligible
On-demand
Amounts
Minimum withdrawalNot documented
Maximum per payoutNot documented
Profit buffer requiredNot documented
Requirements
Min trading daysNot documented
Consistency for payoutNot documented
Eval fee refunded on 1st payoutNot documented
Payout proof / KYCNot documented

Source: firm payout terms

General rules (apply to challenge & funded)
Allowed
News trading
Allowed
Weekend holding
Not stated
Overnight holding
Allowed
EAs / automation
Not stated
Copy trading
Not stated
Hedging
Not stated
Scalping
Not stated
Stop-loss
Challenge vs Funded
Consistency rule Challenge: 30% consistency rule, minimum 3 trading days Funded: Not documented
Drawdown type Challenge: Trailing (1-Step) / Absolute (2-Step) Funded: Not documented
Drawdown & risk
Daily loss resetNot documented
Max position sizeNot documented
Max leverageNot documented
Min trade durationNot documented
Challenge lifecycle
Time limitNot documented
Inactivity ruleNot documented
Reset feeNot documented

Source: firm rules page

6.5 PFM Score

Good

Trust & Reputation
9.8 /10
3.1 above avg
Value for Money
9.5 /10
Average
Payout Speed
10 /10
2.8 above avg
Trading Flexibility
9 /10
1.7 above avg
Platform Choice
4 /10
1.8 below avg

Strengths

  • Established firm (since 2020)
  • Very affordable challenges (from $34)
  • High profit split (up to 95%)
  • Fast payouts (Fast payouts (on-demand))
  • Static drawdown (easier to manage)

Weaknesses

  • Limited platform choice (1 platform)
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Recent Activity

Score Update 4 weeks ago

Score increased from 6.4 to 7.1

6.4 7.1
View full history on Industry Pulse

The Upside Funding Overview

Updated August 2026 · Verified by the PropFirmMap Research Team

Hong Kong-based The Upside Funding funds CFD traders through a paid evaluation, and has operated since 2020. The firm lists 12 evaluation challenges covering $10K, $5K, $25K, $50K, $100K and $2K, starting at $34.

Its $34 entry price undercuts the $39 median across the 135 CFD firms tracked on PropFirmMap, which puts The Upside Funding at the cheaper end of the market. The 95% maximum profit split is more generous than the 90% typical of that group. Its overall PropFirmMap score of 6.5 places it ahead of 108 of the 135 CFD firms we score.

The Upside Funding pays out a profit split of 95% on funded accounts. The payout schedule is Fast payouts (on-demand). The drawdown rule to respect is: 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static Trading is supported on cTrader.

On the PropFirmMap safety scale The Upside Funding rates A. TrustPilot reviewers rate it 4.8 out of 5 across 42 reviews.

The Upside Funding FAQ

Is there a The Upside Funding discount code?
Yes. Code INSIDER25 is currently live for 25% off on The Upside Funding. Every active offer we have verified is listed in the deals section on this page.
How does The Upside Funding compare to other CFD prop firms?
The Upside Funding scores 6.5 on the PropFirmMap rating, ranking #26 of the 135 CFD firms we track. Its entry price also comes in below the $39 median for that group. The comparison table and similar-firm links on this page show the alternatives side by side.
How much of the profit do The Upside Funding traders keep?
The profit split on a funded The Upside Funding account is 95%.
What is the The Upside Funding payout schedule?
Payouts are processed Fast payouts (on-demand) at The Upside Funding.
What is The Upside Funding's drawdown rule?
The Upside Funding's drawdown rule: 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static
Which platforms can I use at The Upside Funding?
The platforms available at The Upside Funding are cTrader.
Is The Upside Funding a scam?
We have found no evidence of that. The Upside Funding rates 4.8 out of 5 on TrustPilot from 42 reviews and holds a PropFirmMap safety grade of A. The safety breakdown on this page shows how that grade was reached.

Prop Firms Based in Hong Kong

The Upside Funding is one of 9 verified prop firms headquartered in Hong Kong. Compare them side by side on price, profit split, payouts and safety grade.

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