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The Upside Funding

Hong Kong Hong Kong CFD Est. Jan 2020
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Top-rated 4.8★ on TrustPilot Challenges from $34 95% profit split Fast payouts (... payouts Code INSIDER25
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Profit Split 95%
Technology Proprietary
Daily Drawdown 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static
Payout Reliability A+ Fast payouts (on-demand) See full leaderboard

Composite Trust Score

Multi-source aggregate of every verified trust signal we hold on The Upside Funding. Methodology →

v1.0 · PropFirmMap
TrustPilot Rating 4.8
24.0 / 25 pts
Review Volume 43
8.2 / 20 pts
PropFirmMap Safety Grade A
17.0 / 20 pts
Operational Longevity 6.5 yrs
15.0 / 15 pts
PropFirmMap Verification Freshness Not assessed
0.0 / 10 pts
Verified Partner Vetting No
0.0 / 10 pts
Reputation Penalty None
0 pts
Price Account Size Account Name Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee Notes
$99 $10K 1 Step P1: 10% P1: P1: 4% (Trailing) 95% Details
$99 $10K 2 Steps P1: 8% P2: 5% P1: 4% P2: 4% P1: 8% P2: 8% 95% Details
$59 $5K 1 Step P1: 10% P1: P1: 4% (Trailing) 95% Details
$59 $5K 2 Steps P1: 8% P2: 5% P1: 4% P2: 4% P1: 8% P2: 8% 95% Details
$199 $25K 1 Step P1: 10% P1: P1: 4% (Trailing) 95% Details
$199 $25K 2 Steps P1: 8% P2: 5% P1: 4% P2: 4% P1: 8% P2: 8% 95% Details
$349 $50K 1 Step P1: 10% P1: P1: 4% (Trailing) 95% Details
$349 $50K 2 Steps P1: 8% P2: 5% P1: 4% P2: 4% P1: 8% P2: 8% 95% Details
$589 $100K 1 Step P1: 10% P1: P1: 4% (Trailing) 95% Details
$589 $100K 2 Steps P1: 8% P2: 5% P1: 4% P2: 4% P1: 8% P2: 8% 95% Details
$34 $2K 1 Step P1: 10% P1: P1: 4% (Trailing) 95% Details
$34 $2K 2 Steps P1: 8% P2: 5% P1: 4% P2: 4% P1: 8% P2: 8% 95% Details
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Main Benefits

Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed

Main Drawbacks

Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed

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CEO
Charles Finkelstein (ex-Citibank MD)
TrustPilot
4.8/5 (43 reviews)
Trading Platforms
cTrader cTrader
About The Upside Funding

The Upside Funding is a proprietary trading firm headquartered in Central, Hong Kong. Founded in 2020 by Charles Finkelstein and another former Citigroup Managing Director, it is the only prop firm in the retail trading space built by ex-Wall Street bankers with over 60 years of combined institutional trading experience. The firm offers 1-Step and 2-Step evaluation programs with account sizes from $5K to $100K. Traders can keep up to 95% of profits with 24-hour payout processing. Unique features include news trading and weekend holding allowed on both challenge and funded accounts, 100% challenge fee refund on the third payout, and a potential path to a full-time salaried trading position paying up to $350,000 annually.

Payout Frequency On-demand On demand
Days to First Payout Not disclosed
Profit Split 95%
Processing Time 24 hours
Get funded
? Min trading days
? First payout eligible
On-demand
Amounts
Minimum withdrawalNot publicly disclosed
Maximum per payoutNot publicly disclosed
Profit buffer requiredNot documented
Requirements
Min trading daysNot documented
Consistency for payoutNot documented
Eval fee refunded on 1st payoutNot publicly disclosed
Payout proof / KYCNot documented

Source: firm payout terms

General rules (apply to challenge & funded)
Allowed
News trading
Allowed
Weekend holding
Not disclosed
Overnight holding
Allowed
EAs / automation
Not stated
Copy trading
Not disclosed
Hedging
Not disclosed
Scalping
Not disclosed
Stop-loss
Challenge vs Funded
Consistency rule Challenge: 30% consistency rule, minimum 3 trading days Funded: Not publicly disclosed
Drawdown type Challenge: Trailing (1-Step) / Absolute (2-Step) Funded: Not publicly disclosed
Drawdown & risk
Daily loss resetNot documented
Max position sizeNot documented
Max leverageNot documented
Min trade durationNot documented
Challenge lifecycle
Time limitNot documented
Inactivity ruleNot documented
Reset feeNot documented

Source: firm rules page

6.3 PFM Score

Good

Trust & Reputation
9.9 /10
1.7 above avg
Value for Money
9.5 /10
Average
Payout Speed
10 /10
2.7 above avg
Trading Flexibility
9 /10
1.7 above avg
Platform Choice
4 /10
2.3 below avg

Strengths

  • Established firm (since 2020)
  • Very affordable challenges (from $34)
  • High profit split (up to 95%)
  • Fast payouts (Fast payouts (on-demand))
  • Static drawdown (easier to manage)

Weaknesses

  • Limited platform choice (1 platform)
Ready to save 25% on The Upside Funding? Use code INSIDER25 at checkout
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Recent Activity

Score Update 23 hours ago

Score increased from 6.3 to 7.1

6.3 7.1
Score Update 1 day ago

Score increased from 6.3 to 7.1

6.3 7.1
Score Update 2 days ago

Score increased from 6.3 to 7.1

6.3 7.1
Score Update 3 days ago

Score increased from 6.3 to 7.1

6.3 7.1
Score Update 4 days ago

Score increased from 6.3 to 7.1

6.3 7.1
Rule Change 4 weeks ago

profit split changed

Up to 90% 95%
Score Update 1 month ago

Score increased from 2.4 to 7.1

2.4 7.1
Score Update 2 months ago

Score increased from 2.1 to 2.4

2.1 2.4
Rule Change 2 months ago

profit split changed

90% (Rapid), 80% (Pro/Flex) Up to 90%
Payout Update 2 months ago

payout frequency changed

Within 24 hours Fast payouts (on-demand)
View full history on Industry Pulse
The Upside Funding 25% off - code INSIDER25
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