FTMO vs The Upside Funding: Head-to-Head Comparison (2026)
FTMO
8.3 A+
CFD
The Upside Funding
6.3 A
CFD
Verdict: Who Wins?
FTMO
4 wins
Decisive Win
The Upside Funding
2 wins
Best For:
The Upside Funding
The Upside Funding
FTMO
FTMO
Visual Comparison
Save 25% on The Upside Funding today
Head-to-Head Comparison
| FTMO | Metric | The Upside Funding |
|---|---|---|
| 8.3/10 ★ | PFM Score | 6.3/10 |
| 4.8/5 (42,594) | TrustPilot | 4.8/5 (43) |
| A+ ★ | Safety Grade | A |
| 84 A ★ | Trust Score | 64.2 B |
| Up to 90% | Profit Split | 95% ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static |
| Bi-weekly (every 14 days) | Payout Frequency | Fast payouts (on-demand) |
| $79 | Starting Price | $34 ★ |
| Proprietary | Technology | Proprietary |
| cTrader, MT5, MT4 | Platforms | cTrader |
| No | Direct Path to Funded | No |
| Czech Republic | Country | Hong Kong |
| Jan 2015 | Established | Jan 2020 |
| 10 options | Challenge Options | 12 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | The Upside Funding | Savings |
|---|---|---|---|
| $10K | $79 ★ | $99 | Save $20 |
| $25K | $199 | $199 | Same price |
| $50K | $319 ★ | $349 | Save $30 |
| $100K | $439 ★ | $589 | Save $150 |
FTMO vs The Upside Funding: Detailed Analysis
FTMO and The Upside Funding are both CFD firms. FTMO has been in business longer, established in 2015, while The Upside Funding was founded in 2020.
Pricing
In terms of pricing, The Upside Funding is more affordable with challenges starting at $34, which is $45 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while The Upside Funding offers 12.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while The Upside Funding offers account sizes from $2 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while The Upside Funding runs on cTrader. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while The Upside Funding offers 95%. FTMO pays out Bi-weekly (every 14 days), and The Upside Funding pays out Fast payouts (on-demand).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while The Upside Funding lists "1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while The Upside Funding has 4.8/5 with 43 reviews. Safety grades: FTMO A+, The Upside Funding A.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for trust & reputation and fast payouts, while The Upside Funding is the better fit for budget-conscious traders and maximum profit potential.
Overall, FTMO edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
The Upside Funding
Pros
Cons
Active Deals & Promo Codes
FTMO
No active deals
The Upside Funding
Frequently Asked Questions
Which is better, FTMO or The Upside Funding?
FTMO scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, Safety Grade, Trust Score. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or The Upside Funding?
The Upside Funding has the lower starting price at $34. FTMO offers 10 challenge options starting from $79, while The Upside Funding offers 12 options starting from $34.
Which has better reviews, FTMO or The Upside Funding?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while The Upside Funding has 43.
Which offers a higher profit split, FTMO or The Upside Funding?
The Upside Funding offers a higher maximum profit split. FTMO offers Up to 90% while The Upside Funding offers 95%.
How fast do FTMO and The Upside Funding pay out?
FTMO has Bi-weekly (every 14 days) payouts while The Upside Funding offers Fast payouts (on-demand) payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and The Upside Funding legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. The Upside Funding holds a A safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or The Upside Funding?
The Upside Funding may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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