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The5ers vs The Upside Funding: Head-to-Head Comparison (2026)

The5ers

8.7 A+
United Kingdom CFD
VS

The Upside Funding

6.3 A
Hong Kong CFD
Key Differences
Safety A+ vs A Split 100% vs 95% Price $22 vs $34

Verdict: Who Wins?

The5ers 5 wins Decisive Win
5 - 1
The Upside Funding 1 wins
Overall Rating 8.7 vs 6.3 Decisive
TrustPilot 4.8 vs 4.7 Narrow
Starting Price $22 vs $34 Decisive
Profit Split Up to 100% vs 95% Clear
Safety Grade A+ vs A Narrow
Trust Score 88.5/100 vs 64.2/100 Decisive

Best For:

Budget-conscious traders The5ers
Maximum profit potential The5ers
Trust & reputation The5ers
Fast payouts The5ers

Visual Comparison

The5ers The Upside Funding

Save 25% on The Upside Funding today

CODE INSIDER25 from $34
Save 25% Now Verified deal

Head-to-Head Comparison

The5ers Metric The Upside Funding
8.7/10 PFM Score 6.3/10
4.7/5 (28,714) TrustPilot 4.8/5 (43)
A+ Safety Grade A
88.5 A Trust Score 64.2 B
Up to 100% Profit Split 95%
Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown. Daily Drawdown 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static
Biweekly (every 14 days) Payout Frequency Fast payouts (on-demand)
$22 Starting Price $34
Proprietary Technology Proprietary
Trading View, MT5 Platforms cTrader
No Direct Path to Funded No
United Kingdom Country Hong Kong
Jan 2016 Established Jan 2020
10 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size The5ers The Upside Funding Savings
$5K $39 $59 Save $20
$10K $78 $99 Save $21
$25K $39 $199 Save $160
$50K $309 $349 Save $40
$100K $545 $589 Save $44

The5ers vs The Upside Funding: Detailed Analysis

The5ers and The Upside Funding are both CFD firms. The5ers has been in business longer, established in 2016, while The Upside Funding was founded in 2020.

Pricing

In terms of pricing, The5ers is more affordable with challenges starting at $22, which is $12 less than The Upside Funding's starting price of $34. The5ers offers 10 challenge options, while The Upside Funding offers 12.

Account Sizes

On account sizing, The5ers offers account sizes from $5 to $100 across 6 funding tiers, while The Upside Funding offers account sizes from $2 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, The5ers supports Trading View and MT5, while The Upside Funding runs on cTrader. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

The5ers offers Up to 100% profit split, while The Upside Funding offers 95%. The5ers pays out Biweekly (every 14 days), and The Upside Funding pays out Fast payouts (on-demand).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: The5ers lists its daily drawdown as "Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.", while The Upside Funding lists "1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Trust & Safety

For trust and reputation, The5ers has a 4.7/5 TrustPilot rating with 28,714 reviews, while The Upside Funding has 4.8/5 with 43 reviews. Safety grades: The5ers A+, The Upside Funding A.

Who Should Choose Which

Across the use cases we scored, The5ers is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.

Overall, The5ers edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

The5ers
Pros
Up to 100% profit split, Hyper Growth 1-Step evaluation with 10% target and unlimited time, High Stakes 2-Step with Step-1 cash/HUB rewards from $2 to $40 by account size, London-based (Five Percent Online LTD) since 2016.
Cons
Hyper Growth stop-out at 6% below initial balance; High Stakes requires two steps plus verification refund to pass; minimum 3 profitable days required on Pro Growth/High Stakes.
The Upside Funding
Pros
Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Cons
Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed

Active Deals & Promo Codes

The5ers

No active deals

The Upside Funding
25% OFF 25% off all challenges

Frequently Asked Questions

Which is better, The5ers or The Upside Funding?

The5ers scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, The5ers or The Upside Funding?

The5ers has the lower starting price at $22. The5ers offers 10 challenge options starting from $22, while The Upside Funding offers 12 options starting from $34.

Which has better reviews, The5ers or The Upside Funding?

The Upside Funding has a higher TrustPilot rating of 4.8/5. The5ers has 28,714 reviews while The Upside Funding has 43.

Which offers a higher profit split, The5ers or The Upside Funding?

The5ers offers a higher maximum profit split. The5ers offers Up to 100% while The Upside Funding offers 95%.

How fast do The5ers and The Upside Funding pay out?

The5ers has Biweekly (every 14 days) payouts while The Upside Funding offers Fast payouts (on-demand) payouts. Payout speed can be an important factor when choosing a prop firm.

Are The5ers and The Upside Funding legit?

Both firms have been independently verified by PropFirmMap. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. The Upside Funding holds a A safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, The5ers or The Upside Funding?

The5ers may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.