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Funding Pips vs The Upside Funding: Head-to-Head Comparison (2026)

Funding Pips

8.9 A+
United Arab Emirates CFD
VS

The Upside Funding

6.3 A
Hong Kong CFD
Key Differences
Safety A+ vs A Split 100% vs 95% Price $29 vs $34

Verdict: Who Wins?

Funding Pips 7 wins Decisive Win
7 - 1
The Upside Funding 1 wins
Overall Rating 8.9 vs 6.3 Decisive
TrustPilot 4.8 vs 4.5 Clear
Starting Price $29 vs $34 Clear
Profit Split 80-100% vs 95% Clear
Safety Grade A+ vs A Narrow
Trust Score 73.7/100 vs 64.2/100 Clear
Challenge Variety 21 vs 12 options Decisive
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders Funding Pips
Maximum profit potential Funding Pips
Trust & reputation Funding Pips
Fast payouts Funding Pips

Visual Comparison

Funding Pips The Upside Funding

Save 25% on Funding Pips today

CODE FP from $29
Save 25% Now Verified deal

Head-to-Head Comparison

Funding Pips Metric The Upside Funding
8.9/10 PFM Score 6.3/10
4.5/5 (52,621) TrustPilot 4.8/5 (43)
A+ Safety Grade A
73.7 B+ Trust Score 64.2 B
80-100% Profit Split 95%
3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) Daily Drawdown 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static
Weekly Payout Frequency Fast payouts (on-demand)
$29 Starting Price $34
Proprietary Technology Proprietary
cTrader, Match Trader, MT5 Platforms cTrader
No Direct Path to Funded No
United Arab Emirates Country Hong Kong
Oct 2022 Established Jan 2020
21 options Challenge Options 12 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funding Pips The Upside Funding Savings
$5K $29 $59 Save $30
$10K $55 $99 Save $44
$25K $109 $199 Save $90
$50K $219 $349 Save $130
$100K $399 $589 Save $190

Funding Pips vs The Upside Funding: Detailed Analysis

Funding Pips and The Upside Funding are both CFD firms. The Upside Funding has been in business longer, established in 2020, while Funding Pips was founded in 2022.

Pricing

In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $5 less than The Upside Funding's starting price of $34. Funding Pips offers 21 challenge options, while The Upside Funding offers 12.

Account Sizes

On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while The Upside Funding offers account sizes from $2 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while The Upside Funding runs on cTrader. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Funding Pips offers 80-100% profit split, while The Upside Funding offers 95%. Funding Pips pays out Weekly, and The Upside Funding pays out Fast payouts (on-demand).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)", while The Upside Funding lists "1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 52,621 reviews, while The Upside Funding has 4.8/5 with 43 reviews. Safety grades: Funding Pips A+, The Upside Funding A.

Who Should Choose Which

Across the use cases we scored, Funding Pips is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.

Overall, Funding Pips edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funding Pips
Pros
Up to 100% profit split with flexible reward cycles (weekly, bi-weekly, monthly, daily, on-demand). Starting from $29. Zero reward denial policy. Multiple evaluation models including 1-Step, 2-Step Standard, and Zero instant funding. Scale to $2M in prime capital. Over $263M distributed to 3M+ traders worldwide.
Cons
News trading restricted on funded/master accounts (5-minute window). Weekend holding not permitted on master accounts (positions auto-closed Friday). HFT, tick scalping, hedging, and latency arbitrage prohibited. Consistency score soft rule on funded accounts may delay rewards.
The Upside Funding
Pros
Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Cons
Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed

Active Deals & Promo Codes

Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges
The Upside Funding
25% OFF 25% off all challenges

Frequently Asked Questions

Which is better, Funding Pips or The Upside Funding?

Funding Pips scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funding Pips or The Upside Funding?

Funding Pips has the lower starting price at $29. Funding Pips offers 21 challenge options starting from $29, while The Upside Funding offers 12 options starting from $34.

Which has better reviews, Funding Pips or The Upside Funding?

The Upside Funding has a higher TrustPilot rating of 4.8/5. Funding Pips has 52,621 reviews while The Upside Funding has 43.

Which offers a higher profit split, Funding Pips or The Upside Funding?

Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while The Upside Funding offers 95%.

How fast do Funding Pips and The Upside Funding pay out?

Funding Pips has Weekly payouts while The Upside Funding offers Fast payouts (on-demand) payouts. Payout speed can be an important factor when choosing a prop firm.

Are Funding Pips and The Upside Funding legit?

Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. The Upside Funding holds a A safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Funding Pips or The Upside Funding?

Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.