Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

MyFundedCapital MyFundedCapital
Top One Trader Top One Trader
MyFundedCapital Get Started
Top One Trader 5.0 Get Started
Overview
Asset Type CFD CFD
Country United Arab Emirates United States
Established Jan 2024 Sep 2023
Technology White-Label White-Label
Platforms DXTrade, cTrader, GooeyPro, Polymarket cTrader, Match Trader, MT5, TradeLocker
Trading Rules
Profit Split Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder. 80% standard, up to 90% (up to 100% on Instant PRIME) Best
Daily Drawdown 3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Payout Frequency Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on).
Taken from the /faq/live-accounts/ 'How do I withdraw the gains in my Live Account?' section, which states the cadence separately for all three programs, and corroborated by the /compare-plans side-by-side table and the /features page. The /faq/general-questions/ page states a different and mutually inconsistent set of cadences and was not used: see verification.conflicts. Payout on Demand is a paid add-on on the 1-Step and Scale Up programs; average processing time is stated as 24 hours. 		Bi-weekly (14 days), 7-day upgrade add-on available
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Four separately-priced programs, all one-time payments with no subscription: Instant Funding (live account from day one, no evaluation, $95 to $999), a 1-Step Challenge ($75 to $689), a Scale Up 2-Step Challenge that starts at $19 for a $2,000 account and carries a published 23-step scaling ladder to $500,000, and a PolyMarket-based Prediction Market product. No time limit on any evaluation and no mandatory stop loss. Minimum trading days are only 3 per phase on the challenges and none at all on Instant Funding. Profit splits start at 70/30 (Instant) or 80/20 (challenges) and can be bought up to 100%. Payouts are capped at $5,000 per cycle but are processed in an average of 24 hours, and the first Scale Up challenge fee is refunded with the first payout. Expert advisors and automated strategies are explicitly permitted. Three live platforms (DXTrade, cTrader, GooeyPro) plus PolyMarket, all at the same price. The CEO and Founder, Bogdan Rubtsov, is named and pictured on the firm's own site and signs TrustPilot replies personally.
  • Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Main Drawbacks
  • TrustPilot sits at 3.4 from 84 reviews with only 20 reviews in the last 12 months, and the negative cluster is substantive: several one-star reviewers state they passed both phases and were then refused a funded account on a discretionary 'final risk review', which the firm confirms in its replies is a real gate that hitting the targets does not by itself clear. A separate wave of one-star reviews describes aggressive repeat cold-calling from rotating numbers, which the firm disclaims as impersonation. The Terms state there are no refunds once login details have been emailed. No financial regulator, licence number or regulated entity is disclosed anywhere on the site, and the Terms themselves warn of 'limited regulatory protection'. News trading and weekend holding are both switched off by default on every program and cost 10% to 20% of the plan price as add-ons, as does any profit-split upgrade. The published $5,000 per-payout cap contradicts the /payouts page's 'There are no limits on payout amounts' claim. The pricing calculator and /compare-plans quote $95 / $75 / $69 for the three $5,000 plans while the site's own WooCommerce checkout catalogue prices the same variations at $249 / $189 / $149. The Prediction Market program is sold at $219 to $1,399 across five account sizes with no published rule set at all.
  • 2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME
Offers & Promo Codes
Active Offers No offers
SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08. SUMMER

Challenge Details

MyFundedCapital Challenges

16 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$19
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off. Sold as 'Two-Step Assessment'; the fee is refunded with the first payout. 		$2K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on; the scaling ladder reaches 85/15 at $175,000, 90/10 at $250,000 and 100/0 at $350,000. None
$69
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off. Sold as 'Two-Step Assessment'; the fee is refunded with the first payout. 		$5K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on; the scaling ladder reaches 85/15 at $175,000, 90/10 at $250,000 and 100/0 at $350,000. None
$75
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. Sold in the WooCommerce catalogue as 'One-Step Assessment'. 		$5K 1 Step P1: 10%
 P1: -
P1: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on None
$95
List price from the site's own calculator data object (mfc_data.prices, embedded in the homepage HTML) and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. See verification.conflicts. 		$5K Instant P1: None
 P1: -
P1: 6%
 Starts at 70/30, rises to 80/20 after +10% profit and 90/10 after +20% profit; a paid Profit-Split add-on adds a further 10%, up to 100% None
$119
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off. Sold as 'Two-Step Assessment'; the fee is refunded with the first payout. 		$10K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on; the scaling ladder reaches 85/15 at $175,000, 90/10 at $250,000 and 100/0 at $350,000. None
$129
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. Sold in the WooCommerce catalogue as 'One-Step Assessment'. 		$10K 1 Step P1: 10%
 P1: -
P1: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on None
$189
List price from the site's own calculator data object (mfc_data.prices, embedded in the homepage HTML) and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. See verification.conflicts. 		$10K Instant P1: None
 P1: -
P1: 6%
 Starts at 70/30, rises to 80/20 after +10% profit and 90/10 after +20% profit; a paid Profit-Split add-on adds a further 10%, up to 100% None
$259
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off. Sold as 'Two-Step Assessment'; the fee is refunded with the first payout. 		$25K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on; the scaling ladder reaches 85/15 at $175,000, 90/10 at $250,000 and 100/0 at $350,000. None
$289
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. Sold in the WooCommerce catalogue as 'One-Step Assessment'. 		$25K 1 Step P1: 10%
 P1: -
P1: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on None
$375
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off. Sold as 'Two-Step Assessment'; the fee is refunded with the first payout. 		$50K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on; the scaling ladder reaches 85/15 at $175,000, 90/10 at $250,000 and 100/0 at $350,000. None
$409
List price from the site's own calculator data object (mfc_data.prices, embedded in the homepage HTML) and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. See verification.conflicts. 		$25K Instant P1: None
 P1: -
P1: 6%
 Starts at 70/30, rises to 80/20 after +10% profit and 90/10 after +20% profit; a paid Profit-Split add-on adds a further 10%, up to 100% None
$415
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. Sold in the WooCommerce catalogue as 'One-Step Assessment'. 		$50K 1 Step P1: 10%
 P1: -
P1: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on None
$609
List price from the site's own calculator data object (mfc_data.prices, embedded in the homepage HTML) and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. See verification.conflicts. 		$50K Instant P1: None
 P1: -
P1: 6%
 Starts at 70/30, rises to 80/20 after +10% profit and 90/10 after +20% profit; a paid Profit-Split add-on adds a further 10%, up to 100% None
$635
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off. Sold as 'Two-Step Assessment'; the fee is refunded with the first payout. 		$100K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on; the scaling ladder reaches 85/15 at $175,000, 90/10 at $250,000 and 100/0 at $350,000. None
$689
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. Sold in the WooCommerce catalogue as 'One-Step Assessment'. 		$100K 1 Step P1: 10%
 P1: -
P1: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on None
$999
List price from the site's own calculator data object (mfc_data.prices, embedded in the homepage HTML) and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. See verification.conflicts. 		$100K Instant P1: None
 P1: -
P1: 6%
 Starts at 70/30, rises to 80/20 after +10% profit and 90/10 after +20% profit; a paid Profit-Split add-on adds a further 10%, up to 100% None

Top One Trader Challenges

13 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$94 $28 $5K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$78 $39 $5K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$158 $63 $10K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$149 $75 $10K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$296 $118 $25K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$315 $158 $25K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$410 $164 $50K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$510 $255 $50K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$798 $399 $100K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$998 $499 $100K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$1776 $888 $200K Instant P1: -
 P1: 2.5%
P1: 5% trailing
 up to 100% None
$1807 $904 $200K 2 Steps P1: 10%
P2: 5%
 P1: 4%
P2: 4%
P1: 8-10% static
P2: 8-10% static
 up to 90% None
$2537 $1269 $200K Instant P1: -
 P1: 3%
P1: 6% trailing
 up to 90% None
MyFundedCapital
Visit MyFundedCapital Full Profile →
Top One Trader
Visit Top One Trader Full Profile →