XPIPS $5K Instant Challenge - Details, Rules & Pricing

The challenge

Account size$5K

EvaluationInstant

Profit split65%

Activation feeNone

Target	Profit target	Max daily loss	Max drawdown
Evaluation	—	None	6%

Payout rules

First payout30 days

FrequencyFirst payout 30 calendar days after the first trade, second 21 days after that, every 14 calendar days thereafter

Processing time1-2 business days

Profit split85% (1-Step), 80% (2-Step), 65% (Instant Funding); 100% from the 3rd scale-up

On demandYes

Min. withdrawal$100

Consistency30% Profit Consistency Score, funded stage only: no single trade or trading day may contribute more than 30% of the requested payout. Exceeding it is not a breach - the excess profit is removed from the payout calculation, but the score must be met to qualify for a payout. A separate Lot Size Consistency Rule is published as its own help-centre article.

Fee refunded on 1st payoutYes

Payout methods

Crypto

Payouts are crypto-only per the help centre ('Currently supported payout method: Cryptocurrency'), which contradicts the /trading-rules page listing Rise, PayPal and Cryptocurrency with a 1-5 business day processing time. The help-centre articles are dedicated to each field and are treated as current. The program fee is advertised at checkout as '100% refundable fee, returned with your first payout'.

Trading rules

News trading

Weekend holding

Overnight holding

EAs / automation

Copy trading

Hedging

Scalping

Max leverage1:30 on the 1-Step route and 1:50 on the 2-Step and Instant routes per the catalog; an Increased Leverage 1:50 add-on is sold at checkout

Min. trade duration120 seconds on the programs where the catalog enables it (minTradeDurationEnabled=true on 20 of 34 sellable programs)

Challenge time limitNo time limit - maxTradingDays is 0 on every sellable program and the firm advertises 'No Time Limits'.

Inactivity ruleAn account with no trades for 30 consecutive days is automatically marked breached. A warning email is sent after 15 consecutive days without a trade; the warning does not extend the 30-day period.

Hedging is a direct contradiction between two live first-party sources: /trading-rules states 'Hedging within the same account is permitted' while the help centre's Prohibited Trading Practices article lists 'Hedging Across Accounts or Within the Same Account' as grounds for immediate disqualification. Recorded here as prohibited because the help-centre article is the enforcement document, is the more specific and more recently maintained of the two, and matches TrustPilot reviews from August 2026 describing payouts rejected for hedging.