BEM Funding vs FTMO: Head-to-Head Comparison (2026)
BEM Funding
6.3 B
CFD
FTMO
8.3 A+
CFD
Verdict: Who Wins?
FTMO
5 wins
Decisive Win
Best For:
FTMO
FTMO
Visual Comparison
Head-to-Head Comparison
| BEM Funding | Metric | FTMO |
|---|---|---|
| 6.3/10 | PFM Score | 8.3/10 ★ |
| 4.2/5 (212) | TrustPilot | 4.8/5 (42,594) ★ |
| B | Safety Grade | A+ ★ |
| 48.6 D | Trust Score | 84 A ★ |
| 80% | Profit Split | Up to 90% ★ |
| 4.5% (Classic/Swing plans); 4% (Extended plan); 3% (BEM-One plan) | Daily Drawdown | Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) |
| Weekly | Payout Frequency | Bi-weekly (every 14 days) |
| $32.9 ★ | Starting Price | $79 |
| White-Label | Technology | Proprietary |
| DXTrade, cTrader | Platforms | cTrader, MT5, MT4 |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | Czech Republic |
| - | Established | Jan 2015 |
| 20 options | Challenge Options | 10 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | BEM Funding | FTMO | Savings |
|---|---|---|---|
| $10K | $62 ★ | $79 | Save $17 |
| $25K | $136 ★ | $199 | Save $63 |
| $50K | $200 ★ | $319 | Save $120 |
| $100K | $364 ★ | $439 | Save $75 |
BEM Funding vs FTMO: Detailed Analysis
BEM Funding and FTMO are both CFD firms.
Pricing
In terms of pricing, BEM Funding is more affordable with challenges starting at $33, which is $46 less than FTMO's starting price of $79. BEM Funding offers 20 challenge options, while FTMO offers 10.
Account Sizes
On account sizing, BEM Funding offers account sizes from $5 to $100 across 5 funding tiers, while FTMO offers account sizes from $10 to $200 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, BEM Funding supports DXTrade and cTrader, while FTMO runs on cTrader, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
BEM Funding offers 80% profit split, while FTMO offers Up to 90%. BEM Funding pays out Weekly, and FTMO pays out Bi-weekly (every 14 days).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: BEM Funding lists its daily drawdown as "4.5% (Classic/Swing plans); 4% (Extended plan); 3% (BEM-One plan)", while FTMO lists "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
BEM Funding supports withdrawals via Crypto and Rise Works.
Trust & Safety
For trust and reputation, BEM Funding has a 4.2/5 TrustPilot rating with 212 reviews, while FTMO has 4.8/5 with 42,594 reviews. Safety grades: BEM Funding B, FTMO A+.
Who Should Choose Which
So who should pick which? BEM Funding is the stronger choice for budget-conscious traders and fast payouts, while FTMO is the better fit for maximum profit potential and trust & reputation.
Overall, FTMO edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Pros
Cons
FTMO
Pros
Cons
Active Deals & Promo Codes
FTMO
No active deals
Frequently Asked Questions
Which is better, BEM Funding or FTMO?
FTMO scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, BEM Funding or FTMO?
BEM Funding has the lower starting price at $33. BEM Funding offers 20 challenge options starting from $33, while FTMO offers 10 options starting from $79.
Which has better reviews, BEM Funding or FTMO?
FTMO has a higher TrustPilot rating of 4.8/5. BEM Funding has 212 reviews while FTMO has 42,594.
Which offers a higher profit split, BEM Funding or FTMO?
FTMO offers a higher maximum profit split. BEM Funding offers 80% while FTMO offers Up to 90%.
How fast do BEM Funding and FTMO pay out?
BEM Funding has Weekly payouts while FTMO offers Bi-weekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.
Are BEM Funding and FTMO legit?
Both firms have been independently verified by PropFirmMap. BEM Funding holds a B safety grade and a 4.2/5 TrustPilot rating. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, BEM Funding or FTMO?
BEM Funding may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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