Cointracts vs Phoenix Trader Funding: Head-to-Head Comparison (2026)

Cointracts vs Phoenix Trader Funding: Detailed Analysis

Cointracts and Phoenix Trader Funding are both Crypto firms. Phoenix Trader Funding has been in business longer, established in 2023, while Cointracts was founded in 2025.

Pricing

In terms of pricing, Cointracts is more affordable with challenges starting at $25, which is $14 less than Phoenix Trader Funding's starting price of $39. Cointracts offers 12 challenge options, while Phoenix Trader Funding offers 6.

Account Sizes

On account sizing, Cointracts offers account sizes from $2 to $100 across 6 funding tiers, while Phoenix Trader Funding offers account sizes from $2 to $100 across 4 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Cointracts supports Proprietary, while Phoenix Trader Funding runs on Trading View, NinjaTrader, Tradovate, Quantower, Atas, dxFeed, Volumetrica, Phoenix Instant Logger, Rithmic and DeepCharts. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Cointracts offers Up to 90% profit split, while Phoenix Trader Funding offers 90%. Cointracts pays out Daily, and Phoenix Trader Funding pays out Bi-Weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Cointracts lists its daily drawdown as "1-Step: 4%; 2-Step: 5%", while Phoenix Trader Funding lists "No standard daily loss limit. Classic and Spark use trailing EOD drawdown from highest balance. Merit accounts apply a 25% dynamic daily drawdown of starting balance.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Cointracts supports withdrawals via Crypto and Wire Transfer, while Phoenix Trader Funding pays out through Payoneer and PayPal.

Trust & Safety

For trust and reputation, Cointracts has a 3.8/5 TrustPilot rating with 80 reviews, while Phoenix Trader Funding has 4.6/5 with 832 reviews. Safety grades: Cointracts C, Phoenix Trader Funding B+.

Who Should Choose Which

So who should pick which? Cointracts is the stronger choice for budget-conscious traders and fast payouts, while Phoenix Trader Funding is the better fit for trust & reputation.

Overall, Phoenix Trader Funding edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.