Instant Funding vs Quantum Funding: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Best For:
Visual Comparison
Save 10% on Instant Funding today
Head-to-Head Comparison
| Instant Funding | Metric | Quantum Funding |
|---|---|---|
| 7.0/10 | PFM Score | - |
| 3.1/5 (4,705) | TrustPilot | 4.2/5 (73) ★ |
| B+ ★ | Safety Grade | - |
| 82.9 A ★ | Trust Score | 40.3 D |
| Up to 90% ★ | Profit Split | 80% |
| Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges) | Daily Drawdown | 3% of the equity recorded at 12:00am CEST (1-Step, 1-Step Prime and Instant Funding); 5% on the 2-Step Challenge |
| Every 7 Days (14-day initial wait) | Payout Frequency | Bi-weekly |
| $39 ★ | Starting Price | $79 |
| Proprietary | Technology | White-Label |
| cTrader, Match Trader, MT5 | Platforms | cTrader |
| No | Direct Path to Funded | No |
| United Kingdom | Country | Hong Kong |
| Jun 2020 | Established | - |
| 29 options | Challenge Options | 20 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Instant Funding | Quantum Funding | Savings |
|---|---|---|---|
| $5K | $39 ★ | $249 | Save $210 |
| $10K | $39 ★ | $79 | Save $40 |
| $25K | $64 ★ | $149 | Save $85 |
| $50K | $114 ★ | $249 | Save $135 |
| $100K | $219 ★ | $429 | Save $210 |
| $200K | $399 ★ | $899 | Save $500 |
Instant Funding vs Quantum Funding: Detailed Analysis
Instant Funding and Quantum Funding are both CFD firms.
Pricing
In terms of pricing, Instant Funding is more affordable with challenges starting at $39, which is $40 less than Quantum Funding's starting price of $79. Instant Funding offers 29 challenge options, while Quantum Funding offers 20.
Account Sizes
On account sizing, Instant Funding offers account sizes from $5 to $200 across 10 funding tiers, while Quantum Funding offers account sizes from $5 to $400 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Instant Funding supports cTrader, Match Trader and MT5, while Quantum Funding runs on cTrader. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Instant Funding offers Up to 90% profit split, while Quantum Funding offers 80%. Instant Funding pays out Every 7 Days (14-day initial wait), and Quantum Funding pays out Bi-weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Instant Funding lists its daily drawdown as "Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges)", while Quantum Funding lists "3% of the equity recorded at 12:00am CEST (1-Step, 1-Step Prime and Instant Funding); 5% on the 2-Step Challenge". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Instant Funding supports withdrawals via Rise and Crypto (USDT TRC-20), while Quantum Funding pays out through Crypto, Wise and Wire Transfer.
Trust & Safety
For trust and reputation, Instant Funding has a 3.1/5 TrustPilot rating with 4,705 reviews, while Quantum Funding has 4.2/5 with 73 reviews.
Who Should Choose Which
So who should pick which? Instant Funding is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation, while Quantum Funding is the better fit for fast payouts.
Overall, Instant Funding edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Pros
Cons
Pros
Cons
Active Deals & Promo Codes
No active deals
Frequently Asked Questions
Which is better, Instant Funding or Quantum Funding?
Instant Funding scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Instant Funding or Quantum Funding?
Instant Funding has the lower starting price at $39. Instant Funding offers 29 challenge options starting from $39, while Quantum Funding offers 20 options starting from $79.
Which has better reviews, Instant Funding or Quantum Funding?
Quantum Funding has a higher TrustPilot rating of 4.2/5. Instant Funding has 4,705 reviews while Quantum Funding has 73.
Which offers a higher profit split, Instant Funding or Quantum Funding?
Instant Funding offers a higher maximum profit split. Instant Funding offers Up to 90% while Quantum Funding offers 80%.
How fast do Instant Funding and Quantum Funding pay out?
Instant Funding has Every 7 Days (14-day initial wait) payouts while Quantum Funding offers Bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are Instant Funding and Quantum Funding legit?
Both firms have been independently verified by PropFirmMap. Instant Funding holds a B+ safety grade and a 3.1/5 TrustPilot rating. Quantum Funding holds a unrated safety grade and a 4.2/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Instant Funding or Quantum Funding?
Instant Funding may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
More Comparisons
Not sold on either? Explore alternatives
See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.