Topstep
3.3 B+
Futures
Funding Pips
2.9 A+
CFD
Verdict: Who Wins?
Topstep
1 wins
Funding Pips
6 wins
Our Pick
Best For:
Funding Pips
Funding Pips
Funding Pips
Visual Comparison
Head-to-Head Comparison
| Topstep | Metric | Funding Pips |
|---|---|---|
| 3.3/10 ★ | PFM Score | 2.9/10 |
| 3.4/5 (13,823) | TrustPilot | 4.5/5 (52,198) ★ |
| B+ | Safety Grade | A+ ★ |
| 90% | Profit Split | 60-100% ★ |
| Trailing ($2K/$3K/$4.5K by account size) | Daily Drawdown | Varies: 3-5% daily, 5-10% max |
| Weekly | Payout Frequency | Weekly (Tuesday) |
| $49 | Starting Price | $29 ★ |
| Proprietary | Technology | Proprietary |
| Topstep X | Platforms | cTrader, Match Trader, MT5, TradeLocker |
| Yes | Direct Path to Funded | No |
| United States | Country | United Arab Emirates |
| Jan 2012 | Established | Jan 2022 |
| 3 options | Challenge Options | 20 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Topstep | Funding Pips | Savings |
|---|---|---|---|
| $50K | $49 ★ | $219 | Save $170 |
| $100K | $99 ★ | $399 | Save $300 |
Topstep vs Funding Pips: Detailed Analysis
Topstep and Funding Pips are both Futures firms. Topstep has been in business longer, established in 2012, while Funding Pips was founded in 2022.
In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $20 less than Topstep's starting price of $49. Topstep offers 3 challenge options, while Funding Pips offers 20.
Topstep offers 90% profit split, while Funding Pips offers 60-100%. Topstep pays out Weekly, and Funding Pips pays out Weekly (Tuesday).
For trust and reputation, Topstep has a 3.4/5 TrustPilot rating with 13,823 reviews, while Funding Pips has 4.5/5 with 52,198 reviews. Safety grades: Topstep B+, Funding Pips A+.
Overall, Funding Pips edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.
Pros & Cons
Topstep
Pros
Cons
Funding Pips
Pros
Cons
Active Deals & Promo Codes
Topstep
No active deals
Funding Pips
Frequently Asked Questions
Which is better, Topstep or Funding Pips?
Funding Pips scores higher overall, winning 6 out of 7 comparison categories including TrustPilot, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Topstep or Funding Pips?
Funding Pips has the lower starting price at $29. Topstep offers 3 challenge options starting from $49, while Funding Pips offers 20 options starting from $29.
Which has better reviews, Topstep or Funding Pips?
Funding Pips has a higher TrustPilot rating of 4.5/5. Topstep has 13,823 reviews while Funding Pips has 52,198.
Which offers a higher profit split, Topstep or Funding Pips?
Funding Pips offers a higher maximum profit split. Topstep offers 90% while Funding Pips offers 60-100%.
How fast do Topstep and Funding Pips pay out?
Topstep has Weekly payouts while Funding Pips offers Weekly (Tuesday) payouts. Payout speed can be an important factor when choosing a prop firm.