Funding Your Trades Review: Plans, Rules, and How It Compares
Funding Your Trades
Funding Your Trades (FYT) is a proprietary trading firm running simulated-capital evaluations on MatchTrader and on its own Platform5. It sells 1 Step, 2 Step and Instant Funding routes, each in a Classic variant and a Prime variant, across account sizes from $5K to $200K. The headline structural choice is its drawdown model: the maximum loss limit is static and balance-based, fixed at the initial balance, rather than trailing your equity upward as you profit. Funded traders keep 95% of gains, rising to 100% with a paid add-on, and the firm pays an 18% bonus on gains made during the evaluation.
This review covers the 1 Step Challenge family on MatchTrader, which is the part of the catalogue PropFirmMap prices. Every figure below was re-checked against the firm's own store and help centre on 25 August 2026.
1 Step Challenge pricing
FYT does not publish challenge prices on its marketing pages. The figures below come from the firm's own product store, read on 25 August 2026. One detail worth knowing before you buy: the price depends on which platform you pick, and the difference is not flagged anywhere in the marketing copy. MatchTrader is the cheaper of the two at every account size.
| Account size | MatchTrader | Platform5 | Profit target | Daily loss (EOD) | Max loss (static) |
|---|---|---|---|---|---|
| $5K | $67 | $73 | 10% | 4% | 6% |
| $10K | $114 | $124 | 10% | 4% | 6% |
| $25K | $219 | $229 | 10% | 4% | 6% |
| $50K | $309 | $319 | 10% | 4% | 6% |
| $100K | $505 | $515 | 10% | 4% | 6% |
| $200K | $909 | $919 | 10% | 4% | 6% |
The profit target, daily loss limit and maximum loss limit are identical at every size, so the only thing scaling is the fee. At the time of writing the firm advertises a promotion on its homepage under the code NEWFYT. We entered that code at the firm's own checkout: a $5K 1 Step on MatchTrader fell from $67.00 to $36.85, a 45% reduction. The same banner also advertises a "Buy 1 Get 3" component and a 52.5% figure; we could not reproduce either at the cart, so treat the 45% as the part that is confirmed.
FYT also sells 2 Step, 3 Step, Instant Funding, Express, Alpha and Prime product families. Those are live on its store but are not priced on PropFirmMap yet, so this page is not a complete picture of the firm's catalogue.
Trading rules
Both the Classic and Prime rulebooks open with the same disclaimer: the restrictions they list apply to the funded stage, and during the challenge phases traders may use any strategy they prefer apart from the drawdown limits. On the 1 Step evaluation there is no minimum number of trading days and no maximum, so the evaluation has no clock running against it.
FYT fixes the maximum loss limit at your initial balance and it does not move as the account grows. The firm's worked example: a $100,000 account with a $5,000 maximum loss can never drop below $95,000, even after the balance reaches $110,000. Drawdown is also balance-based, so unrealised profit and loss on open positions is not counted toward the daily limit, which is calculated from the previous day's ending balance.
The two models diverge at the funded stage. Classic applies a consistency rule: no single day's closed positions may exceed 30% of accumulated gains when you request a withdrawal, and breaking it clears the gains but leaves the account active. That rule can be removed by buying the Express Pro add-on at checkout. Prime carries no consistency requirement on either phase, but substitutes a longer rulebook: a 1.5% cap on the loss from any single asset, margin utilisation capped at 40%, a three-minute minimum hold on every position, a limit of three open positions per instrument, a ban on martingale strategies, and no new positions in the five minutes either side of a major news release. Prime also prohibits hedging on funded accounts, though the firm's own 1 Step table permits it during the Prime challenge phases. Expert advisors and copiers are permitted during challenge phases only, and copying between separate client accounts is prohibited throughout.
Payouts begin 14 days after the first funded trade and run every 7 days after that. The evaluation fee becomes refundable after your second reward, not your first.
Pros
- Static drawdown across all stages. The loss limit is fixed at the initial balance and never trails the equity high, which several similarly priced competitors do not offer.
- No time pressure on the 1 Step evaluation. Minimum trading days are listed as none and maximum trading days as unlimited.
- 95% split plus an 18% evaluation bonus. The split reaches 100% with a paid add-on, and gains made during the evaluation earn an 18% bonus.
Cons
- No independent TrustPilot rating. TrustPilot has made the firm's rating unavailable for a breach of its guidelines and states it removed a number of fake reviews, so there is no third-party score to weigh against the firm's own claims.
- The "No Consistency Rule" badge applies to one model only. The homepage carries it as a site-wide claim, but Classic funded accounts do carry a 30% consistency rule unless you buy the add-on that removes it.
- Soft breaches are permanently costly. Each violation at the funded stage cuts the profit split by 10% and forfeits eligibility for the bonus and the fee refund.
FYT offers a free replacement challenge account of the same size if a funded account breaches after your first reward. Its own help centre states that this does not apply to accounts bought under BOGO offers, and the promotion running on the homepage at the time of writing includes a "Buy 1 Get 3" component. If that perk matters to you, confirm which offer you are buying under before checkout.
How it compares
At the $100K size on a 1 Step route, FYT's MatchTrader fee of $505 sits at the upper edge of a crowded band. The table below sets it against three CFD firms recorded on PropFirmMap at comparable prices, as of 25 August 2026.
| Firm | $100K 1 Step | Profit target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| Funding Your Trades | $505 | 10% | 4% | 6% static | 95% (100% with add-on) |
| Alpha Capital Group | $497 | 10% | 4% | 6% | 80% |
| Funded Trading Plus | $449.10 | 10% | 4% | 6% | Up to 100% |
| ThinkCapital | $499 | 10% | 3% | 6% trailing | 80% (90% with scaling or add-on) |
The parameters are close enough that the fee is not the deciding factor. Alpha Capital Group matches FYT's targets and limits exactly and costs $8 less, but pays 80% against FYT's 95%. Funded Trading Plus is the cheapest of the four at $449.10 and advertises a split reaching 100%. ThinkCapital is the useful contrast on structure rather than price: its maximum loss is trailing rather than static, which is precisely the difference FYT builds its marketing around. A trader who has previously lost an account to a trailing drawdown moving up underneath them is the trader FYT is aimed at, and among these four it is the only one offering a static limit alongside a 95% base split.
Set against that, FYT is the only firm in this group with no independent TrustPilot rating available, and it does not publish a verifiable company jurisdiction or founding date. Its own sources name different locations, and PropFirmMap records neither field rather than pick one.
Verdict
Funding Your Trades is a reasonable fit for traders who want a fixed, predictable risk boundary and no clock on the evaluation, and who value a high base split over the lowest entry fee. The static drawdown, the absence of minimum trading days, the 95% split and the 18% evaluation bonus are all confirmed against the firm's own documentation, and the fee sits within a few dollars of firms offering less generous splits.
The reasons for caution are equally concrete and none of them are about pricing. There is no independent TrustPilot rating to check the firm against, because TrustPilot suspended it for a guidelines breach and says it removed fake reviews. The firm does not publish a verifiable jurisdiction or founding date. And the funded-stage penalties are strict: a single soft breach permanently reduces the split by 10% and forfeits both the bonus and the fee refund. Traders who are comfortable making that trade will find the mechanics competitive; traders who weight third-party verification heavily will want to wait for the rating to be restored.
All figures verified against the firm's product store and help centre on 25 August 2026. See the Funding Your Trades profile for the current plan grid and any live offers.
Explore More
Related Articles
