FXIFY Futures Review 2026: Plans, Rules, and Payouts

FXIFY Futures

FXIFY Futures is an Ireland-based futures prop trading firm and the futures sister brand of FXIFY. The operating entity is FXIFY Futures Limited, Suite 302, 2 Pembroke Street Upper, Dublin, Dublin 2, Ireland. The firm runs a one-step evaluation in two flavours, Standard and Expert, alongside a Direct to Sim Live instant-funding program that skips the evaluation entirely. Traders choose between NinjaTrader, Tradovate and TradingView, and every plan includes free level 1 data. Evaluations are billed monthly rather than as a single upfront fee, and the drawdown model is an end-of-day trailing Maximum Loss Limit rather than an intraday one. On TrustPilot the firm holds a 3.8 rating from 39 reviews. This review covers the plan economics, the payout policy, and how the $50,000 tier lines up against three other futures firms in the same price band.

Plans and pricing

The one-step evaluation is offered on $50,000, $100,000 and $150,000 accounts. The figures below are the $50,000 tier as published on the firm's Standard plan page. Both plans are billed monthly for as long as the evaluation runs, which is a different cost structure from the one-time evaluation fee most futures firms charge - the longer an evaluation takes, the more it costs.

The headline price gap between the two plans narrows once the activation fee is counted: Standard is $89 per month plus a $125.00 activation fee, while Expert is $149 per month with a $0.00 activation fee. Expert also carries the higher split, a lower minimum trading day count and a larger position allowance, but it pairs those with a higher profit target and a stricter 40% consistency rule. A 10% split increase is available as a checkout add-on on both plans.

Separately, the Direct to Sim Live program sells $15,000.00, $30,000.00, $60,000.00 and $80,000.00 accounts with no evaluation phase, no profit target and no monthly or activation fees. It defaults to a 90% split with a 100% split add-on at checkout and applies a 20% consistency rule.

Rules that decide the outcome

The daily loss limit is 2% of account balance on Standard, 3% on Expert and 2.5% on Direct to Sim Live. It resets the following day and is treated as a soft breach rather than an immediate account failure. There is no time limit on passing: trading days are unlimited, and the firm states an account can be funded in as little as 4 days on Standard and 3 days on Expert.

Payouts are where the detail matters. A request can be made every 14 calendar days from the first trade on a funded account, and profits must exceed the buffer zone by at least $100. Buffer zones on Standard are $500 on a $50,000 account, $1,000 on $100,000 and $1,500 on $150,000; on Expert they are $1,000, $1,500 and $2,000 respectively. Withdrawals then release on a tier: payout 1 pays 60% of the amount above the buffer, payout 2 pays 70%, payout 3 pays 80%, payout 4 pays 90%, and payout 5 onwards pays 100%. Approved requests are processed within 24-48 hours. Each account also carries a payout cap - $5,000 on a $50,000 account, $10,000 on $100,000 and $15,000 on $150,000 - after which the account enters review for transition to live infrastructure. If it does not qualify and is closed, a 30-day waiting period may apply before a new evaluation can be purchased.

Position limits, resets and account count

Position sizing is capped by plan rather than by account size at this tier: Standard allows a max position of 3, Expert allows 5. Both plans permit 5 accounts to be run at once. A failed evaluation can be reset rather than repurchased, at $79.00 on Standard and $125.00 on Expert, which inverts the usual relationship between the two plans - the cheaper plan has the cheaper reset, but the more expensive plan has the cheaper entry once the activation fee is counted.

The consistency rule applies before a payout can be requested, not during the evaluation alone: Standard requires 30% and Expert 40%, and the calculation resets after each payout request, measuring only profits generated since the last one. Once a withdrawal is taken, the Maximum Loss Limit locks at the account's starting balance, which removes the trailing element from that point onward. Traders on the Direct to Sim Live program face a 20% consistency rule instead, applied to an account that has no profit target to hit in the first place.

Pros and cons

Pros

• End-of-day trailing Maximum Loss Limit rather than intraday, and the limit locks at the starting balance after each withdrawal.
• No time limit on the evaluation, with unlimited trading days on both plans.
• Three platform choices (NinjaTrader, Tradovate, TradingView) with free level 1 data included on evaluation and sim live accounts.

Cons

• Evaluations are billed monthly until passed, so a slow evaluation costs more than a fixed one-time fee would.
• The Standard plan adds a $125.00 activation fee in addition to the monthly price.
• The first four payouts release only 60%, 70%, 80% and 90% of the amount above the buffer zone, and each account is capped at $5,000, $10,000 or $15,000 in total payouts by size.

How it compares

Against three other futures firms with a one-step $50,000 evaluation in the same price band, FXIFY Futures sits mid-table on price and mid-table on drawdown room. The comparison below uses each firm's own $50,000 one-step plan as recorded on PropFirmMap.

FunderPro Futures is the closest match on paper: the same $89 headline price, the same $3,000 (6%) target and the same $2,000 (4%) end-of-day trailing drawdown, with a $129 activation fee against FXIFY Futures' $125.00. Uprofit's Day Program is cheaper at $78 with the same $3,000 target and an $1,100 daily loss allowance, but its drawdown trails rather than settling end-of-day. Funded Futures Family charges $159 for its Premier+ EOD plan and gives less drawdown room at $1,500, but returns 100% on the first $10,000 of profit and 90% after that. Traders who want a larger split than FXIFY Futures' Standard 80.00% can either move to its Expert plan at $149 per month for 90.00%, or look at the two peers here that publish 90% and above.

Monthly billing turns evaluation speed into a cost variable, not just a milestone.PropFirmMap

Verdict

FXIFY Futures is a reasonable fit for traders who want an end-of-day trailing drawdown, no deadline on the evaluation, and a choice between NinjaTrader, Tradovate and TradingView. The Expert plan at $149 per month is the more coherent package of the two: no activation fee, a 90.00% split, a $1,500.00 daily loss allowance and a $2,500.00 Maximum Loss Limit, in exchange for a $3,500.00 target and a 40% consistency rule. The Standard plan at $89 per month plus the $125.00 activation charge makes sense for traders who expect to pass quickly, since the monthly billing model penalises a long evaluation. The tier-based payout release and the per-account payout caps are the two rules worth reading in full before buying, because they shape what a funded account actually returns in its first months. The firm is not regulated as a broker, which is standard for the prop sector but worth stating plainly.

Sources verified 2026-08-17: fxifyfutures.com/programs/standard, fxifyfutures.com/direct-to-sim-live, FXIFY Futures payout policy, TrustPilot. Peer plan data from the PropFirmMap firm database.