SFX Funded Review: Plans, Rules, and How It Compares
SFX Funded is a proprietary trading firm based in the United Arab Emirates that sells simulated-capital evaluations across CFD markets. It currently runs four separate programs: the 2-Step Challenge, the 1-Step Pro, the Rapid Challenge and the Instant Plan. Account sizes run from $7,500 on the cheapest program up to $400,000 on the Instant Plan, and every program is sold as a one-time fee that the firm describes as "100% Refundable". Reward splits are published as 85% to 100% across all four programs, and no program carries a time limit. This review sets out what the firm currently sells, the rules attached to each program, and how the entry pricing sits against three other CFD firms in our database. Every figure below was read from the firm's own program pages and checkout on 6 September 2026.
TrustPilot has withdrawn the star rating on this firm's profile, so there is no current review score to quote. We hold 152 reviews on file from before the rating was withdrawn. Treat the absence of a rating as missing information rather than as a positive or a negative signal, and check the firm's TrustPilot profile yourself before buying.
The four programs and what they cost
SFX Funded splits its catalogue by evaluation style rather than by market. The 2-Step Challenge is the cheapest way in at $39 for a $7,500 account. The Instant Plan skips the evaluation entirely and starts at $54 for a $5,000 account. The 1-Step Pro is the only program with no daily drawdown limit at all, and the Rapid Challenge carries the lowest profit target of the four at 3%.
| Program | Account sizes | Price range | Profit target | Max daily loss | Max loss |
|---|---|---|---|---|---|
| 2-Step Challenge | $7.5K to $180K | $39 to $374 | 8% then 5% | 4% | 8% static |
| 1-Step Pro | $10K to $200K | $59 to $649 | 9% | None | 6% |
| Rapid Challenge | $15K to $250K | $79 to $639 | 3% | 3% | 4% |
| Instant Plan | $5K to $400K | $54 to $1,499 | None | 3% | 6% |
The prices above are the figures the firm displays on its own program pages, which are discounted against a higher struck-through price. The 2-Step $7,500 account lists at $79 and displays at $39. The Instant $5,000 account lists at $109 and displays at $54. At the upper end of the range, the Instant $400,000 account lists at $2,998 and displays at $1,499. The discount is not something a buyer has to hunt for: when we added a plan to the firm's own checkout, a 50% discount was applied automatically without any code being entered, taking the $109 Instant plan to $54.50. The firm was also advertising a "60% OFF" code, WELCOME, on every page of its site. Applying that code to the same plan replaced the automatic discount and brought the charged figure to $43.60.
Rules that apply across the catalogue
Several parameters are constant across all four programs. Leverage is published as 1:30 on every program and every account size. There is no time limit on any evaluation, so a trader is not forced into trades by a 30-day or 60-day deadline. Rewards are described as available on demand rather than on a fixed bi-weekly cycle. The reward split is published as 85% to 100%, with the firm stating that 85% is the standard and that the figure rises toward 100% as an account scales.
The differences that matter are in the drawdown rules. The 2-Step Challenge is the most forgiving on total loss at 8%, and the firm describes its drawdowns as static, meaning the loss limit does not trail up behind profits. The Rapid Challenge is the tightest at 4% total loss, which pairs with its low 3% profit target. The 1-Step Pro removes the daily loss limit entirely, which is unusual: most firms cap a single day's loss, and the daily limit is the rule that most often ends an evaluation. In exchange the 1-Step Pro asks for a 9% profit target, the highest of the four. The Instant Plan has no profit target at all because there is no evaluation to pass, but it still carries a 3% daily loss limit and a 6% total loss limit once trading.
Platform choice at checkout is between MatchTrader and a platform the firm labels Platform 5. Both are offered on every program and every account size, and the platform selection does not change the price of a plan.
Pros and cons
On the positive side: the 1-Step Pro removing the daily drawdown limit is a genuine structural difference rather than a marketing line, and it suits strategies that can have one bad day inside a good month. No program carries a time limit, which removes the deadline pressure that forces trades on a fixed-window evaluation. The entry price of $39 for a funded-account evaluation is at the lower end of the CFD firms we track.
On the cautious side: TrustPilot has withdrawn the firm's rating, so the largest public source of trader feedback cannot currently be consulted, and that is a real gap when assessing any firm that holds customer money. The headline prices depend on a discount that is applied automatically today but is a promotion rather than a published list price, so the $39 entry point is not guaranteed to persist. And the Rapid Challenge's 4% total loss limit is tight enough that a small run of losing trades can end the evaluation before the 3% target is reached.
How the entry price compares
Against three other CFD firms in our database, SFX Funded's $39 entry price is competitive but not an outlier. FTMO, the most established of the comparison set, starts at $79 and publishes a reward split of up to 90%. Fintokei starts at $44, with a split published as 50-100% on StartTrader and 80% initial on ProTrader. The Funded Trader starts at $42 and publishes a split of up to 95%.
| Firm | Cheapest challenge | Reward split | PropFirmMap score |
|---|---|---|---|
| SFX Funded | $39 | 85-100% | 4.3 |
| FTMO | $79 | Up to 90% | 8.4 |
| Fintokei | $44 | 50-100% (StartTrader), 80% initial (ProTrader) | 7.2 |
| The Funded Trader | $42 | Up to 95% | 7.0 |
The comparison worth drawing here is not really about the entry fee, because $39, $42 and $44 are close enough that the difference will not decide an outcome. It is about the PropFirmMap score column, where SFX Funded sits at 4.3 against 7.0 to 8.4 for the other three. That score is a composite that includes the availability of independent trust signals, and the withdrawn TrustPilot rating weighs on it directly. A trader choosing between these firms on price alone is choosing between near-identical numbers; a trader choosing on the amount of verifiable public information available is not.
Verdict
SFX Funded publishes a wider and more clearly documented set of programs than its price point suggests, and the rules are stated up front on each program page rather than buried in a terms document. The 1-Step Pro is the program that distinguishes the firm: no daily drawdown limit is a rule difference that changes which strategies can realistically pass, and few firms at this price offer it. The 2-Step Challenge at $39 with static 8% drawdown is the more forgiving route for a trader who has not passed an evaluation before.
The firm is a reasonable fit for traders who want a one-time fee with no evaluation deadline, who want to choose between an instant-funding route and a conventional evaluation, and who are comfortable assessing a firm without a current TrustPilot rating to consult. Traders who weight independent review data heavily in their decision should treat the withdrawn rating as the deciding factor and look at the comparison firms above, all of which carry more public trust signal today. As with any prop firm, verify the current price and rules on the firm's own program pages before buying, because the discount that produces the headline figures in this review is a promotion and can be withdrawn.
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