Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

FXIFY FXIFY
MFA Traders MFA Traders
FXIFY 8.2 Get Started
MFA Traders 6.0 Get Started
Overview
Asset Type CFD CFD
Country United Kingdom Poland
Established Jan 2023 Mar 2023
Technology White-Label White-Label
Platforms Trading View, DXTrade, MT5, MT4 Trading View, Match Trader, MT4
Trading Rules
Profit Split Up to 90% Best 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard)
Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding 3.5% (1-phase Beginner, Instant Core), 4% (2-phase Professional), 5% (2-phase Standard, Instant Prime); recalculated at midnight CET off the previous day's balance
Payout Frequency On-demand
First payout on-demand with no minimum/maximum; bi-weekly available 		On demand
Instant account step 3 states: 'You earn and withdraw the profits generated by your work. Quickly, transparently, and without complications - exactly when you want.' The site advertises 'Payment in just 60 min' with the footnote 'only after approval by the risk management team'. No payout cycle, first-payout window or minimum holding period is published anywhere on the site.
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
  • Three routes to a funded account (1-phase Challenge, 2-phase Challenge, and an Instant account with no evaluation); no time limit on Challenge accounts; entry tickets from 29$ on a $1,000 account; a free trial on a $50,000 account; payouts advertised as completed within 60 minutes after risk-team approval; MT4, Match Trade and Trading View; a scaling programme to $2,000,000; an EU-registered operator (My Funding Account P.S.A., KRS 0001023771, Katowice, Poland) with a published address.
Main Drawbacks
  • Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.
  • Profit split starts at 65% on the 1-phase Beginner tier (70% Instant, 80% 85% 90% two-phase). News trading is permitted only during the Challenge, not on the funded MFA account. The pricing widget publishes a price for only a fraction of the advertised size/tier combinations. No crawlable FAQ answers, terms or payout-method list: payout frequency, first-payout window, minimum and maximum withdrawal and the refund trigger are all undisclosed. TrustPilot solicits its reviews (4.2/143).
Offers & Promo Codes
Active Offers
40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.
No offers

Challenge Details

FXIFY Challenges

47 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$19
one-time 		$2.5K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$39
one-time 		$5K 3 Steps P1: $250 | 5%
P2: $250 | 5%
P3: $250 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$39
one-time 		$5K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$59
one-time 		$10K 3 Steps P1: $500 | 5%
P2: $500 | 5%
P3: $500 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$59
one-time 		$10K 1 Step P1: $500 | 5%
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$59
one-time 		$5K 1 Step P1: $500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$59
one-time 		$5K 2 Steps P1: $250 | 5%
P2: $500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$59
one-time 		$5K 2 Steps P1: $500 | 10%
P2: $250 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$69
one-time 		$1K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$79
one-time 		$10K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$79
one-time 		$15K 3 Steps P1: $750 | 5%
P2: $750 | 5%
P3: $750 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$89
one-time 		$10K 1 Step P1: $1,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$89
one-time 		$10K 2 Steps P1: $500 | 5%
P2: $1,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$89
one-time 		$10K 2 Steps P1: $1,000 | 10%
P2: $500 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$119
one-time 		$15K 1 Step P1: $1,500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$119
one-time 		$15K 2 Steps P1: $750 | 5%
P2: $1,500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$119
one-time 		$15K 2 Steps P1: $1,500 | 10%
P2: $750 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$119
one-time 		$2.5K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$149
one-time 		$25K 3 Steps P1: $1,250 | 5%
P2: $1,250 | 5%
P3: $1,250 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$149
one-time 		$25K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$149
one-time 		$25K 1 Step P1: $1,250 | 5%
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$199
one-time 		$25K 1 Step P1: $2,500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$199
one-time 		$25K 2 Steps P1: $1,250 | 5%
P2: $2,500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$199
one-time 		$25K 2 Steps P1: $2,500 | 10%
P2: $1,250 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$229
one-time 		$5K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$249
one-time 		$50K 3 Steps P1: $2,500 | 5%
P2: $2,500 | 5%
P3: $2,500 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$249
one-time 		$50K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$249
one-time 		$50K 1 Step P1: $2,500 | 5%
P1: 3%
P1: 4% trailing
 Up to 90% $0
$379
one-time 		$50K 1 Step P1: $5,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$379
one-time 		$50K 2 Steps P1: $2,500 | 5%
P2: $5,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$379
one-time 		$50K 2 Steps P1: $5,000 | 10%
P2: $2,500 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$399
one-time 		$100K 3 Steps P1: $5,000 | 5%
P2: $5,000 | 5%
P3: $5,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$399
one-time 		$100K 1 Step P1: $5,000 | 5%
P1: 3%
P1: 4% trailing
 Up to 90% $0
$449
one-time 		$10K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$549
one-time 		$100K 1 Step P1: $10,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$549
one-time 		$100K 2 Steps P1: $5,000 | 5%
P2: $10,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$549
one-time 		$100K 2 Steps P1: $10,000 | 10%
P2: $5,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$799
one-time 		$200K 3 Steps P1: $10,000 | 5%
P2: $10,000 | 5%
P3: $10,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$899
one-time 		$25K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$1049
one-time 		$200K 1 Step P1: $20,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$1049
one-time 		$200K 2 Steps P1: $20,000 | 10%
P2: $10,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$1599
one-time 		$400K 3 Steps P1: $20,000 | 5%
P2: $20,000 | 5%
P3: $20,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$1749
one-time 		$50K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$2499
one-time 		$75K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$2950
one-time 		$400K 1 Step P1: $40,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$2950
one-time 		$400K 2 Steps P1: $40,000 | 10%
P2: $20,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$4249
one-time 		$100K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0

MFA Traders Challenges

8 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$29 $1K 1 Step P1: 8%
 P1: 3.5%
P1: 10%
 65% None
$69 $5K 1 Step P1: 8%
 P1: 3.5%
P1: 10%
 65% None
$109 $10K 1 Step P1: 8%
 P1: 3.5%
P1: 10%
 65% None
$191 $20K 1 Step P1: 8%
 P1: 3.5%
P1: 10%
 65% None
$389 $50K 1 Step P1: 8%
 P1: 3.5%
P1: 10%
 65% None
$1097 $200K 2 Steps P1: 10%
P2: 5%
 P1: 5%
P2: 5%
P1: 10%
P2: 10%
 80% 85% 90% None
$2558 $50K Instant P1: -
 P1: 3.5%
P1: 7%
 70% None
$2814 $50K Instant P1: -
 P1: 5%
P1: 10%
 70% None
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